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Finance, Economy & Government Issues Archive


Fixed Mortgage Rates Trickle Down

A recently released Freddie Mac survey showed average fixed mortgage rates moving lower, with the average 30-year fixed mortgage ducking just under four percent. ...


Mortgage Rates Move Lower

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing fixed mortgage rates reversing course once again and moving lower amid mixed economic and housing data. ...


10 Ways to Pay off Your Student Loans in a Year

So you’re out of college, drowning in debt and probably wondering, “Was it really worth it?” ...


Mortgage Rates Inch Lower Due to Global Uncertainty

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing an investor flight to safety for U.S. Treasuries is pushing average fixed mortgage rates lower and helping to keep buyer activity strong toward the close of the spring homebuying season. ...


How to Get a Co-Signer Released from Private Student Loan

(TNS)--Parents who co-sign for a child’s private student loan can sometimes be released of their legal responsibility for the debt years later. But it’s not always easy to do, according to a new report. ...


5 Things Every New American Should Know about Personal Finance

As the nation celebrates Independence Day, many Americans think about what it was like for the early settlers arriving on our shores for the first time. Those early pioneers faced much uncertainty when it came to basic survival and the ability to provide ...


Student Debt Is One of the Top Reasons Millennials Are Not Buying Homes

Twenty-somethings are not borrowing money to buy homes at the rate they were a decade ago—a trend that may have as much to do with high levels of student debt and poor job prospects as it has to do with trauma from ...


CFPB Announces Two-Month Pushback of TRID Rule

The Consumer Financial Protection Bureau (CFPB) announced this week a proposal to push back the effective date of the TILA-RESPA Integrated Disclosure rule, which combines two mortgage disclosure regimes into one. The new date is set for October 1. The rule, originally set to go ...


6 Ways to Boost Your Credit Score

In recognition of American Housing Month in June, the American Bankers Association Foundation is reminding consumers of the critical impact credit scores can have on their housing options. ...


6 Common Financial Pitfalls

(TNS)—We all make mistakes, and through them, we learn. But when it comes to finances, it is best not to take the trial-and-error approach. Avoiding some of the following financial mistakes might save you a great deal of money and heartache. ...


Mortgage Rates Remain High

Freddie Mac recently released the results of its  Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates remaining near their highest level of the year. ...


Beating the Fear of Spending

(TNS)—In our quest to save for various goals, developing a fear of spending is possible. To conquer this unhealthy fear, align your spending with what you value. ...


Mortgage Applications Move Lower

Mortgage applications decreased 1.5 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending May 15, 2015. ...


Rising Bank Repossessions Cause Foreclosure Activity to Increase in April

RealtyTrac® recently released its April 2015 U.S. Foreclosure Market Report™, which shows foreclosure filings—default notices, scheduled auctions and bank repossessions—were reported on 125,875 U.S. properties in April of 2015, up 3 percent from the previous month and up 9 percent from a ...


3 ways (and 1 Reason) to Refinance a HELOC

(TNS)—If your home equity line of credit is approaching its 10th birthday and you owe money on it, you might soon see a spike in the minimum monthly payments. There are ways to delay the payment increase by refinancing the loan. ...


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