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The Administration’s foreclosure mitigation programs continue to benefit millions of homeowners as the housing market recovers from an unprecedented crisis. More than 1.6 million homeowner assistance actions have taken place through the Making Home Affordable Program, including more than 1.1 million permanent modifications through HAMP, while the Federal Housing Administration (FHA) has offered more than 1.8 million loss mitigation and early delinquency interventions. The Administration’s programs continue to encourage improved standards and processes in the industry, with HOPE Now lenders offering families and individuals more than 3.6 million proprietary mortgage modifications through March.

Homeowners in HAMP continue to benefit from meaningful payment relief increasing the long-term likelihood of avoiding foreclosure. As of April, more than 1.1 million homeowners have received a permanent modification through HAMP, saving approximately $547 on their mortgage payments each month – a 39 percent savings from their previous payment. In April, 67 percent of homeowners with eligible non-GSE mortgages benefitted from principal reduction with their HAMP modification. Homeowners currently in permanent HAMP modifications have been granted an estimated $10.2 billion in total principal reduction. View the Making Home Affordable Program Report with data through April 2013.

For more information, visit www.hud.gov.

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