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Many REALTORS® and other industry professionals are discouraging the 30 percent alternative as it would block the majority of the population from becoming homeowners.

According to NAR, recent research has shown that it would take the average American over 25 years to save enough money to buy a modest home with a 30 percent downpayment.

Ease_Mtg_Requirements

This alternative is, according to the proposal, not the preferred approach, and the agencies are asking for public feedback on the full proposal by October 30.

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