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• Through the second quarter, borrowers with LTV ratios greater than 105 percent accounted for 43 percent of the volume of HARP loans.

• Through the second quarter, 18 percent of HARP refinances for underwater borrowers were for 15- and 20-year mortgages, which build equity faster than traditional 30-year mortgages.

• HARP continued to account for a substantial portion of total refinance volume in certain states. Through the second quarter, HARP refinances represented 59 percent of total refinances in Nevada and 50 percent of total refinances in Florida, more than double the 21 percent of total refinances nationwide over the same period.

For more information, visit www.fhfa.gov.

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