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That said, you don’t want to make it too easy for someone to cash in their chips, Goffe said. Otherwise, you make it attractive for someone to get bought out when the market is hot, leaving the remaining owners on the hook for a greater portion of the expenses, she added. With a well-crafted escape clause, “if someone really needs the money they can get it, but they’re not going to tap into it just because they can,” she said.

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