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energy_efficient_tax_credit(MCT)—If you’re considering a home-improvement project that will cut energy costs, it’s not too late to take advantage of special federal tax credits. But be aware that time is running out.

The residential energy-efficiency tax credit had been set to expire at the end of 2011. But early this year, as part of the “fiscal cliff” deal, Congress extended it to include projects undertaken during tax years 2012 and 2013.

To qualify for the tax credits — which reimburse homeowners 10 percent of the cost of an Energy Star-qualifying home improvement project, up to $500 — the improvement must have been made in 2012 or 2013.

Here’s a list of products and appliances that may qualify for a tax credit, but keep in mind that the total credit can’t exceed $500:

—Insulation or insulating material, 10 percent of cost.
—Exterior window or skylight, 10 percent of cost, up to $200.
—Exterior door, 10 percent of cost.

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