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“NAR firmly believes that the re-proposed rule will help hardworking, creditworthy consumers achieve their dreams of owning a home,” said Thomas.

NAR supports the proposed rule’s treatment of the government-sponsored enterprises while in conservatorship. The guaranty provided by the GSEs will satisfy the rule’s risk retention requirements. The GSEs continue to play a crucial role in providing affordable and available financing to consumers during the economic downturn, and until the statutory and regulatory framework for the GSEs becomes clear, the agencies should not impose risk retention standards that would prevent qualified home buyers from finding fair and affordable mortgages.

There is broad support for the regulators’ re-proposed QRM rule among banking, housing and consumer advocacy groups, who have joined forces and forged the Coalition for Sensible Housing Policy, which includes NAR and 52 other organizations that are focused on drawing attention to the proposed regulation.

For more information, visit www.realtor.org.

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