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Smaller markets joining Kokomo at the top of the affordability chart included Vineland-Millville-Bridgeton, N.J.; Davenport-Moline-Rock Island, Iowa-Ill.; Bay City, Mich.; and Springfield, Ohio.

For a fourth consecutive quarter, San Francisco-San Mateo-Redwood City, Calif. held the lowest spot among major markets on the affordability chart. There, just 16 percent of homes sold in the third quarter were affordable to families earning the area’s median income of $101,200. 
Other major metros at the bottom of the affordability chart included Los Angeles-Long Beach-Glendale, Calif.; Santa Ana-Anaheim-Irvine, Calif.; New York-White Plains-Wayne, N.Y.-N.J.; and San Jose-Sunnyvale-Santa Clara, Calif.; in descending order.

All of the five least affordable small housing markets were in California in the latest quarter. At the very bottom of the affordability chart was Santa Cruz-Watsonville, where 20.3 percent of all new and existing homes sold were affordable to families earning the area’s median income of $73,800. Other small markets at the lowest end of the affordability scale included San Luis Obispo-Paso Robles, Santa Rosa-Petaluma, Napa and Salinas, respectively.

For more information, visit www.nahb.org/hoi.

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