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The week ending December 6th saw mortgage applications increase by one percent; it was the first time in a month and a half that the numbers edged upwards. While the increase may seem insignificant to some, it’s a great sign for the housing market. Don Frommeyer, CRMS, President of NAMB (The Association of Mortgage Professionals), shares his insights on the mortgage numbers.

“You never want to see a lengthy period with declining application numbers. A small turnaround or even pause in the numbers is better than continuing downhill,” says Frommeyer.

Frommeyer continues to explain that some people are cautious of mortgage rates and are expecting historically low numbers to return. “Rates are currently hovering around the 4 to 4.5 percent range and I expect them to stay in this range for the first quarter of the new year,” explains Frommeyer.

For more information, visit www.namb.org.

Looking to advance your education this month? See what monthly specials RealtorU has available in December.

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