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flood_insurance_policyLate last week, the senate passed the Homeowner Flood Insurance Affordability Act, which won the votes by a windfall of 72 to 22.

The vote gives final congressional approval to the Homeowner Flood Insurance Affordability Act (HR.3370). Now that it has passed the house, it’s on its way to the President’s desk to await signature.

But what does this vote mean for homeowners? Well, it will curtail the skyrocketing of insurance rates and premiums, for one.

The real estate industry is praising the senate for their supporting votes, and is hopeful that the new bill will help ease financial hardship for homeowners recently affected by changes to the National Flood Insurance Program.

“Realtors® applaud the U.S. Senate for passing the Homeowner Flood Insurance Affordability Act, H.R. 3370, to curb flood insurance rate hikes for homes and commercial properties,” said National Association of Realtors® President Steve Brown in a recent statement.

“As the leading advocate for home and property owners, NAR applauds this bill for the relief and protection it will bring to businesses and families nationwide, who are experiencing financial hardship because of the extreme and sudden premium increases. We believe this legislation will bring relief to property owners by ensuring a slow and steady phase in of risk-based increases.”

For more information, visit www.realtor.org.

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