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Cost: According to Marston, new roofs cost from $5,000 to $12,000, depending on their size.

INEFFICIENT HVAC: If a home’s heat source or air conditioning unit isn’t working well, homeowners need an inspection by a heating, ventilating and air conditioning, or HVAC, professional, Bennett says.

The technician will look for problems and likely perform general maintenance on the system, which may include cleaning the burners, tightening connections and checking the system controls, Bennett says.

After the heating and cooling unit is repaired, homeowners still need to budget for regular maintenance on their systems to keep them in good condition, Marston says.

Cost: Common problems that HVAC technicians discover—such as defective igniters and fuses—are relatively cheap to fix, Bennett says.

New HVAC units cost about $5,000, with high-efficiency models starting at about $10,000, Marston says.

BASEMENT WALL SPOTS: If a basement wall spot appears to be mold, there’s probably a moisture problem, Marston says.

“Call a soil engineer or home inspector to help determine where the moisture’s coming from,” he says.

If water is coming from leaks in the interior water pipes, the repair could cost thousands.

But if the problem is poor water flow around the house, the exterior of the house may just need simple regrading, Marston says.

“The owner could hire a landscaper for a couple hundred dollars to add more shrubs and to make sure the dirt that’s beside the house is 6 inches higher than the level of dirt that’s 10 feet away,” Marston says. This creates a hill for water to drain away from the house.

If you live in an arid climate, a wall spot may not be moisture at all.

Bennett, who lives in Colorado, says: “Out west, in our part of country, it’s very dry. We don’t see a lot of water filtration, so we don’t run into mold issues often. So a spot could just be dirt.”

The solution? Soap and water.

Cost: Anywhere from a few dollars to several thousand dollars.

Margarette Burnette writes about personal finance on http://www.bankrate.com/”

©2014 Bankrate.com
Distributed by MCT Information Services

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