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Keys to Home OwnershipThe American Land Title Association (ALTA) recently reported that title insurance premium volume declined 16.6 percent during the second quarter of 2014 when compared to the same period a year ago.

The title insurance industry generated $2.7 billion in title insurance premiums during the second quarter of 2014 compared to $3.3 billion during the second quarter of 2013 according to ALTA’s 2014 Second-Quarter Market Share Analysis.

“A lackluster spring homebuying season that was weaker than anticipated coupled with a substantial decline in refinance activity resulted in the drop in title insurance premium volume,” says Michelle Korsmo, ALTA’s chief executive officer. “Despite the lull in the housing market, the title insurance industry remains in a strong financial position posting more than $90 million in net income this quarter. Additionally, the industry has admitted assets of $8.6 billion, including more than $7.6 billion in cash and invested assets.”

“For more than a century, title insurance companies have protected the interests of homebuyers through a process that has given Americans a sense of security in what is almost always their most significant investment—their homes,” Korsmo continues.

States Generating Most Title Insurance Premiums in Q2 2014 Compared to Q2 2013:
Texas ($430 million, down 1.5 percent from Q2 2013)
California ($354 million, down 21.5 percent)
Florida ($264 million, down 10 percent)
New York ($225 million, down .6 percent) and
Illinois ($101 million, up 2.9 percent)

For more information, visit http://www.alta.org.

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