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Expand Your Education with These Courses from
The Psychology of Consultative Selling: Skills for Sales Success: Part Four.
Territory Management: Skills for Sales Success: Part Eight.
A Consumer Advocate Approach to Real Estate & Mortgages: Courses 1 & 2.
ACE: Purchase Reverse Mortgage Course.
Bundle 3: CIPS Institute (US Version).

Business Outlook Archive


Small Banks See Stronger Demand for MF Loans, but Tighten Standards

The Federal Reserve Board recently released its survey of senior bank loan officers. The October 2014 Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) addressed changes in the standards and terms on, and demand for, bank loans to businesses and households over the third quarter of ...


The Bigger Drag on Homeownership: Down Payments or Debt?

The affordability of housing has been on the tip of everyone's tongue as of late. With many things shifting in the industry, some experts talk about the lowering of required down payments. RealtyTrac recently analyzed affordability in512 U.S. counties with a combined population ...


Go Local, Go Mobile

Mobile technology continues to transform the way we do business. Nearly daily enhancements to mobile phones and tablets mean that more and more people are moving to mobile devices to conduct more and more online activities. That makes it a business imperative to meet the changing consumer. ...


U.S. House Prices Contribute to Global House Price Recovery

A previous blog post illustrated that U.S. house prices are recording a range of annual gains with some areas of the country rising faster than others. Similarly, in the context of the global economy, annual house price growth in the ...


Single-Family Production Poised to Take Off in 2015

A growing economy, rising household formations, low mortgage rates and pent-up demand will help single-family housing production to rev up in 2015 while a growth in renters will keep the multifamily market at cruising ...


Student Debt: Will It Drag Down the Housing Recovery?

Clear Capital recently released its Home Data Index™ (HDI) Market Report with data through October 2014, which looked at the way colleges and universities are having an effect on housing across the country. Metros with noteworthy university influence are at the top ...


‘Zombie’ Foreclosures Down 23 Percent from Last Year, but Increase in 16 States

RealtyTrac® today released its Q3 2014 “Zombie” Foreclosure Report, which found that 117,298 homes actively in the foreclosure process had been vacated by the homeowners prior to a completed foreclosure, representing 18 percent of all active foreclosures. ...


Home Prices Rise in August

Home prices rose slightly at 0.2% in August, slower than the 0.6% rise in July, according to the S&P/Case-Shiller 20-city composite index released Tuesday. However, data through August 2014, released this week in the S&P/Case-Shiller Home Price Indices, continue to show a deceleration ...


Short Sales and Foreclosure Sales Account for Lowest Sale Levels Since 2011

RealtyTrac® recently released its September and Q3 2014 Residential & Foreclosure Sales Report, which shows that U.S. residential properties, including single family homes, condominiums and townhomes, sold at an estimated annual pace of ...


Consumer Confidence Surges in October

The Conference Board Consumer Confidence Index®, which had decreased in September, rebounded in October. The Index now stands at 94.5, up from 89.0 in September. The Present Situation Index edged up from 93.0 to 93.7, while the Expectations Index increased sharply to 95.0 from 86.4 in September. ...


Pending Home Sales Hold Steady in September

Pending home sales rose slightly in September and are now above year-over-year levels for the first time in 11 months, according to the National Association of Realtors®. ...


‘Seriously’ Underwater Properties at Lowest Level in Two Years

RealtyTrac®, a leading source for comprehensive housing data, today released its U.S. Home Equity & Underwater Report for the third quarter of 2014, which shows that 8.1 million U.S. residential properties were seriously underwater—where the combined loan amount secured by the property is ...


Housing Outlook in Face of Rising Rates

The second quarter GDP figures were highly encouraging, assuring that job creation continues. Jobs will become ever more important in what looks to be a sure rising interest-rate environment. Surprisingly, rates have barely moved this year. But sooner or later (by year end), ...


Final Mortgage Ruling Nixes 20-percent Down Payment Requirement

As reported by the AP, new rules adopted in October by six federal agencies include the removal of a big stumbling block for would-be borrowers: the 20 percent down payment if a lender didn’t hold at least 5 percent of the ...


Existing-Home Sales Rise 2.4% in September

After a modest decline last month, existing-home sales bounced back in September to their highest annual pace of the year, according to the National Association of Realtors®. All major regions except for the Midwest experienced gains in September. ...


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