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	<title>RISMedia &#187; Career Resource Center</title>
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	<link>http://rismedia.com</link>
	<description>Leader in Real Estate Information and News.  Real estate industry news, profiles, and articles for agents, brokers, and consumers. National print magazine available.</description>
	<lastBuildDate>Thu, 20 Jun 2013 01:19:48 +0000</lastBuildDate>
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		<title>Real Estate Agents Reviewing Safety Precautions in Wake of Ohio Crimes</title>
		<link>http://rismedia.com/2010-12-28/real-estate-agents-reviewing-safety-precautions-in-wake-of-ohio-crimes/</link>
		<comments>http://rismedia.com/2010-12-28/real-estate-agents-reviewing-safety-precautions-in-wake-of-ohio-crimes/#comments</comments>
		<pubDate>Tue, 28 Dec 2010 14:41:50 +0000</pubDate>
		<dc:creator>beth</dc:creator>
				<category><![CDATA[Best Practices]]></category>
		<category><![CDATA[Business Development & Best Practices]]></category>
		<category><![CDATA[Career Center Featured Articles]]></category>
		<category><![CDATA[Coaching & Training]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Home Value News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[How to Sell Your Home]]></category>
		<category><![CDATA[Luxury Real Estate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Training]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

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		<description><![CDATA[RISMEDIA, December 28, 2010—(MCT)—In response to the recent crimes against real-estate agents in the Youngstown and Kent, Ohio, areas, local real-estate brokers are reviewing safety precautions for their agents. These incidents remind all agents nationwide to review safety procedures when showing vacant homes. Asa Cox, owner of Asa Cox Homes, in Madison, has sent out [...]]]></description>
				<content:encoded><![CDATA[RISMEDIA, December 28, 2010—(MCT)—In response to the recent crimes against real-estate agents in the Youngstown and Kent, Ohio, areas, local real-estate brokers are reviewing safety precautions for their agents. These incidents remind all agents nationwide to review safety procedures when showing vacant homes. Asa Cox, owner of Asa Cox Homes, in Madison, has sent out [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Zoning</title>
		<link>http://rismedia.com/2007-12-17/zoning/</link>
		<comments>http://rismedia.com/2007-12-17/zoning/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:56:14 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/zoning/</guid>
		<description><![CDATA[Procedure that classifies real property for a number of different uses: residential, commercial, industrial, etc. in accordance with a land-use plan.]]></description>
				<content:encoded><![CDATA[Procedure that classifies real property for a number of different uses: residential, commercial, industrial, etc. in accordance with a land-use plan.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Yield</title>
		<link>http://rismedia.com/2007-12-17/yield/</link>
		<comments>http://rismedia.com/2007-12-17/yield/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:55:32 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/yield/</guid>
		<description><![CDATA[What an investment or property will return; the profit or income.]]></description>
				<content:encoded><![CDATA[What an investment or property will return; the profit or income.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Write-off</title>
		<link>http://rismedia.com/2007-12-17/write-off/</link>
		<comments>http://rismedia.com/2007-12-17/write-off/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:54:03 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/write-off/</guid>
		<description><![CDATA[Depreciation or amortization an owner takes on a commercial property.]]></description>
				<content:encoded><![CDATA[Depreciation or amortization an owner takes on a commercial property.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Warranty deed</title>
		<link>http://rismedia.com/2007-12-17/warranty-deed/</link>
		<comments>http://rismedia.com/2007-12-17/warranty-deed/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:52:33 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/warranty-deed/</guid>
		<description><![CDATA[A deed in which the grantor guarantees that he or she is giving the grantee good title free of encumbrances. Considered to be the best deed a grantee can receive.]]></description>
				<content:encoded><![CDATA[A deed in which the grantor guarantees that he or she is giving the grantee good title free of encumbrances. Considered to be the best deed a grantee can receive.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA loan</title>
		<link>http://rismedia.com/2007-12-17/va-loan/</link>
		<comments>http://rismedia.com/2007-12-17/va-loan/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:51:44 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/va-loan/</guid>
		<description><![CDATA[Veterans Administration-backed mortgage. The VA, a federal agency, operates a loan guarantee program for honorably discharged veterans and widows of veterans who died of a service-related injury. Mortgages call for low or no down payment. Sometimes referred to as GI loan.]]></description>
				<content:encoded><![CDATA[Veterans Administration-backed mortgage. The VA, a federal agency, operates a loan guarantee program for honorably discharged veterans and widows of veterans who died of a service-related injury. Mortgages call for low or no down payment. Sometimes referred to as GI loan.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Variance</title>
		<link>http://rismedia.com/2007-12-17/variance/</link>
		<comments>http://rismedia.com/2007-12-17/variance/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:49:53 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/variance/</guid>
		<description><![CDATA[A permit granted as an exception to a zoning ordinance that allows a property owner to meet certain specified needs.]]></description>
				<content:encoded><![CDATA[A permit granted as an exception to a zoning ordinance that allows a property owner to meet certain specified needs.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Variable rate mortgage</title>
		<link>http://rismedia.com/2007-12-17/variable-rate-mortgage/</link>
		<comments>http://rismedia.com/2007-12-17/variable-rate-mortgage/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:48:45 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/variable-rate-mortgage/</guid>
		<description><![CDATA[See adjustable rate mortgage.]]></description>
				<content:encoded><![CDATA[See adjustable rate mortgage.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/variable-rate-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Value</title>
		<link>http://rismedia.com/2007-12-17/value/</link>
		<comments>http://rismedia.com/2007-12-17/value/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:48:05 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/value/</guid>
		<description><![CDATA[Market value or present worth. To have value, a property must have utility, scarcity, effective demand, and transferability.]]></description>
				<content:encoded><![CDATA[Market value or present worth. To have value, a property must have utility, scarcity, effective demand, and transferability.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Valuation</title>
		<link>http://rismedia.com/2007-12-17/valuation/</link>
		<comments>http://rismedia.com/2007-12-17/valuation/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:47:11 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/valuation/</guid>
		<description><![CDATA[Estimated or determined value; synonymous with appraising.]]></description>
				<content:encoded><![CDATA[Estimated or determined value; synonymous with appraising.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/valuation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Valid contract</title>
		<link>http://rismedia.com/2007-12-17/valid-contract/</link>
		<comments>http://rismedia.com/2007-12-17/valid-contract/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:46:20 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/valid-contract/</guid>
		<description><![CDATA[One that meets all requirements of law, is binding upon its parties, and is enforceable in a court of law.]]></description>
				<content:encoded><![CDATA[One that meets all requirements of law, is binding upon its parties, and is enforceable in a court of law.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Usury</title>
		<link>http://rismedia.com/2007-12-17/usury/</link>
		<comments>http://rismedia.com/2007-12-17/usury/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:45:18 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/usury/</guid>
		<description><![CDATA[Charging a higher rate of interest on a loan than is legally allowed.]]></description>
				<content:encoded><![CDATA[Charging a higher rate of interest on a loan than is legally allowed.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/usury/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Useful life</title>
		<link>http://rismedia.com/2007-12-17/useful-life/</link>
		<comments>http://rismedia.com/2007-12-17/useful-life/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:44:44 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/useful-life/</guid>
		<description><![CDATA[The period of time over which a commercial property can be depreciated for federal income-tax purposes. Also known as economic life.]]></description>
				<content:encoded><![CDATA[The period of time over which a commercial property can be depreciated for federal income-tax purposes. Also known as economic life.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/useful-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Urban renewal</title>
		<link>http://rismedia.com/2007-12-17/urban-renewal/</link>
		<comments>http://rismedia.com/2007-12-17/urban-renewal/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:43:24 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/urban-renewal/</guid>
		<description><![CDATA[The acquisition of run-down city areas for purposes of redevelopment.]]></description>
				<content:encoded><![CDATA[The acquisition of run-down city areas for purposes of redevelopment.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/urban-renewal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Undivided interest</title>
		<link>http://rismedia.com/2007-12-17/undivided-interest/</link>
		<comments>http://rismedia.com/2007-12-17/undivided-interest/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:42:23 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/undivided-interest/</guid>
		<description><![CDATA[Ownership by two or more persons that gives each the right to use the entire property.]]></description>
				<content:encoded><![CDATA[Ownership by two or more persons that gives each the right to use the entire property.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/undivided-interest/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trustee</title>
		<link>http://rismedia.com/2007-12-17/trustee/</link>
		<comments>http://rismedia.com/2007-12-17/trustee/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:41:27 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/trustee/</guid>
		<description><![CDATA[One who as agent for others handles money or holds title to their land.]]></description>
				<content:encoded><![CDATA[One who as agent for others handles money or holds title to their land.]]></content:encoded>
			<wfw:commentRss>http://rismedia.com/2007-12-17/trustee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trust deed</title>
		<link>http://rismedia.com/2007-12-17/trust-deed/</link>
		<comments>http://rismedia.com/2007-12-17/trust-deed/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:40:33 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/trust-deed/</guid>
		<description><![CDATA[A document used in place of a mortgage in certain states; a third-party trustee, not the lender, holds the title to the property until the loan is paid out or defaulted. Also called a deed of trust.]]></description>
				<content:encoded><![CDATA[A document used in place of a mortgage in certain states; a third-party trustee, not the lender, holds the title to the property until the loan is paid out or defaulted. Also called a deed of trust.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Townhouse</title>
		<link>http://rismedia.com/2007-12-17/townhouse/</link>
		<comments>http://rismedia.com/2007-12-17/townhouse/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:39:03 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/townhouse/</guid>
		<description><![CDATA[Usually a two- or three-story dwelling with shared walls, or a living unit operating under the condominium or townhouse form of ownership.]]></description>
				<content:encoded><![CDATA[Usually a two- or three-story dwelling with shared walls, or a living unit operating under the condominium or townhouse form of ownership.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Title search</title>
		<link>http://rismedia.com/2007-12-17/title-search/</link>
		<comments>http://rismedia.com/2007-12-17/title-search/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:38:29 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/title-search/</guid>
		<description><![CDATA[A professional examination of public records to determine the chain of ownership of a particular piece of property and to note any liens, encumbrances, easements, restrictions, or other factors that might affect the title.]]></description>
				<content:encoded><![CDATA[A professional examination of public records to determine the chain of ownership of a particular piece of property and to note any liens, encumbrances, easements, restrictions, or other factors that might affect the title.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Title report</title>
		<link>http://rismedia.com/2007-12-17/title-report/</link>
		<comments>http://rismedia.com/2007-12-17/title-report/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:37:50 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/title-report/</guid>
		<description><![CDATA[A statement of the current condition of title for a parcel of land.]]></description>
				<content:encoded><![CDATA[A statement of the current condition of title for a parcel of land.]]></content:encoded>
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