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	<title>RISMedia &#187; Real Estate Words Glossary</title>
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	<link>http://rismedia.com</link>
	<description>Leader in Real Estate Information and News.  Real estate industry news, profiles, and articles for agents, brokers, and consumers. National print magazine available.</description>
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		<title>Zoning</title>
		<link>http://rismedia.com/2007-12-17/zoning/</link>
		<comments>http://rismedia.com/2007-12-17/zoning/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:56:14 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/zoning/</guid>
		<description><![CDATA[Procedure that classifies real property for a number of different uses: residential, commercial, industrial, etc. in accordance with a land-use plan.]]></description>
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		<item>
		<title>Yield</title>
		<link>http://rismedia.com/2007-12-17/yield/</link>
		<comments>http://rismedia.com/2007-12-17/yield/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:55:32 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/yield/</guid>
		<description><![CDATA[What an investment or property will return; the profit or income.]]></description>
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		<item>
		<title>Write-off</title>
		<link>http://rismedia.com/2007-12-17/write-off/</link>
		<comments>http://rismedia.com/2007-12-17/write-off/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:54:03 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/write-off/</guid>
		<description><![CDATA[Depreciation or amortization an owner takes on a commercial property.]]></description>
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		<item>
		<title>Warranty deed</title>
		<link>http://rismedia.com/2007-12-17/warranty-deed/</link>
		<comments>http://rismedia.com/2007-12-17/warranty-deed/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:52:33 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

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		<description><![CDATA[A deed in which the grantor guarantees that he or she is giving the grantee good title free of encumbrances. Considered to be the best deed a grantee can receive.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>VA loan</title>
		<link>http://rismedia.com/2007-12-17/va-loan/</link>
		<comments>http://rismedia.com/2007-12-17/va-loan/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:51:44 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/va-loan/</guid>
		<description><![CDATA[Veterans Administration-backed mortgage. The VA, a federal agency, operates a loan guarantee program for honorably discharged veterans and widows of veterans who died of a service-related injury. Mortgages call for low or no down payment. Sometimes referred to as GI loan.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Variance</title>
		<link>http://rismedia.com/2007-12-17/variance/</link>
		<comments>http://rismedia.com/2007-12-17/variance/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:49:53 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

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		<description><![CDATA[A permit granted as an exception to a zoning ordinance that allows a property owner to meet certain specified needs.]]></description>
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		<title>Variable rate mortgage</title>
		<link>http://rismedia.com/2007-12-17/variable-rate-mortgage/</link>
		<comments>http://rismedia.com/2007-12-17/variable-rate-mortgage/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:48:45 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/variable-rate-mortgage/</guid>
		<description><![CDATA[See adjustable rate mortgage.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Value</title>
		<link>http://rismedia.com/2007-12-17/value/</link>
		<comments>http://rismedia.com/2007-12-17/value/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:48:05 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

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		<description><![CDATA[Market value or present worth. To have value, a property must have utility, scarcity, effective demand, and transferability.]]></description>
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		<title>Valuation</title>
		<link>http://rismedia.com/2007-12-17/valuation/</link>
		<comments>http://rismedia.com/2007-12-17/valuation/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:47:11 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

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		<description><![CDATA[Estimated or determined value; synonymous with appraising.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Valid contract</title>
		<link>http://rismedia.com/2007-12-17/valid-contract/</link>
		<comments>http://rismedia.com/2007-12-17/valid-contract/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:46:20 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/valid-contract/</guid>
		<description><![CDATA[One that meets all requirements of law, is binding upon its parties, and is enforceable in a court of law.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Usury</title>
		<link>http://rismedia.com/2007-12-17/usury/</link>
		<comments>http://rismedia.com/2007-12-17/usury/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:45:18 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/usury/</guid>
		<description><![CDATA[Charging a higher rate of interest on a loan than is legally allowed.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Useful life</title>
		<link>http://rismedia.com/2007-12-17/useful-life/</link>
		<comments>http://rismedia.com/2007-12-17/useful-life/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:44:44 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/useful-life/</guid>
		<description><![CDATA[The period of time over which a commercial property can be depreciated for federal income-tax purposes. Also known as economic life.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Urban renewal</title>
		<link>http://rismedia.com/2007-12-17/urban-renewal/</link>
		<comments>http://rismedia.com/2007-12-17/urban-renewal/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:43:24 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/urban-renewal/</guid>
		<description><![CDATA[The acquisition of run-down city areas for purposes of redevelopment.]]></description>
		<wfw:commentRss>http://rismedia.com/2007-12-17/urban-renewal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Undivided interest</title>
		<link>http://rismedia.com/2007-12-17/undivided-interest/</link>
		<comments>http://rismedia.com/2007-12-17/undivided-interest/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:42:23 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/undivided-interest/</guid>
		<description><![CDATA[Ownership by two or more persons that gives each the right to use the entire property.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trustee</title>
		<link>http://rismedia.com/2007-12-17/trustee/</link>
		<comments>http://rismedia.com/2007-12-17/trustee/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:41:27 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/trustee/</guid>
		<description><![CDATA[One who as agent for others handles money or holds title to their land.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Trust deed</title>
		<link>http://rismedia.com/2007-12-17/trust-deed/</link>
		<comments>http://rismedia.com/2007-12-17/trust-deed/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:40:33 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/trust-deed/</guid>
		<description><![CDATA[A document used in place of a mortgage in certain states; a third-party trustee, not the lender, holds the title to the property until the loan is paid out or defaulted. Also called a deed of trust.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Townhouse</title>
		<link>http://rismedia.com/2007-12-17/townhouse/</link>
		<comments>http://rismedia.com/2007-12-17/townhouse/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:39:03 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/townhouse/</guid>
		<description><![CDATA[Usually a two- or three-story dwelling with shared walls, or a living unit operating under the condominium or townhouse form of ownership.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Title search</title>
		<link>http://rismedia.com/2007-12-17/title-search/</link>
		<comments>http://rismedia.com/2007-12-17/title-search/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:38:29 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/title-search/</guid>
		<description><![CDATA[A professional examination of public records to determine the chain of ownership of a particular piece of property and to note any liens, encumbrances, easements, restrictions, or other factors that might affect the title.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Title report</title>
		<link>http://rismedia.com/2007-12-17/title-report/</link>
		<comments>http://rismedia.com/2007-12-17/title-report/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:37:50 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

		<guid isPermaLink="false">http://rismedia.com/2007-12-17/title-report/</guid>
		<description><![CDATA[A statement of the current condition of title for a parcel of land.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Title insurance</title>
		<link>http://rismedia.com/2007-12-17/title-insurance/</link>
		<comments>http://rismedia.com/2007-12-17/title-insurance/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 21:36:32 +0000</pubDate>
		<dc:creator>Freelance</dc:creator>
				<category><![CDATA[Real Estate Words Glossary]]></category>

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		<description><![CDATA[An insurance policy that protects against any losses incurred because of defects in the title not listed in the title report or abstract.]]></description>
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