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	<title>RISMedia &#187; Consumer News and Advice</title>
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	<link>http://rismedia.com</link>
	<description>Leader in Real Estate Information and News.  Real estate industry news, profiles, and articles for agents, brokers, and consumers. National print magazine available.</description>
	<lastBuildDate>Sat, 18 May 2013 04:04:15 +0000</lastBuildDate>
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		<title>Builder Confidence Improves in May</title>
		<link>http://rismedia.com/2013-05-15/builder-confidence-improves-in-may/</link>
		<comments>http://rismedia.com/2013-05-15/builder-confidence-improves-in-may/#comments</comments>
		<pubDate>Wed, 15 May 2013 20:12:47 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=79061</guid>
		<description><![CDATA[Builder confidence in the market for newly built, single-family homes improved three points to a 44 reading on the National Association of Home Builders/Wells Fargo Housing Market Index (HMI) for May, released recently. This gain, from a downwardly revised 41 in April, reflected improvement in all three index components – current sales conditions, sales expectations [...]]]></description>
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		<title>Positive Equity Is Driving Down Defaults</title>
		<link>http://rismedia.com/2013-05-08/positive-equity-is-driving-down-defaults/</link>
		<comments>http://rismedia.com/2013-05-08/positive-equity-is-driving-down-defaults/#comments</comments>
		<pubDate>Wed, 08 May 2013 20:03:32 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78871</guid>
		<description><![CDATA[Homeowners with positive equity in their homes have fewer problem loans and are outperforming the national average for defaults. Their default rates are close to pre-crisis norms. The latest data from Lender Processing Servicers shows that the overall equity trend has been a very positive one. “LPS’ latest data shows that the share of loans [...]]]></description>
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		<item>
		<title>Improving Markets List Includes 258 Metros in May</title>
		<link>http://rismedia.com/2013-05-06/improving-markets-list-includes-258-metros-in-may/</link>
		<comments>http://rismedia.com/2013-05-06/improving-markets-list-includes-258-metros-in-may/#comments</comments>
		<pubDate>Mon, 06 May 2013 20:59:20 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78809</guid>
		<description><![CDATA[The number of U.S. housing markets showing sustained improvement in three key measures fell slightly to 258 in May from 273 in April, according to the NAHB/First American Improving Markets Index (IMI), released recently. This total includes entrants from all 50 states and the District of Columbia. The IMI identifies metropolitan areas that have shown [...]]]></description>
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		<title>Top 4 Homebuyer Questions Need Answered before They Buy</title>
		<link>http://rismedia.com/2013-05-05/top-homebuyer-questions/</link>
		<comments>http://rismedia.com/2013-05-05/top-homebuyer-questions/#comments</comments>
		<pubDate>Sun, 05 May 2013 17:05:25 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78771</guid>
		<description><![CDATA[Buying a house is the biggest investment most people will make in their lifetime, and the complex process can be intimidating to many homebuyers. Knowing the right questions to ask and receiving professional advice will help your clients make a sound investment for their future. Whether they are buying their first home or moving across [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Housing Tax Incentives Critical to Maintain Thriving Middle Class</title>
		<link>http://rismedia.com/2013-05-01/housing-tax-incentives-critical-to-maintain-thriving-middle-class/</link>
		<comments>http://rismedia.com/2013-05-01/housing-tax-incentives-critical-to-maintain-thriving-middle-class/#comments</comments>
		<pubDate>Wed, 01 May 2013 20:07:45 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78711</guid>
		<description><![CDATA[To meet the nation’s growing need for affordable rental housing and homeownership opportunities, the National Association of Home Builders (NAHB) recently called on Congress to maintain its support for vital housing tax incentives, including the Low Income Housing Tax Credit, the mortgage interest deduction and real estate tax deductions. “Home building is an industry dominated [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Miami Ranked 2nd among Foreign Consumers Searching U.S. Properties</title>
		<link>http://rismedia.com/2013-05-01/miami-ranked-2nd-among-foreign-consumers-searching-u-s-properties/</link>
		<comments>http://rismedia.com/2013-05-01/miami-ranked-2nd-among-foreign-consumers-searching-u-s-properties/#comments</comments>
		<pubDate>Wed, 01 May 2013 20:00:48 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78705</guid>
		<description><![CDATA[Attention from foreign consumers searching U.S. properties increased for Miami in March, according to the 26,000-member MIAMI Association of REALTORS® (MIAMI). South Florida, the top area in the nation for international real estate buyers, remains the focus of consumers from a diverse group of nations. Miami Top Market for Foreign Consumers In March, Miami ranked [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-05-01/miami-ranked-2nd-among-foreign-consumers-searching-u-s-properties/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investors and the Home-Rental Market</title>
		<link>http://rismedia.com/2013-04-30/investors-and-the-home-rental-market/</link>
		<comments>http://rismedia.com/2013-04-30/investors-and-the-home-rental-market/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 20:51:04 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78687</guid>
		<description><![CDATA[In traditional housing recoveries, individuals and households provide the bulk of the demand the market needs to rebound. This time, though, a different kind of buyer has been powering the housing recovery: investors looking for valuable rental property. Along with individual investors, institutional investors have poured into the single-family home market, buying enough foreclosed and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>March Pending Home Sales Improve 1.5%</title>
		<link>http://rismedia.com/2013-04-29/march-pending-home-sales-improve-1-5/</link>
		<comments>http://rismedia.com/2013-04-29/march-pending-home-sales-improve-1-5/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 20:22:22 +0000</pubDate>
		<dc:creator>beth</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78651</guid>
		<description><![CDATA[Pending home sales increased in March and remain above year-ago levels, but contract activity in recent months shows only modest movement, according to the National Association of REALTORS®. The Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 1.5 percent to 105.7 in March from a downwardly revised 104.1 in February, and [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-29/march-pending-home-sales-improve-1-5/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Solar Panels Puzzle Would-Be Buyers</title>
		<link>http://rismedia.com/2013-04-23/solar-panels-puzzle-would-be-buyers/</link>
		<comments>http://rismedia.com/2013-04-23/solar-panels-puzzle-would-be-buyers/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 20:32:18 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78481</guid>
		<description><![CDATA[(MCT)—With solar panel prices plunging and generous tax credits and incentives still available, now may be as good a time as any to go solar. But shopping for a solar power system can be a tough task. Consumers face a bewildering array of options. There are thousands of different solar panel models from dozens of [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-23/solar-panels-puzzle-would-be-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgages Are Coming Home</title>
		<link>http://rismedia.com/2013-04-22/mortgages-are-coming-home/</link>
		<comments>http://rismedia.com/2013-04-22/mortgages-are-coming-home/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 20:07:54 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78445</guid>
		<description><![CDATA[Since late last year, industry experts forecast a drop in mortgage refinancings as rates rise, and a revival of purchase mortgages, as the housing recovery creates business for lenders willing to work with buyers. The spring housing market is here and now the mortgage market is following. Purchase mortgages zoomed to their highest monthly market [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-22/mortgages-are-coming-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Consumer Confidence Making a Comeback</title>
		<link>http://rismedia.com/2013-04-22/consumer-confidence-making-a-comeback/</link>
		<comments>http://rismedia.com/2013-04-22/consumer-confidence-making-a-comeback/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 20:04:09 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Development]]></category>
		<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78441</guid>
		<description><![CDATA[As the weather warms for spring, so are consumers—for home buying, that is. “Now that interest rates are at such a low level, people are beginning to realize that buying a home is more affordable than renting,” says Rob Sibcy, President of Sibcy Cline REALTORS®. “As people continue to have the ability to sell their [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Q&amp;A: How to Get Out of a Land Deal Gone Bad</title>
		<link>http://rismedia.com/2013-04-20/real-estate-qa-how-to-get-out-of-a-land-deal-gone-bad/</link>
		<comments>http://rismedia.com/2013-04-20/real-estate-qa-how-to-get-out-of-a-land-deal-gone-bad/#comments</comments>
		<pubDate>Sat, 20 Apr 2013 04:01:21 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78373</guid>
		<description><![CDATA[(MCT)—QUESTION: I bought a vacant lot a few years ago on the Internet, sight unseen. Turns out, the property is unusable because it’s on the edge of a development and on a deep slope. I found out that it is part of an association, and the dues now have exceeded the value of the property. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Housing Passes One Million Mark</title>
		<link>http://rismedia.com/2013-04-17/housing-passes-one-million-mark/</link>
		<comments>http://rismedia.com/2013-04-17/housing-passes-one-million-mark/#comments</comments>
		<pubDate>Wed, 17 Apr 2013 20:39:42 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78341</guid>
		<description><![CDATA[Housing construction passed the psychological mark of one million starts in March coming in at 1.036 million homes, up 7 percent from an upwardly revised February level of 968,000. The surge was due to a 31 percent increase in apartment construction to a level of 417,000 units, the highest since January 2006. Single-family construction fell [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-17/housing-passes-one-million-mark/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Freddie Mac CreditSmart® Online Tutorial Helps Prepare Future Borrowers for Homeownership</title>
		<link>http://rismedia.com/2013-04-17/freddie-mac-creditsmart-online-tutorial-helps-prepare-future-borrowers-for-homeownership/</link>
		<comments>http://rismedia.com/2013-04-17/freddie-mac-creditsmart-online-tutorial-helps-prepare-future-borrowers-for-homeownership/#comments</comments>
		<pubDate>Wed, 17 Apr 2013 20:37:58 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Technology]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78339</guid>
		<description><![CDATA[Freddie Mac recently announced a free, online CreditSmart(R) tutorial  to provide working families and new or inexperienced borrowers with basic sound information about building savings, personal credit, and making wise financial choices. CreditSmart is a comprehensive, multilingual financial education curriculum that has reached more than three million consumers in 44 states through lenders, churches, schools [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-17/freddie-mac-creditsmart-online-tutorial-helps-prepare-future-borrowers-for-homeownership/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Vacation Home Makes a Comeback</title>
		<link>http://rismedia.com/2013-04-16/the-vacation-home-makes-a-comeback/</link>
		<comments>http://rismedia.com/2013-04-16/the-vacation-home-makes-a-comeback/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 20:30:15 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78313</guid>
		<description><![CDATA[As the market continues to shift, one industry trend seems to be making continuous waves: vacation homes. With low prices and mortgage rates still available in most parts of the country, affluent buyers—or those who have always dreamed of a cabin on a lake—are making their move and purchasing second homes in exotic locations to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Ask the Experts:  What Should Home Sellers Do to Prepare for a Home Inspection?</title>
		<link>http://rismedia.com/2013-04-16/ask-the-experts-what-should-home-sellers-do-to-prepare-for-a-home-inspection/</link>
		<comments>http://rismedia.com/2013-04-16/ask-the-experts-what-should-home-sellers-do-to-prepare-for-a-home-inspection/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 20:25:48 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78309</guid>
		<description><![CDATA[We see it every day. Sellers who don’t take the time to ensure a smooth home inspection and who pay for it in the long run. The spring market is upon us. A little preparation can ensure sellers have great home inspections. Home inspectors typically arrive 30-45 minutes early to the home inspection appointment so [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>HARP Mortgage Refinancing Program Extended by Two Years</title>
		<link>http://rismedia.com/2013-04-15/harp-mortgage-refinancing-program-extended-by-two-years/</link>
		<comments>http://rismedia.com/2013-04-15/harp-mortgage-refinancing-program-extended-by-two-years/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 20:05:53 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78271</guid>
		<description><![CDATA[(MCT)—Underwater homeowners with Fannie Mae- and Freddie Mac-backed mortgages will be able to try to refinance their mortgages for another two years. The Federal Housing Finance Agency announced Thursday that Fannie and Freddie’s Home Affordable Refinance Program, which was set to expire Dec. 31, will be extended until the end of 2015. “More than 2 [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-15/harp-mortgage-refinancing-program-extended-by-two-years/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>4 Myths of Online Real Estate Lead Generation</title>
		<link>http://rismedia.com/2013-04-14/4-myths-of-online-real-estate-lead-generation/</link>
		<comments>http://rismedia.com/2013-04-14/4-myths-of-online-real-estate-lead-generation/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 17:05:28 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78243</guid>
		<description><![CDATA[Using the internet to capture real estate leads can be an exciting way to earn new business. It can also be a major undertaking for those without the training, understanding or systems to manage online lead generation. According to NAR, 90% of consumers are researching homes online. This is before they ever pick up a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Q1 Outlook Survey: Consumer Confidence in Real Estate, Home Prices Reaches Year-Long High</title>
		<link>http://rismedia.com/2013-04-14/q1-outlook-survey-consumer-confidence-in-real-estate-home-prices-reaches-year-long-high/</link>
		<comments>http://rismedia.com/2013-04-14/q1-outlook-survey-consumer-confidence-in-real-estate-home-prices-reaches-year-long-high/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 17:03:54 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78239</guid>
		<description><![CDATA[Prudential Real Estate, an HSF Affiliates LLC company, recently released results of its first quarter Consumer Outlook Survey showing that Americans’ sentiment toward real estate is growing increasingly favorable. A full 77 percent of consumers feel that the real estate market and property values will recover, representing a four-point improvement from year-end results and seven-point [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-14/q1-outlook-survey-consumer-confidence-in-real-estate-home-prices-reaches-year-long-high/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware the 3 Percent Cap on Fees and Points</title>
		<link>http://rismedia.com/2013-04-14/beware-the-3-percent-cap-on-fees-and-points/</link>
		<comments>http://rismedia.com/2013-04-14/beware-the-3-percent-cap-on-fees-and-points/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 17:01:51 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78233</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau (the Bureau) issued a somewhat final Ability to Repay (ATR) Qualified Mortgage (QM) rule in January. The pleasant surprise was the inclusion of a safe harbor for many QM loans. NAR and its industry partners fought for several months to ensure that the less safe “rebuttable presumption” was not adopted [...]]]></description>
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		<slash:comments>0</slash:comments>
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