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Consumer News and Advice Archive


On the Move – Baby Boomers Take Advantage of Age-Restricted Communities

RISMEDIA, April 30, 2009-Most baby boomers, like their parents, are choosing to "age in place," but a large and growing number - more than 1.2 million households - are choosing to move to communities designed to meet their needs, according to a study released by the National Association of Home ...


Tips for Home Sellers Competing against Foreclosed Homes and Short Sales

RISMEDIA, April 29, 2009-With distressed sales accounting for half of all home sales, many home sellers are finding that traditional sales are competing with discounted prices offered by foreclosed properties and short sales in their local area. To help home ...


Bank of America Introduces Tools that Clarify Mortgage Terms and Foster Informed Homeownership

RISMEDIA, April 28, 2009-Bank of America introduced its Bank of America Home Loans brand at locations nationwide and unveiled new tools through which homebuyers and homeowners will find greater clarity in the home finance process. The Clarity CommitmentTM, a single, one-page loan summary clearly presents to borrowers their interest rate, ...


Home-Value Insurance May Be the Push Buyers Need

RISMEDIA, April 23, 2009-(MCT)-There are would-be home buyers out there who are ready and able, but just not willing. They can't bring themselves to pull the trigger. ...


Amid Economic Uncertainty, Managing Finances Is Key to Staying Ahead

RISMEDIA, April 23, 2009-This isn't the first time the country's faced economic uncertainty, but this is a once-in-a-generation confluence of events that have led to a severe market downturn and a ferocious contraction of the global economy. An economic crisis of this magnitude occurring at a time when a record ...


Doing More with Less: Downsizing on the Upswing

RISMEDIA, April 22, 2009-(MCT)-Downsizing and "right" sizing are no longer terms we hear only in the workplace. They're becoming the buzzwords we use when talking about where we live. No longer is a bigger home better. We want to live smarter and that means smaller. ...


Work Stress Primary Reason Americans Limit Vacation

RISMEDIA, April 22, 2009-Expedia.com announced the results of its ninth annual Vacation Deprivation survey, revealing that approximately 34% of employed U.S. adults cited work-related pressure as a contributing factor as to why they will not use all of their earned vacation days in 2009. Again this year, Americans will give ...


9 Ways Technology Can Help You Live a Greener Lifestyle

RISMEDIA, April 18, 2009-A few simple steps are all it takes to conserve energy and help protect the environment, and with today's broadband and wireless technologies, being green has never been easier. ...


Now’s the Time to Seize Summer Travel Bargains

RISMEDIA, April 16, 2009-AAA, one of the nation's largest leisure travel organizations, is suggesting budget-minded consumers seize this summer's travel bargains as similar savings may not be available in the future. ...


Generation Y Bullish on Housing Market

RISMEDIA, April 15, 2009-The first major survey into Generation Y's perception of the U.S. housing crisis reveals a surprisingly strong sense of optimism about the future, despite cautious near-term sentiment. While the housing industry is readying for this wave of ...


A Taxing Decision: 5 Tips to Make the Most of Your Tax Refund

RISMEDIA, April 15, 2009-Plasma TVs. Getaway vacations. Shopping sprees. The tax refund splurges of years past are not a reality for most Americans in 2009. Many people are likely wringing their hands over what to do with the money they receive back from Uncle Sam. Their concerns are well-founded: It's ...


What to Look for When Choosing a Real Estate Agent

RISMEDIA, May 2, 2009-If you are a recent seller of real estate, you may have had some difficulty dealing with the gap between your selling price and your actual net proceeds, as reflected in your final check. Hopefully, you knew what to expect and factored that into your decision to ...


Effective Staging Tips – Don’t Overlook the Mirror

RISMEDIA, April 14, 2009-What is the first thing that you always want your potential buyers to see when they first walk into your home that is for sale? Kitchen? Bathroom? Multi-Level Deck? The correct answer is "themselves." One of the ...


Will Company Cut Benefits Be Reinstated as Economy Recovers?

RISMEDIA, April 13, 2009-The current economic crisis has caused many companies worldwide to make changes in the benefits they offer their employees, such as cutting bonuses, pensions, 401(k) matches or salary increases. But what happens when the economic crisis is over - will these companies reinstate these benefits or not? ...


Families Who Save Feel Less Stressed in Current Economy

RISMEDIA, April 11, 2009-American families who are putting money into savings every month are significantly less likely to feel stressed by the current economic situation than those who do not, according to the First Command Financial Behaviors Index. ...


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