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Consumer News and Advice Archive


Banking on the ‘Mortgage Stool’

RISMEDIA, February 23, 2009-(MCT)-You don't have to be a rocket scientist to figure out how to get your mortgage application approved these days, but it wouldn't hurt. ...


Home Improvement Q&A – Questions to Ask When Interviewing Contractors

Q: We're ready to go to bid on potential contractors-the plans are done, all the options that we can foresee have been selected, and we have a list of recommended contractors we're going to ask for proposals. One of our biggest concerns is that we'll "miss something" when we interview ...


Home energy Q&A – Daylighting Your Home

By Ken Sheinkopf ...


When There’s No $ for the Rent

RISMEDIA, February 20, 2009-(MCT)-The national housing loan crunch that has hurt homebuyers with poor credit is also adversely affecting renters. But local real estate agents and developers say the demand for rental units remains strong. ...


How One Family Avoided Foreclosure

RISMEDIA, February 20, 2009-(MCT)-Jodi Pope hadn't expected the squeeze she and her family were suddenly facing. ...


Builders Launch Tax Credit Website

RISMEDIA, February 19, 2009-The National Association of Home Builders (NAHB) has launched a newly designed website that provides detailed information about the $8,000 tax credit for first-time home buyers that is a key measure in the sweeping economic stimulus legislation signed into law today by President Barack Obama. ...


Realtors – The Key to a Successful Home Buying Experience

RISMEDIA, February 19, 2009-According to the 2008 National Association of Realtors Profile of Home Buyers and Sellers, 81% of home buyers enlisted the service of a real estate professional. And while this is consistent with 2007 survey findings, some agents believe this number will rise in 2009 as more home ...


Q&A: How Will the Stimulus Plan Help Me?

RISMEDIA, February 19, 2009-(MCT)-President Barack Obama signed into law Tuesday the largest government economic rescue plan in the nation's history, a $787 billion package of spending, tax cuts and tax credits that's designed to help pull the nation out of what's becoming the worst downturn since the Great Depression. ...


Make Your Own Cleaning Supplies

RISMEDIA, February 19, 2009-(MCT)-The ingredients are probably all right there in your kitchen or bath cabinets-baking soda, ammonia, vinegar, rubbing alcohol. ...


It’s Harder, but Still Possible, to Get a Loan

RISMEDIA, February 19, 2009-(MCT)-The freewheeling days of doling out cars and homes to just anyone are over. With the nation facing a deepening financial crisis, banks have tightened their credit standards. Yet, lenders say it's still possible for the average person to qualify. ...


Will the Stimulus Benefit Homeowners and Buyers?

RISMEDIA, February 18, 2009-"There are four primary sections of the economic stimulus plan that will benefit home owners and buyers," said Gibran Nicholas, chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. According to Nicholas, these include: ...


How to Avoid Getting Hooked by Debt-Reduction Schemes

RISMEDIA, February 18, 2009-(MCT)-Get rid of debt fast and easy, for pennies on the dollar. If the deal sounds too good to be true ... well ... you know the drill. ...


How Not to Get Soaked When Buying That Dishwasher

RISMEDIA, February 17, 2009-(MCT)-For as long as there have been plates and forks and hungry folk who have polished off a meal, there's been the art-nay, chore-of doing dishes. As recently as 1970, 8 out of 10 American households got the job done the old-fashioned way: scrubbing with soap and ...


Tax Time in a Taxing Time: Seven Tips to Help You Keep More Money in Your Pocket Now and in the Future

RISMEDIA, February 16, 2009-Question: What three words do people least want to hear in the middle of a recession? (Besides "You're laid off," that is.) Answer: "It's tax time!" Yes, by now you should have your W-2 in hand, and you're already dreading having to file. Tax season isn't all ...


How Long Does a Loan Modification Take?

RISMEDIA, February 13, 2009-Understandably, homeowners who apply for a loan modification tend to get a little antsy and perhaps even annoyed when they apply for a loan modification and then fail to hear anything for several weeks, especially if they continue to receive late payment notices and nasty phone calls ...


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