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Consumer News and Advice Archive


Struggling Homeowners Find Help Outside Obama Program

RISMEDIA, June 25, 2010—(MCT)— More borrowers dropped out of the Obama administration's foreclosure prevention program last month than were added, but many of those homeowners found private help from their mortgage companies, according to recently released data. ...


American Home Shield Launches Live Green Save Green Initiative to Help Homeowners Reduce their Carbon Footprint and Cut Expenses

RISMEDIA, June 25, 2010—American Home Shield Corporation (AHS), a leading national provider of home service plans, recently launched the Live Green Save Green website (LiveGreenSaveGreen.com), an online resource for homeowners and enthusiasts to learn and share strategies on reducing home energy consumption. ...


Coldwell Banker Real Estate Rolls Out New Website Redesigned with Dreamers in Mind

RISMEDIA, June 25, 2010—Coldwell Banker Real Estate LLC officially launched the new version of its website, www.coldwellbanker.com, which has been in beta form since December 2009. Wholly re-thought and re-designed, the site features optimizations that completely alter and enhance the experience of searching for a home online, the company stated. ...


Obama Administration Approves State Plans for Use of 1.5 Billion Dollars in ‘Hardest Hit Fund’ Foreclosure-Prevention Funding

RISMEDIA, June 24, 2010—State Housing Finance Agencies (HFAs) in Arizona, California, Florida, Michigan and Nevada can begin to use $1.5 billion in "Hardest Hit Fund" foreclosure-prevention funding under plans approved recently by the Obama Administration. This aid will support innovative local initiatives to assist struggling homeowners in those states, as ...


Top 10 Things You Should Know about Financial Reform

RISMEDIA, June 23, 2010—As the United States continues to put plans into action in order to help remedy the country’s financial situation, Americans are waiting optimistically to see the end result of the regulation bill that is moving through both ...


Is Financial Reform Good for the “Small People?”

RISMEDIA, June 22, 2010—


Four Housing Market Myths

RISMEDIA, June 21, 2010—After several years of housing depreciation, the one thing that seems to be on everyone’s mind is, “when will this housing recession end?” and “when will my house start gaining value again?” This eagerness by homeowners to get the housing market back on track has spawned several ...


Fannie Mae Policy to Provide Immediate Relief for Homeowners with Problem Drywall

RISMEDIA, June 21, 2010—Fannie Mae recently announced that the company will institute a new, national policy that provides relief for homeowners who have problem drywall in their homes. Under the company's broad "Unusual Hardships" policy, Fannie Mae will direct its servicers to provide qualifying borrowers who have problem drywall up ...


Fannie Mae Launches New Series of ‘Five-Step’ Guides to Help Educate Homeowners and Potential Home Buyers

RISMEDIA, June 19, 2010—Fannie Mae recently launched the first three in a series of “Five-Step” guides, offering useful information for current homeowners, those interested in purchasing a home and homeowners who may be struggling with their current mortgage. Each guide focuses on a different topic and provides five specific tips. ...


Price Reductions Unchanged as Sellers Wait to See How Aggressive Buyers are during Summer Season

RISMEDIA, June 18, 2010—Trulia.com, smart real estate search to help you make better decisions, recently announced that 22% of listings currently on the market in the United States as of June 1, 2010 experienced at least one price reduction, which is a slight decrease from 23.6% in June 2009. The ...


5 Features to Highlight When Marketing Your Home for Sale this Summer

RISMEDIA, June 17, 2010—According to a recent survey by ZipRealty, there are some fairly distinctive “must-haves” and “deal-breakers” for home buyers in the current market. For sellers trying to compete in this tough housing market, these findings can help emphasize some of the best features in their home to highlight ...


Sustainable Staging – 8 Tips to Make Your Listing Stand Out

RISMEDIA, June 16, 2010—With demand rising for green home features, it's no surprise that home stagers are starting to style sustainably to help prospective buyers see green when they're shopping for property. ...


Is Justice Dead?

RISMEDIA, June 15, 2010—“Judge W. H. Mantor Commits Act of Shooting Self in Fit of Insanity at His Home.” So read the headline from an article in the February 7, 1919 issue of the Brainerd Dispatch Newspaper reporting the circumstances of my grandfather’s merge with the infinite. ...


National Home Values Continue to Fall in April 2010; Sales Likely to Dry up after Tax Credit Expiration

RISMEDIA, June 14, 2010—Homes values fell 0.38% nationally from March 2010 to April 2010 and were down 4.1% from their levels in April 2009 (see Figure 1) for monthly and annualized appreciation). The rate of monthly depreciation has remained fairly steady since January, albeit at rates ...


Foreclosure Activity Decreases 3 Percent in May 2010, According to RealtyTrac

RISMEDIA, June 11, 2010—RealtyTrac, a leading online marketplace for foreclosure properties, recently released its U.S. Foreclosure Market Report for May 2010, which shows that foreclosure filings—default notices, scheduled auctions and bank repossessions—were reported on 322,920 properties in May 2010, a 3% decrease from the previous month and an increase of ...


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