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Consumer News and Advice Archive


Budget-Cautious Renters Turn Toward Apartment Amenities for Entertainment

RISMEDIA, August 26, 2009-Renters across the country have cut costs this summer and remained closer to home. According to an Apartments.com national survey of more than 1,000 renters around the country, 55% of respondents said they are spending more time in their apartments this summer compared to previous years, citing ...


The Eagle Has Landed, and All Is Well

RISMEDIA, August 25, 2009-Just over 40 years ago, Neil Armstrong opened the hatch of his lunar module and stepped out onto the surface of the moon. The moment was recorded and transmitted to over 600 million people around the globe who marveled at this extraordinary accomplishment. ...


Cash for Clunkers Program Draws to Close

RISMEDIA, August 24, 2009-(MCT)-There has never been a better time to take $3,500 or $4,500 from the government for trading in your gas-guzzler. But come 8 p.m. EDT today (Monday, August 24), time's up. ...


Homes in Walkable Neighborhoods Sell for More, Study Finds

RISMEDIA, August 29, 2009-(MCT)-Homes located within walking distance of amenities such as schools, parks and shopping aren't only more convenient for their owners, often they're also worth more than homes in neighborhoods where driving is the rule, according to a new study. ...


New Federal Law Protects Renters from Eviction After Property Foreclosure

RISMEDIA, August 21, 2009-Renters need not fear being blindsided by foreclosure and becoming homeless overnight- new federal legislation provides tenants of foreclosed rental property plenty of notice and, more importantly, peace of mind. ...


How Is the Economic Stimulus Package Helping Buyers and Sellers?

RISMEDIA, August 20, 2009-As Realtors nationwide alongside the government work to create new programs and innovative strategies in order to lure new buyers into the market, now may be a good time to look at the way in which the American ...


Mortgage Loan Delinquency Rates Rise, but Pace Is Slowing

RISMEDIA, August 20, 2009-TransUnion.com released the results of its analysis of trends in the mortgage industry for the second quarter of 2009 and the associated impact on the U.S. consumer. The report is part of an ongoing series of quarterly consumer lending sector analyses focusing on credit card, auto loan and ...


‘Making Loan Modification Affordable’ Program Aims to Make Loan Mitigation More Accessible

RISMEDIA, August 20, 2009-Amid the buzz about Obama's "Making Home Affordable" plan intended to help millions of Americans "reduce their monthly mortgage payments to more affordable levels," one San Diego-based law firm has launched its own synergistic "Making Loan Modification Affordable" plan to help financially-strapped homeowners at risk of foreclosure garner ...


Homeowners Fight for Loan Modifications from Swamped Mortgage Servicers

RISMEDIA, August 19, 2009-(MCT)-After losing his job in January, Stuart Miller has fought hard to keep his home out of foreclosure. At the end of May, the Plano, Texas, man began trying to get Wells Fargo & Co. to review his ...


Act Now to Take Advantage of the $8,000 First-Time Buyer Tax Credit

RISMEDIA, September 1, 2009-Since Congress passed the American Recovery and Reinvestment Act earlier this year, many have seized the opportunity offered by the $8,000 tax credit for first-time home buyers. When you factor in today's historically low interest rates and housing affordability with the financial incentive from the government, ...


Refinancing Borrowers Choose Shorter-Term Fixed-Rate Loans

RISMEDIA, August 18, 2009-Freddie Mac recently announced that in the second quarter of 2009, refinancing borrowers overwhelmingly chose fixed-rate loans, regardless of whether their original loan was an adjustable-rate mortgage (ARM) or fixed. ...


Regional Spotlight: Arizona Foreclosures Surge; Third in Nation: July Numbers up 17% from June, 48% from Last July

RISMEDIA, August 17, 2009-(MCT)-Thousands of homeowners across Arizona moved closer to losing their homes last month. ...


Bankrate: Mortgage Rates Post Mixed Results

RISMEDIA, August 17, 2009-The average 30-year fixed mortgage rate inched higher to 5.67 percent this week, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has an average of 0.36 discount and origination points. ...


Florida’s Existing Home, Condo Sales Rise in 2Q 2009

RISMEDIA, August 14, 2009-Sales of existing single-family homes in Florida rose 23 percent in second quarter 2009 compared to the same period a year earlier, according to the latest housing statistics from the Florida Association of Realtors® (FAR). A total of 43,125 existing homes sold statewide in 2Q 2009; during the ...


HUD Secretary Donovan Announces $132 Million in Recovery Act Funds to Improve Native American and Alaskan Housing, Spur Economic Development

RISMEDIA, August 13, 2009-During a visit to an Anchorage, Alaska community today, U.S. Department of Housing and Urban Development Secretary Shaun Donovan announced that HUD is awarding 61 grants, totaling $132 million, to Native American and Native Alaskan communities across the country to improve housing and stimulate community development (see ...


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