Welcome!




Expand Your Education with These Courses from
Accredited Buyer's Representative.
ACE: Purchase Reverse Mortgage Course.
Bundle 1: CIPS Core Course (US Version).
Bundle 1: CIPS Core Courses (Non-US Version).
Bundle 3: CIPS Institute (Non-US Version).

Consumer News and Advice Archive


‘Real Deadline’ for First-Time Homebuyer Tax Credit is Mid-October at the Latest

RISMEDIA, October 5, 2009—Those interested in taking advantage of the First-Time Homebuyer Tax Credit must realize that the much-publicized November 30th deadline is for the closing date (i.e., the day keys are officially handed over). However, the list of customary closing requirements- ranging from mortgage approvals and appraisals to home ...


Real Estate Tips: Sell Your Home to Yourself

RISMEDIA, September 28, 2009—As you look around your home, it's hard not to notice all the minor flaws. Maybe you want to move to something bigger and better, but your realtor thinks you're better off staying put for a while. You don't have to wait out the market in a ...


5 Ways to Make Your Nest Egg Last a Lifetime

RISMEDIA, September 26, 2009—(MCT)—Back in the good old days, before the crisis of 2008-09, many experts suggested that all you needed to do was withdraw 4% per year, adjusted for inflation, from your nest egg. That strategy, experts said, was a near-guarantee that your nest egg would last a lifetime.  ...


Federal Reserve Stands Pat on Low Interest Rate

RISMEDIA, September 25, 2009—(MCT)-The Federal Reserve recently maintained short-term interest rates at near zero and offered no indication of any imminent change in that policy, even as the central bank gave a more upbeat assessment of the U.S. economy.  ...


Regional Spotlight: New Home Price Stability Emerges in California

RISMEDIA, September 22, 2009—According to the John Burns Real Estate Consulting September survey of home builders, the housing market is stabilizing, with more builders raising prices than dropping prices in California.  ...


July 2009 Data Shows Continued Improvement in Home Value Trends

RISMEDIA, September 21, 2009—Home values continued to show encouraging signs according to new data released in Zillow.com Real Estate Market Reports for the July 2009 time period. The Zillow Home Value Index (ZHVI) was down 9.9% from its level one year ago, compared to a 10.5% and an 11.9% ...


Helping Agents, Educating Consumers

RISMEDIA, September 21, 2009—Building awareness of the importance of home warranties takes a clever, consumer-friendly approach, according to Home Warranty of America (HWA). That’s why the Chicago-based firm introduced their cartoon mascot, Ollie the Orange, last year and has now taken it a step further with a new, educational, 10-minute consumer ...


Top 12 Tips for Buying an Investment Property

RISMEDIA, November 13, 2009—Christine Van Tuyl and Margaret La Grange, an award-winning mother-daughter team with Prudential California Realty in Coronado, have compiled their latest list, the “Top Twelve Tips for Buying an Investment Property.”  ...


In Tough Economy – 88% of American Workers are Happy with Their Jobs

RISMEDIA, September 18, 2009—A new nationwide poll conducted by Clarus Research Group found that 88% of American workers are happy with their jobs and that only 6% of workers are unhappy with their current employment. Another 6% said they are neither happy nor unhappy.  ...


National 30-year Fixed Mortgage Rates Continue to Fall

RISMEDIA, September 18, 2009—The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.04%, down from 5.09% the week prior, according to the Zillow Mortgage Rate Monitor, compiled by real estate website Zillow.com. Rates for 15-year fixed mortgages fell to 4.48% ...


Realogy CEO Richard Smith Urges First-Time Homebuyer Tax Credit Expansion

RISMEDIA, September 16, 2009—Realogy CEO Richard Smith appeared on Fox Business Network earlier this week to discuss the state of the housing market as well as the proposed legislation in Congress to expand the first-time homebuyer tax credit to all homebuyers.  ...


First-Time Buyers Race to Beat the Clock, Qualify for $8,000 Federal Tax Credit

RISMEDIA, September 15, 2009—First-time home buyers have just 12 weeks to find and close on a home to qualify for the $8,000 Federal tax credit before the November 30th deadline. Those just beginning the process will have to beat the average time it takes to buy a home, a challenge smart ...


Lose Your Job, Keep Your Home – Ask for Help Before it’s Too Late

RISMEDIA, Sept 11, 2009—(MCT)-Few words sting like the ones that inform you that you're being laid off — especially today, with jobs so hard to come by. If you're a homeowner, the blow of a job loss can ...


Positive Signs: Home Prices Rise 1.7% in Second Quarter

RISMEDIA, September 11, 2009—Freddie Mac announced that its Conventional Mortgage Home Price Index (CMHPI) Purchase-Only Series registered a 1.7% quarterly gain (7.0% annualized) during the second quarter 2009 for the U.S., following a downward revised 1.5% drop (–5.9% annualized) in the first quarter. Over the year ending with the second ...


Federal ‘Cash for Appliances’ Program Should Spur Sales

RISMEDIA, September 10, 2009—(MCT)—Did you recently trade in that old clunker for a new car? OK, so how are you fixed for a new refrigerator? Or maybe a new dishwasher or heat pump? ...


Our Latest News >>