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Consumer News and Advice Archive


U.S. Consumer Sentiment Flat at Summer’s End, According to RBC Index

RISMEDIA, September 10, 2009—Although consumers' hopes for their local economies and personal finances improved in the past month, the most recent results of the RBC CASH (Consumer Attitudes and Spending by Household) Index rose by only 2.5 points to stand at 40.0 - up from a 37.5 reading in August. ...


Is the New Credit Score Model Helping Home Buyers?

RISMEDIA, September 9, 2009—Credit Expert Eddie Johansson believes the improved FICO 08 credit scoring model will increase the credit scores of a significant segment of borrowers, but it's not helping home buyers. According to Johansson, president of Credit Security Group, a leading nationwide credit analysis and rescoring firm, that's because ...


Regional Spotlight: Deadline Nears for First-Time Homebuyer Tax Credit and State’s Down Payment Advance Loan Program

RISMEDIA, September 8, 2009—The end is nearing for the first-time homebuyer tax credit. In order to qualify, homebuyers must close on or before midnight on November 30th of this year to qualify for the tax credit. The National Association of Realtors(R) estimates close to two million first-time buyers will have ...


Today’s Manufactured Homes Naturally “Green” – Provide Less Waste, More Value

RISMEDIA, September 3, 2009—There is a “green” building revolution taking place, and manufactured housing is squarely in the forefront of this trend.  Due largely to the fact that manufactured homes are built in a controlled factory environment, implementing the latest construction technologies is easier, assembly is more efficient, and greenhouse gas ...


Prudential Florida and Florida Home Finance Announce ‘Buyer Advantage’ Open House Tour

RISMEDIA, September 3, 2009—Prudential Florida Real Estate Services which includes Florida Home Finance Group, an affiliate of Wells Fargo Home Mortgage has announced a unique opportunity for Homebuyers in Broward County, Florida.  ...


Seniors Increasingly Realizing Nest Egg in Life Insurance Policies

RISMEDIA, September 2, 2009—(MCT)—Seniors battered by the tough economy are selling their life insurance policies to replenish their retirement nest eggs.  ...


ZipRealty Launches New Online ‘Seller Tools’ to Reveal Local Commission Rates and Active Buyer Volume

RISMEDIA, September 2, 2009—Homeowners looking to sell their homes can now quickly and easily get a snapshot of the current, local real estate sales commission rates in their area, as well as see the number of active buyers shopping for homes in their neighborhood, thanks to a new suite of ...


Dow Jones Economic Sentiment Indicator Rises for Sixth Consecutive Month

RISMEDIA, September 1, 2009—The Dow Jones Economic Sentiment Indicator (ESI) reached its highest level in a year rising to 35.5 in August, the sixth consecutive monthly increase. The ESI's continued improvement lends guarded support to the growing view that the U.S. economy may be moving out of recession and into a ...


Consumers’ Moods Improve in August

RISMEDIA, September 1, 2009—(MCT)-U.S. consumer sentiment improved in late August, but not quite enough to exceed the reading from July, according to a survey released by the University of Michigan and Reuters. ...


New Regulations, FICO Study Big News for Credit Card Holders

RISMEDIA, August 31, 2009-(MCT)-Last week brought significant news to credit card holders. First, the initial phase of a landmark bill overhauling credit card laws took effect, and a new study shed light on the growing practice of credit card issuers' slashing consumers' credit limits. ...


Tax Breaks Beneficial for Buyers, Sellers and Owners

RISMEDIA, August 29, 2009-First-time homebuyers aren't the only ones to benefit from tax breaks. H&R Block urges homebuyers who are relocating for work or buying for other reasons to take advantage of incentives that can lower their tax bill. Plus, sellers should know how to report profits and losses to ...


Rand Realty ‘Goes Green’; Helps Buyers and Homeowners Conserve Energy

RISMEDIA, August 28, 2009-Better Homes and Gardens Rand Realty, one of the Hudson Valley's largest real estate brokerages with 22 locations, is "going green" in its offices and has introduced energy-audit discounts and educational programs to help sellers and homeowners reduce their energy consumption and bills. ...


RE/MAX Creates PSA Program to Educate Consumers on $8,000 Tax Credit, FHA Loans and Home Buying Process

RISMEDIA, August 28, 2009-RE/MAX of New England launched a series of public service announcements (PSAs) geared toward educating consumers during the home buying process. The series is the direct result of first-time homebuyer focus groups that showed that consumers lacked general knowledge about the home buying process and the tax ...


First-Time Home Buyers Dominate Real Estate Market

RISMEDIA, August 27, 2009-With the first-time home buyer's tax credit in full effect, younger buyers are taking the opportunity to enter the real estate market and the New Jersey real estate market has seen its fair share of first-time buyers ...


Regional Spotlight – Massachusetts Home Sales Climb 12% in July; Price Decline Smallest in Over a Year

RISMEDIA, August 26, 2009-Bucking a six-month trend of falling home sales, Bay State home sales shot up nearly 12% in July 2009 year-over-year while the decline in median home prices narrowed, The Warren Group reported. ...


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