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Consumer News and Advice Archive


6 Questions to Ask When Considering a Reverse Mortgage

RISMEDIA, March 27, 2009-Reverse mortgages have become an increasingly important financial tool for people 62 and older who want to remain in their home and fund their retirement. And, with 78 million Baby Boomers approaching retirement, interest is expected to grow. Despite this, many Americans are still unclear about how ...


Short Sales Test Homebuyers’ Patience

RISMEDIA, March 26, 2009-(MCT)-Those searching for the best housing bargains on the market might consider buying a short-sale property, but there's an important qualification for buyers interested in going this route: They need plenty of patience. ...


In a Troubled Economy, CFOs Explore Layoff Alternatives

RISMEDIA, March 26, 2009-While confidence in the U.S. economy and leadership remain low among CFOs of American companies, many are speaking out and taking action to protect their own businesses and workforce, according to the most recent quarterly survey conducted by Financial Executives International (FEI) and Baruch College's Zicklin School ...


Homebuyers Face Hardship as Tighter Lending Rules Keep Them from Mortgages

RISMEDIA, March 26, 2009-(MCT)-Even with interest rates at historic lows and billions of new government dollars flowing into the financial system, getting a mortgage isn't as easy and smooth a process as it used to be. The difference between wishing ...


How to Tell Clients What’s Affordable

RISMEDIA, March 25, 2009-Traditionally, real estate and mortgage professionals have encouraged homeowners to stretch - to shop for homes at the upper end of their affordability range. We wanted them to maximize their investment, and we were seeing property values ...


Attorney-Based Loan Modifications Helping Struggling Southern Californians Save Their Homes

RISMEDIA, March 25, 2009-Amid the buzz about Obama's housing market rescue plan with $75 billion earmarked to help troubled borrowers and otherwise stem the housing crisis at large, it's also been widely reported that more than half of the loans modified in the first quarter of 2008 "went bad again ...


Ask the Top5 Expert – Short Sales 101

RISMEDIA, March 23, 2009-As the real estate market continues to spiral downward, real estate agents across the country are adapting their services to better help the millions of homeowners who are facing foreclosure and other serious trouble. Here, Rosemary West, The Rosemary West Team, RE/MAX Realty in Joliet, Illinois, discusses ...


Media Companies Struggle to Keep Pace with Digital-Savvy Consumers

RISMEDIA, March 24, 2009-According to a major new global IBM study, media companies are falling behind in meeting the growing expectations of digital savvy consumers and the advertisers looking to reach them. Based on surveys of 2,800 consumers across six countries and extensive one-on-one interviews with advertising industry professionals around ...


‘Tis the Season – With Spring Comes a New Savings Plan

RISMEDIA, March 23, 2009-(MCT)-The Government has calculated the savings rate within America as being close to zero for a number of years, but as we find ourselves in the throes of a recession, most Americans are taking a step back ...


Here Comes the Sun – 6 Ways Vacation Homeowners Can Revamp Their Marketing Plans to Catch Summer Travelers

RISMEDIA, March 21, 2009-As the days get longer (and warmer), more and more Americans turn their thoughts to those lazy, hazy, crazy days of summer. In the past, this time of year had vacation homeowners rubbing their hands together in gleeful anticipation of a healthy booking season. But now that ...


MBA’s Appeal Grows in Shrinking Economy

RISMEDIA, March 21, 2009-(MCT)-Add this number to the many facts and figures being bandied about during this recession: 246,957. This number corresponds to the record-high number of GMAT exams that were administered to aspiring MBA candidates last year. ...


American’s Urged to ‘Get Moving’

RISMEDIA, March 21, 2009-(MCT)-The travails of the airline industry, brought on by the economic woes affecting us all, have received much of our attention recently. But it's not the only part of the travel business that's suffering. ...


A Lending Hand – HUD and DOT Announce Partnership to Promote Sustainable Communities

RISMEDIA, March 21, 2009-U.S. Department of Housing and Urban Development (HUD) secretary Shaun Donovan and U.S. Department of Transportation (DOT) secretary Ray LaHood announced a new partnership to help American families gain better access to affordable housing, more transportation options, and lower transportation costs. ...


Reverse Mortgages Serve as Lifeline for Seniors

RISMEDIA, March 20, 2009-In the midst of the current credit crunch, we tend to overlook the financial needs of senior homeowners, especially those who own their homes free and clear or are pretty close to being debt free. However, these ...


Happy and Productive Workers Go Hand-in-Hand

RISMEDIA, March 20, 2009-(MCT)-Does it matter if workers are happy? ...


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