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Consumer News and Advice Archive


How Shopping for Title Insurance Can Help You Be More Successful

RISMEDIA, April 21, 2010—In the current real estate market, you need every tool available to get would-be clients to sign on the dotted line. Home buyers may be waiting for real estate prices to bottom out so they can purchase more home for their money. ...


Green Your Home This Earth Day with Cost-Saving Remodeling Tax Credits

RISMEDIA, April 21, 2010—As the 40th anniversary of Earth Day approaches (Thursday, April 22), the National Association of Home Builders (NAHB) is reminding homeowners that they can use fewer resources and save money by taking advantage of federal energy efficiency tax credits through the end of the year. ...


Distressed Property Institute Produces HAFA Resource Video, Helps Homeowners Understand New Foreclosure Alternatives

RISMEDIA, April 21, 2010—The Distressed Property Institute, LLC recently released a video tutorial for homeowners, explaining the new short sale and deed-in-lieu processes created by the Home Affordable Foreclosure Alternatives Program (HAFA). “What in the World is HAFA” incorporates the timelines, benefits, incentives and best practices outlined by the new ...


National Campaign Launches to Protect Children and Families from Lead Poisoning

RISMEDIA, April 21, 2010—According to a national online survey released by the Ad Council, only a third of parents in the United States are very concerned that lead poses a health risk to their children. However, lead poisoning affects more than one million children in the United States. If not ...


Federal Government Needs Central Role in New Housing Finance System

RISMEDIA, April 20, 2010—As Congress begins to debate how to reform government-sponsored enterprises (GSEs) Fannie Mae, Freddie Mac and the Federal Home Loan Bank System, the National Association of Home Builders (NAHB) called on lawmakers to ensure that the federal government continues to provide a backstop for the housing finance ...


SEC Charges against Goldman Sachs Send Shivers through Wall Street

RISMEDIA, April 20, 2010—It was with a measured amount of glee that I read Friday afternoon that the Securities and Exchange Commission had charged Goldman Sachs, (“We do Gods Work”) with fraud for packing a portfolio full of guaranteed-to-fail loans, lying to investors about the quality of those loans, and ...


Color Trends for 2010 – Back to Basics

RISMEDIA, April 20, 2010—Just as the clothing fashion industry has its trends, so too does the window treatment industry. Colors have ranged from bold print patterns, to stripes, but 2010 is the year for a back to basics mentality. Upgrading window treatments is one of the fastest and most inexpensive ...


4 Energy-Efficient Renovations Homeowners Should Consider

RISMEDIA, April 17, 2010—HouseMaster, a home inspection organization, urges homeowners to be proactive in making energy-efficient home renovations in order to receive the rebates outlined in President Obama's new "Home Star Retrofit Rebate" program, recently introduced in Congress. If passed, the proposed $6 billion program could reduce energy costs for ...


As Deadline Looms, 10 Million Visit Tax Credit Website

RISMEDIA, April 17, 2010—Interest in the federal home buyer tax credit surged in the first three months of 2010, with the FederalHousingTaxCredit.com website reaching a milestone 10 million visits. Spurred by a sense of urgency as the credit’s April 30 expiration date approaches, the site has logged about a million ...


Foreclosure Activity Increases 7 Percent in First Quarter 2010 According to RealtyTrac U.S. Foreclosure Market Report

RISMEDIA, April 15, 2010—RealtyTrac, a leading online marketplace for foreclosure properties released its U.S. Foreclosure Market Report for Q1 2010, which shows that foreclosure filings—default notices, scheduled auctions and bank repossessions—were reported on 932,234 properties in the first quarter, a 7% increase from the previous quarter and a 16% increase ...


Survey Reveals One-Third of Boomers Plan to Move in Retirement

RISMEDIA, April 15, 2010—Whether it’s in the Sunbelt or the Rustbelt, a move across the street or across the nation, Baby Boomers are still willing to move to a new place when they retire, according to the 2010 Del Webb Baby Boomer Survey. ...


New Nationwide Survey Provides Comprehensive Look at Sentiment Toward Housing

RISMEDIA, April 14, 2010—A new national survey gauging attitudes toward housing finds that two-thirds of Americans (65%) still prefer owning a home, despite the challenging economic environment and the housing downturn. The Fannie Mae National Housing Survey, conducted between December 2009 and January 2010, polled homeowners and renters to assess ...


Predatory Loan Servicing Fraud – Part Two in a Series

RISMEDIA, April 13, 2010—I am deeply disturbed by the widespread and effective campaign of financial intermediaries to shift the blame for a plan they implemented onto an unsuspecting public who believed, because of the same unrelenting messaging, that they were doing the right things. ...


More Americans Looking for Apartments in First Quarter 2010

RISMEDIA, April 12, 2010—More Americans are conducting apartment searches in the first quarter of 2010 versus previous years. While the rental industry continues to face challenging times, Apartments.com has experienced unprecedented growth in website traffic and renter leads to advertisers January through March of this year. Compared to this same ...


Homes Are ‘On Sale’ in South Florida, Phoenix and Las Vegas According to ZipRealty’s March 2010 Report

RISMEDIA, April 12, 2010—For home sellers in the Southwest or in South Florida the heat is on. According to a monthly review of Multiple Listing Services in 26 major U.S. markets conducted by the national online real estate brokerage ZipRealty in March 2010, more than 50% of MLS listings in ...


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