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Consumer News and Advice Archive


More ‘Gold’ for the Golden Years: 5 Reasons for Seniors to Rent Their Vacation Properties

RISMEDIA, May 23, 2009-It seemed like a great idea 20 years ago. You'd buy that condo in Florida, vacation there as often as possible, then someday sell your primary residence and spend your "golden years" basking in the sun. But like so many Americans, the nation's recent economic troubles have ...


Single-Family Starts and Permits Edge Higher in April

RISMEDIA, May 21, 2009-Production of single-family homes edged upward in April 2009 as builders responded to improving conditions for new-home buyers, according to newly released figures by the U.S. Commerce Department. While overall starts fell 12.8% to a record-low seasonally adjusted ...


It’s All about Me…How Taking Care of Yourself Allows You to Care Better for Others

RISMEDIA, May 21, 2009-Today is my "I can do anything" day. I think that we could all do with one of those days where we maintain that anything is possible. Today I am going to stash all the stuff that I have been carrying around with me into one big ...


How to Avoid an Expensive and Stressful Move

RISMEDIA, May 19, 2009-Unemployment is the highest it has been in 25 years. The DOW dropped to a record low in March. Everything is getting more expensive. These days we are faced with a lot of negative statistics and consumer confidence is suffering. When it comes to moving, one might ...


10 Time-Saving Tips to Take the Stress Out of Moving

RISMEDIA, May 16, 2009-When it comes to moving, a little preparation goes a long way. Tons of time and energy can be saved by planning ahead, staying organized and focusing on details. ...


‘Making Home Affordable’ Program Delivers Much-Needed Relief to Homeowners

RISMEDIA, May 18, 2009-With the Making Home Affordable (MHA) program delivering much-needed relief to homeowners and to our economy just over two months after the release of program guidelines, Treasury Secretary Tim Geithner and Housing and Urban Development (HUD) Secretary Shaun Donovan provided an update on the program's impact on ...


Grant Funded Through ‘The Recovery Act’ to Increase Jobs and Provide Boost to Local Housing Economies

RISMEDIA, May 9, 2009-As part of an innovative partnership aimed at job creation and easing the pressures on the housing market, the Department of the Treasury and Department of Housing and Urban Development (HUD) jointly announced programs that will provide billions of dollars in recovery funds to spur the development ...


8 Reasons to Skip the Hotel and Choose the Vacation Rental Route

RISMEDIA, May 9, 2009-Since the beginning of 2008 (or long before), most of your worries have probably involved dollar signs. Whether you're fretting over your job security, your retirement portfolio, or where our economy is headed in general, the rule of the day is save, save, save. But as the ...


A Promising Sign – Fed Chairman Bernanke Points to Signs of Bottom of Economy and Upward Turn

RISMEDIA, May 6, 2009-In a testimony delivered before the Joint Economic Committee, U.S. Congress in Washington, D.C., Federal Reserve Board Chairman Ben Bernanke offered his views on recent economic developments, the outlook for the economy and current condition in financial markets- most notably pointing to the evidence that the economy ...


On the Move – Baby Boomers Take Advantage of Age-Restricted Communities

RISMEDIA, April 30, 2009-Most baby boomers, like their parents, are choosing to "age in place," but a large and growing number - more than 1.2 million households - are choosing to move to communities designed to meet their needs, according to a study released by the National Association of Home ...


Tips for Home Sellers Competing against Foreclosed Homes and Short Sales

RISMEDIA, April 29, 2009-With distressed sales accounting for half of all home sales, many home sellers are finding that traditional sales are competing with discounted prices offered by foreclosed properties and short sales in their local area. To help home ...


Bank of America Introduces Tools that Clarify Mortgage Terms and Foster Informed Homeownership

RISMEDIA, April 28, 2009-Bank of America introduced its Bank of America Home Loans brand at locations nationwide and unveiled new tools through which homebuyers and homeowners will find greater clarity in the home finance process. The Clarity CommitmentTM, a single, one-page loan summary clearly presents to borrowers their interest rate, ...


Home-Value Insurance May Be the Push Buyers Need

RISMEDIA, April 23, 2009-(MCT)-There are would-be home buyers out there who are ready and able, but just not willing. They can't bring themselves to pull the trigger. ...


Amid Economic Uncertainty, Managing Finances Is Key to Staying Ahead

RISMEDIA, April 23, 2009-This isn't the first time the country's faced economic uncertainty, but this is a once-in-a-generation confluence of events that have led to a severe market downturn and a ferocious contraction of the global economy. An economic crisis of this magnitude occurring at a time when a record ...


Doing More with Less: Downsizing on the Upswing

RISMEDIA, April 22, 2009-(MCT)-Downsizing and "right" sizing are no longer terms we hear only in the workplace. They're becoming the buzzwords we use when talking about where we live. No longer is a bigger home better. We want to live smarter and that means smaller. ...


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