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Consumer News and Advice Archive


Generation Y Bullish on Housing Market

RISMEDIA, April 15, 2009-The first major survey into Generation Y's perception of the U.S. housing crisis reveals a surprisingly strong sense of optimism about the future, despite cautious near-term sentiment. While the housing industry is readying for this wave of ...


A Taxing Decision: 5 Tips to Make the Most of Your Tax Refund

RISMEDIA, April 15, 2009-Plasma TVs. Getaway vacations. Shopping sprees. The tax refund splurges of years past are not a reality for most Americans in 2009. Many people are likely wringing their hands over what to do with the money they receive back from Uncle Sam. Their concerns are well-founded: It's ...


What to Look for When Choosing a Real Estate Agent

RISMEDIA, May 2, 2009-If you are a recent seller of real estate, you may have had some difficulty dealing with the gap between your selling price and your actual net proceeds, as reflected in your final check. Hopefully, you knew what to expect and factored that into your decision to ...


Effective Staging Tips – Don’t Overlook the Mirror

RISMEDIA, April 14, 2009-What is the first thing that you always want your potential buyers to see when they first walk into your home that is for sale? Kitchen? Bathroom? Multi-Level Deck? The correct answer is "themselves." One of the ...


Will Company Cut Benefits Be Reinstated as Economy Recovers?

RISMEDIA, April 13, 2009-The current economic crisis has caused many companies worldwide to make changes in the benefits they offer their employees, such as cutting bonuses, pensions, 401(k) matches or salary increases. But what happens when the economic crisis is over - will these companies reinstate these benefits or not? ...


Families Who Save Feel Less Stressed in Current Economy

RISMEDIA, April 11, 2009-American families who are putting money into savings every month are significantly less likely to feel stressed by the current economic situation than those who do not, according to the First Command Financial Behaviors Index. ...


Consumers’ Confidence in Banks on the Rise

RISMEDIA, April 11, 2009-Consumers' confidence in their own bank, and in the banking system as a whole, is improving for the first time since September 2008, according to a new Morpace survey. ...


Mobile Banking Has Consumers Wary

RISMEDIA, April 11, 2009-U.S. consumers believe mobile banking is important but do no not want to pay for it and also are wary of using their mobile devices such as cell phones, smartphones, and personal digital assistants (PDAs) for financial transactions and online banking, according to results of a survey ...


The Golden Earring: Don’t Let Fear Stand in the Way of Your Dreams

RISMEDIA, April 9, 2009-For my birthday, my daughter took me to have my ears pierced. I know it's hard to imagine a woman of my vintage not having her ears pierced, but it's true. Not only that, but I was scared! ...


Jobless Rate Hits 8.5%, but Layoffs May Be Slowing

RISMEDIA, April 6, 2009-(MCT)-Employers shed 663,000 jobs in March, the fifth consecutive month of huge job losses, pushing total U.S. jobs lost in this recession above 5 million and the unemployment rate up four-tenths of a percentage point to 8.5%, the Labor Department reported. ...


Americans Support Wide Array of Proposed Energy Policies, but Not Yet Ready to Make Tradeoffs

RISMEDIA, April 6, 2009-Despite partisan debate, the American people find common ground on their support for a number of measures to address the nation's energy problems. At least 10 major energy proposals that would provide incentives for energy efficiency, reduce gasoline usage and support alternative energy have widespread support. But ...


First-Time Home Buyer? Choose When to Claim Your Tax Credit

RISMEDIA, April 4, 2009-With the deadline for filing federal tax returns fast approaching, the National Association of Home Builders (NAHB) has made information available for qualified home buyers about how and when to claim the $8,000 first-time home buyer tax credit. ...


Money-Saving Tips for Last-Minute Tax Filers

RISMEDIA, April 4, 2009-With perplexing codes and confusing forms, it's no wonder many Americans postpone the inexorable job of preparing their taxes until the last minute. In these tough times, it's especially important to take advantage of every tax break to which you're entitled. For those filing with less than ...


Looking Back – Americans Return to Lessons of Great Depression

RISMEDIA, April 3, 2009-(MCT)-With the continuing economic struggles that Americans are facing on a daily basis, there are signs that that people are beginning to embrace the lessons of the Great Depression. ...


Turning Lemons into Lemonade – Americans Address Employment Situation in Midst of Economic Turmoil

RISMEDIA, April 4, 2009-The Career College Association (CCA) released the results of a new commissioned survey, conducted by Harris Interactive, finding more than two out of three Americans either taking steps or considering steps to address their employment situation in ...


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