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Consumer News and Advice Archive


Emotion and Stress Lead to Poor Financial Decisions

RISMEDIA, April 2, 2009-To say that the American consumer has been spooked by the doom and gloom of economic reports is putting it lightly. The fact is most of us have at some point in our lives made a rash decision out of fear that we later regretted and many ...


Despite Recession, Consumer ‘Hold-Outs’ Struggle to Have It All

RISMEDIA, April 1, 2009-Americans' financial security has been shaken, yet they are divided in their willingness to make spending cuts. While nearly half (49%) of all adults are not ready to compromise their standard of living, the other half see little ...


Protect Your Home while You Travel

RISMEDIA, April 1, 2009-Is spring fever prompting you to head for the beaches or some other vacation getaway? If you're planning to travel during the spring holidays this year, you can help protect your home while you're away by following these tips from the Florida Association of Realtors(R) (FAR): ...


American Taxpayers Planning to Save Rather Than Spend

RISMEDIA, March 31, 2009-As the tax deadline approaches, many Americans have refunds on their mind. While the arrival of a refund once meant a shopping spree to many, this year, Americans are skipping the spring sales to boost their savings and eliminate debt, according to a new survey released by ...


Money Matters – What to Do with Your 401(k)

RISMEDIA, March 31, 2009-(MCT)-If you are among the huge number of workers laid off in recent months, there is a very good chance you have a 401(k) account to deal with. Call it a good news, bad news situation. Sure, it means you have some money stashed away in an ...


Buyers Becoming More Successful Finding Homes through Internet

RISMEDIA, April 25, 2009-ForSaleByOwner.com hailed data from the National Association of Realtors (NAR) that shows the Internet continues to grow as a dominant information source for homebuyers. NAR statistics for 2008 found that 32% of buyers first saw the home they purchased on the Internet - up from just 8% ...


Seeing Red – HouseMaster Highlights Red Flags for Home Buyers during National Home Inspection Month

RISMEDIA, March 30, 2009-HouseMaster, a North American inspection franchisor, reminds buyers and sellers that a professional home inspection is critical when buying or selling a home. As April marks National Home Inspection Month and the start of the peak home buying season, HouseMaster is providing consumers with a simple list ...


Even in Tight Economy, Most Americans ‘Live to Work’

RISMEDIA, March 30, 2009-With the U.S. economy ailing and companies laying off millions of Americans who are anxiously searching for employment, a new CIGNA survey shows that for the majority of Americans, work means a lot more to them than a paycheck to cover the bills. ...


Tips for Tenants – Know Your Rights

RISMEDIA, March 28, 2009-As the state of the economy and tighter lending rules make it hard for many prospective homebuyers to get into a home these days, renting has become an affordable option to many of these individuals. If you are in the market to rent a home instead of ...


BH&G Real Estate to Participate in Historic ‘Earth Hour’ Tomorrow: 1,800 Cities around the World Will ‘Go Dark’ in Support of Climate Change Initiatives

RISMEDIA, March 27, 2009-As momentum builds around the world for the first global vote for action on climate change, more than 1,800 cities around the world are planning to participate in the World Wildlife Fund's Earth Hour tomorrow, where some of the world's most recognizable buildings will ‘go dark,' turning ...


6 Questions to Ask When Considering a Reverse Mortgage

RISMEDIA, March 27, 2009-Reverse mortgages have become an increasingly important financial tool for people 62 and older who want to remain in their home and fund their retirement. And, with 78 million Baby Boomers approaching retirement, interest is expected to grow. Despite this, many Americans are still unclear about how ...


Short Sales Test Homebuyers’ Patience

RISMEDIA, March 26, 2009-(MCT)-Those searching for the best housing bargains on the market might consider buying a short-sale property, but there's an important qualification for buyers interested in going this route: They need plenty of patience. ...


In a Troubled Economy, CFOs Explore Layoff Alternatives

RISMEDIA, March 26, 2009-While confidence in the U.S. economy and leadership remain low among CFOs of American companies, many are speaking out and taking action to protect their own businesses and workforce, according to the most recent quarterly survey conducted by Financial Executives International (FEI) and Baruch College's Zicklin School ...


Homebuyers Face Hardship as Tighter Lending Rules Keep Them from Mortgages

RISMEDIA, March 26, 2009-(MCT)-Even with interest rates at historic lows and billions of new government dollars flowing into the financial system, getting a mortgage isn't as easy and smooth a process as it used to be. The difference between wishing ...


How to Tell Clients What’s Affordable

RISMEDIA, March 25, 2009-Traditionally, real estate and mortgage professionals have encouraged homeowners to stretch - to shop for homes at the upper end of their affordability range. We wanted them to maximize their investment, and we were seeing property values ...


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