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Consumer News and Advice Archive


Fewer Home Sellers Cut Asking Prices for Homes in January 2010

RISMEDIA, February 12, 2010—Just over 40% of available homes for sale had reduced prices in January 2010, compared with 44% in December 2009, according to a monthly survey of home listings in 27 markets conducted by the national real estate brokerage ZipRealty. ...


A Frugal Lifestyle Shouldn’t Vanish when Economy Rebounds

RISMEDIA, February 11, 2010—(MCT)—Frugality. That's been the buzzword of the Great Recession. Sliding home values, stumbling stock portfolios and a shaky job market brought with them a consciousness about spending that many of us misplaced during years of consumer overindulgence. Americans responded to the crisis by buying less, clipping coupons ...


Home Staging Key to Recovery of Housing Market

RISMEDIA, February 11, 2010—Last year home staging skyrocketed to the top of the list of the fastest growing careers in America. In the decade ahead it is promising to be a rapidly evolving industry and looks to be one of the key solutions to solving the housing crisis. ...


PODS to Provide Cost-Effective Solutions through Realogy’s Preferred Alliance program

RISMEDIA, February 11, 2010—PODS, a leader in the portable moving and storage industry is now a member of the Realogy Franchise Group's Preferred Alliance program, providing cost-effective solutions and co-branded materials to its networks of approximately 14,500 offices and 268,000 affiliated real estate brokers and sales associates. ...


New Decade Presents New Opportunities in Foreclosure Market

RISMEDIA, February 10, 2010—In this month’s column, I’ll try to answer some of the most frequently asked questions about the foreclosure market. ...


The Avatar Economy

RISMEDIA, February 9, 2010—It looks amazingly real, but it’s as phony as a James Cameron movie set. ...


FTC Proposes Rule That Would Bar Mortgage Relief Companies from Charging Up-Front Fees

RISMEDIA, February 9, 2010—The Federal Trade Commission (FTC) moved to protect distressed homeowners from the promoters of bogus foreclosure rescue and mortgage modification services by proposing a new rule that would forbid companies to charge up-front for these services. Instead, companies could only collect payment after providing services. ...


Consumer Credit Falls for 11th Month in a Row

RISMEDIA, February 9, 2010—(MCT)—Outstanding debts held by consumers fell for a record 11th month in a row in December 2009, led by falling balances on their credit cards, the Federal Reserve recently reported. ...


U.S. Consumer Confidence Tumbles Following January Rally

RISMEDIA, February 5, 2010—U.S. consumer confidence cooled this month as worries over every facet of their financial situation mounted, according to the most recent results of the RBC CASH (Consumer Attitudes and Spending by Household) Index. Economic attitudes soured across the board, with consumers viewing the current economy negatively and ...


Foreclosures Take Heavy Toll on Hearts and Minds

RISMEDIA, February 4, 2010—(MCT)—Ethelda Lopez, a retired telephone company worker recently watched as her dream retirement home was auctioned off on the lawn outside a county courthouse in downtown Merced, California. "When I heard my address, it was so disheartening," ...


5 Reasons Why Refinancing May Be a Good Option Now

RISMEDIA, February 4, 2010—Mortgage experts from Bills.com, one of the leading resources for free, objective and expert money advice, advised that consumers considering a home refinance should begin the process now. Further, the company reported that the most frequently asked question of its Ask Bill expert advice center concerned home ...


Home Trends – Little Budget, Big Updates

RISMEDIA, February 4, 2010—With a few clever tricks and relying on some tried-and-true decorating secrets from the Creative Ideas design team, these homeowners turned their second full bath into a modern, family-friendly retreat. Now, the charming space can easily accommodate their two children and guests. ...


Tax Breaks 101: New Deductions and Credits to Stimulate Economy

RISMEDIA, February 3, 2010—(MCT)—This may be the tax season where even die-hard do-it-yourselfers break down and hire a preparer or at the very least invest in some tax software. ...


Strategic Defaults and the Moral Imperative

RISMEDIA, February 2, 2010—Should homeowners be morally obligated to make their mortgage payment? What if they could legally stop paying their mortgage and stay in their house with clear title? Should they do it? ...


More U.S. Homeowners Expected to Remodel in 2010

RISMEDIA, January 30, 2010—After a year of steady declines in home remodeling, the Spring 2010 U.S. Remodeling Sentiment Report reveals a 13% increase in the number of homeowners who say they will remodel in the next 12 months. This increase follows a 5% increase in last year's Spring 2009 report. ...


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