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Consumer News and Advice Archive


Consumer Credit Falls for 11th Month in a Row

RISMEDIA, February 9, 2010—(MCT)—Outstanding debts held by consumers fell for a record 11th month in a row in December 2009, led by falling balances on their credit cards, the Federal Reserve recently reported. ...


U.S. Consumer Confidence Tumbles Following January Rally

RISMEDIA, February 5, 2010—U.S. consumer confidence cooled this month as worries over every facet of their financial situation mounted, according to the most recent results of the RBC CASH (Consumer Attitudes and Spending by Household) Index. Economic attitudes soured across the board, with consumers viewing the current economy negatively and ...


Foreclosures Take Heavy Toll on Hearts and Minds

RISMEDIA, February 4, 2010—(MCT)—Ethelda Lopez, a retired telephone company worker recently watched as her dream retirement home was auctioned off on the lawn outside a county courthouse in downtown Merced, California. "When I heard my address, it was so disheartening," ...


5 Reasons Why Refinancing May Be a Good Option Now

RISMEDIA, February 4, 2010—Mortgage experts from Bills.com, one of the leading resources for free, objective and expert money advice, advised that consumers considering a home refinance should begin the process now. Further, the company reported that the most frequently asked question of its Ask Bill expert advice center concerned home ...


Home Trends – Little Budget, Big Updates

RISMEDIA, February 4, 2010—With a few clever tricks and relying on some tried-and-true decorating secrets from the Creative Ideas design team, these homeowners turned their second full bath into a modern, family-friendly retreat. Now, the charming space can easily accommodate their two children and guests. ...


Tax Breaks 101: New Deductions and Credits to Stimulate Economy

RISMEDIA, February 3, 2010—(MCT)—This may be the tax season where even die-hard do-it-yourselfers break down and hire a preparer or at the very least invest in some tax software. ...


Strategic Defaults and the Moral Imperative

RISMEDIA, February 2, 2010—Should homeowners be morally obligated to make their mortgage payment? What if they could legally stop paying their mortgage and stay in their house with clear title? Should they do it? ...


More U.S. Homeowners Expected to Remodel in 2010

RISMEDIA, January 30, 2010—After a year of steady declines in home remodeling, the Spring 2010 U.S. Remodeling Sentiment Report reveals a 13% increase in the number of homeowners who say they will remodel in the next 12 months. This increase follows a 5% increase in last year's Spring 2009 report. ...


Founders of Home Buyer Tax Credit Website Launch Campaign to End ‘Marriage Penalty’ in Home Buyer Tax Credit

RISMEDIA, January 28, 2010—The Home Buyer Tax Credit is a great program providing a tremendous stimulus for the real estate industry, but the impact of the tax credit is going to be undermined by the restrictive way that the IRS is interpreting the credit for married couples, according to Joseph ...


FHA to Provide Early Relief to Struggling Homeowners

RISMEDIA, January 28, 2010—Homeowners with FHA-insured mortgage loans who are experiencing financial hardship are now eligible for loss mitigation assistance before they fall behind on their mortgage payments. Previously, these homeowners were not eligible for such assistance until after they had missed payments. ...


‘Whitewashed Windows and Vacant Stores’

RISMEDIA, January 26, 2010—That is a line from a 1983 Bruce Springsteen song, “My Hometown.” ...


More Than 95 Percent of Renters Planning to Move in 2010

RISMEDIA, January 23, 2010—Many renters across the country are ringing in the New Year with a new apartment. According to a national survey conducted by Apartments.com—securing more than 1,500 renter responses—more than 95% of renters said they are planning a move in 2010. Striking while their 2010 moving resolutions are ...


Changes Set to Protect Credit-Using Consumers

RISMEDIA, January 23, 2010—(MCT)—After more than a year of talking about it, actual change has finally arrived for the tens of millions of Americans who rely on credit cards. ...


Looking Ahead: Cents and Sensibility Top Priorities for Homeowners in 2010

RISMEDIA, January 22, 2010—Better Homes and Gardens recently revealed proprietary research and insights on what consumers are looking for in their next home and overall priorities guiding current and future home improvement projects. ...


FHA Announces Policy Changes to Address Risk and Strengthen Finances

RISMEDIA, January 22, 2010—Federal Housing Administration (FHA) Commissioner David Stevens announced a set of policy changes to strengthen the FHA's capital reserves, while enabling the agency to continue to fulfill its mission to provide access to homeownership for underserved communities. The changes are the latest in a series that Stevens ...


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