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Consumer News and Advice Archive


6 Things to Keep in Mind When Looking for Mortgage Financing

RISMEDIA, March 26, 2008-There are six critical things prospective home buyers need to do in this sometimes confusing market, says Kansas City mortgage expert Bruce Brown, founder of the website http://www.MortgageAnswersFast.com. ...


Living Outside: Garden Rooms Offer a Place to Relax Outdoors

RISMEDIA, March 26, 2008-(MCT)-For years, the side yard of Jay and Sylvia Gonzalez's Reedley, Calif., home was left bare and empty. When the couple went outside, it was usually to use the pool and covered patio in the backyard. Last year, though, they decided it was time to do something ...


Reducing Your Carbon Footprints – Awnings

RISMEDIA, March 26, 2008-Reducing carbon footprints is a growing trend among eco-minded homeowners. However, according to statistics from the United Nations, every American is responsible for an average of 22 tons of carbon dioxide emissions every year, far above the world average of six tons per capita. ...


Tougher Home Purchase Standards May Result in Big Down Payment

RISMEDIA, March 25, 2008-(MCT)-Would-be homeowners with middling credit scores are finding mortgages difficult to come by as wary lenders clamp down on credit. Credit score guidelines for conforming loans-loans eligible for purchase by mortgage giants Fannie Mae and Freddie Mac-tightened in late February, said Brian Goode, president of Badgerland Mortgage ...


C.A.R. and the Los Angeles Times Team up to Sponsor Free Home Buyer’s Fair

RISMEDIA, March 25, 2008-The California Association of Realtors® (C.A.R.) and the Los Angeles Times are sponsoring the Southern California Home Buyer's Fair at the Los Angeles Convention Center on April 12 and 13 from 9 a.m. to 6 p.m. ...


Have Good Tools? Get in the Garden

RISMEDIA, March 21, 2008-(MCT)-With the coming spring tempting folks to spend more time outside, many people may be eyeing their flower beds, wondering what new plants would make great additions or replacements. ...


3 Steps to Cutting Property Taxes

By Marshall Loeb ...


HUD Proposes Mortgage Reform to Help Real Estate Consumers

RISMEDIA, March 18, 2008-In an effort to significantly improve the complicated, unclear and costly home buying process, U.S. Housing and Urban Development Secretary Alphonso Jackson proposed mortgage reform designed to help consumers better understand their loan terms so that they can shop more effectively for the largest purchase of their ...


When Walking Out on Mortgage Is the Wrong Answer

RISMEDIA, March 18, 2008-(MCT)-There's a terrible idea apparently spreading amid the mortgage meltdown that the best solution to foreclosure is to stop paying your mortgage and abandon your home. There are even companies springing up that help homeowners "walk away" for about $1,000. ...


Mortgage Woes Spur Tax Break

RISMEDIA, March 18, 2008-(MCT)-Homeowners who went through a foreclosure or got a deal for working out their mortgage debt should pay attention to a new tax break for debt forgiveness. ...


Hawaii Real Estate – Prudential Locations Releases ‘State of Real Estate’ Report

RISMEDIA, March 18, 2008-Prudential Locations, Hawaii's largest locally owned and operated real estate company, unveiled its special "State of Real Estate" report. The new, comprehensive report is designed to provide consumers with expert insight into Hawaii's 2008 real estate market-featuring well-known real estate research expert Dr. Mike Sklarz of New ...


Simple Fuel-Efficiency Steps to Ease Pain of Record Gas Prices

RISMEDIA, March 17, 2008-With gas prices hitting a new record of $3.246 a gallon well ahead of the summer driving season, the Alliance to Save Energy said drivers could keep their own fuel costs from reaching record levels with good vehicle maintenance and sensible driving habits. ...


Denver Homeowners Say ‘I’ll Do It Myself’ When Remodeling

RISMEDIA, March 14, 2008-Denver area homeowners break away from the pack when it comes to remodeling, according to the Remodeling Sentiment Report, a semi-annual survey of 5,000 U.S. homeowners sponsored by www.frontrangeremodeling.com. The most recent survey reveals that remodeling plans are of a similar scope and cost as in previous ...


Just the Facts – Where to Find Home Foreclosure Information

RISMEDIA, March 13, 2008-(MCT)-As the foreclosure problem deepens in this country, more and more advice and support is being offered to families and individuals at risk of losing their homes, through counseling services, credit management groups and the Internet. A number of websites offer good insights about home foreclosure, and ...


More Homeowners Are Just Walking Away

RISMEDIA, March 12, 2008-(MCT)-Owing more on properties than they're worth, some local homeowners are voluntarily walking away from their house notes. ...