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Consumer News and Advice Archive


Roth Rules to Ease in 2010, But Decision Shouldn’t be Automatic

RISMEDIA, October 29, 2009—(MCT)-Since its creation more than a decade ago, the Roth IRA has been one of the best tax breaks around, but it's been closed off to higher-earning taxpayers. That will change next year.  ...


As Some Top Metro Foreclosure Activity Rates Decrease, New Foreclosure Hot Spots Emerge in Q3 2009

RISMEDIA, October 28, 2009—RealtyTrac, one of the leading online marketplaces for foreclosure properties released its Q3 2009 Metropolitan Foreclosure Market Report, which shows that cities in California, Florida and Nevada accounted for the 10 highest foreclosure rates in the third quarter among metro areas with a population of 200,000 or ...


Regional Spotlight: Florida’s Existing Home, Condo Sales Up in September 2009

RISMEDIA, October 28, 2009—Florida’s existing home sales rose in September 2009, which marks more than a year (13 months) that sales activity has increased in the year-to-year comparison, according to the latest housing data released by Florida Realtors. September’s statewide sales also increased over sales activity in August in both ...


Stars Are Aligned for Buyers – and Time Is of the Essence

RISMEDIA, October 28, 2009—Potential home buyers are seeing a fortuitous combination of low mortgage rates, affordable home prices and the first-time home buyer tax credit. And many who thought homeownership wasn’t an option right now appear to be finding ways to make it work. A National Association of Realtors survey ...


Stimulus Payout May Come Back to Haunt You at Tax Time

RISMEDIA, October 28, 2009—(MCT)—That little extra bit of money in the form of a larger paycheck tied to the Obama stimulus plan could end up taking a bite out of your federal income tax refund or even leave you owing taxes, say observers. ...


Wall Street vs. Main Street: Courts Beginning to Side in Favor of Foreclosed Property Owners

RISMEDIA, October 27, 2009—Agents involved in foreclosures and short sales may need to begin to disclose the possibility of serious property transfer defects associated with these types of lender controlled sales. ...


First-Time Home Buyer Tax Credit Fraud

RISMEDIA, October 26, 2009—The General Accountability Office has reportedly frozen more than 110,000 first-time home buyer tax credit refunds pending civil or criminal examinations due to allegations of fraud. The main concerns are whether or not a home purchase actually took place and if the home buyer claiming the credit ...


Women Vow to Cut Costs – How Will This Effect the Economic Recovery?

RISMEDIA, October 24, 2009—(MCT)—Women are increasingly reining in spending and promising that their new frugality is here to stay—a vow that, if followed, could throw a wrench into the economic recovery.  ...


New One-Stop Manual Guides Consumers through Housing Bubble and Unstable Housing Market

RISMEDIA, October 23, 2009—The Homeowner Survival Guide, by Andrew C. Mungar, is dedicated to helping homeowners understand and resolve the problems associated with the devastating financial crisis and the housing bubble. The book guides consumers through every option that is available to them and teaches them how to get their ...


Real Estate Leaders Jam with Grateful Dead’s Bob Weir and Phil Lesh at Benefit for Band’s Archive Exhibition at New York Historical Society

RISMEDIA, October 22, 2009—“When we started out it was just rock and roll – who knew it would become historical,” said Grateful Dead bassist Phil Lesh as he and Dead guitarist Bob Weir took the stage Wednesday night during a benefit at the New York Historical Society for its upcoming ...


When Should You Tap Your 401k?

RISMEDIA, October 22, 2009—(MCT)—Right now, let's consider our economic world where credit card companies are stingy, consumer loans are tight or priced high out of reach and home values are so low that some families can no longer take out a home-equity line of credit.  ...


Vice President Joe Biden Unveils Report Focused on Expanding Green Jobs and Energy Savings for Middle Class Families

RISMEDIA, October 21, 2009—Vice President Joe Biden recently unveiled Recovery Through Retrofit, a report that builds on the foundation laid in the Recovery Act to expand green job opportunities and boost energy savings by making homes more energy efficient. Joining the Vice President were Nancy Sutley, Chair of the White House ...


Appraisers Not Responsible for Low Appraisals

RISMEDIA, October 20, 2009—Responding to recent testimony before the House Small Business Committee, the Appraisal Institute, one of the nation’s largest organizations of real estate appraisers, reminded the Committee’s leaders that appraisers are not responsible for so-called low appraisals.  ...


Real Estate Leaders to Host Benefit Evening for Grateful Dead Exhibition at New York Historical Society, Band Members Phil Lesh and Bob Weir to Attend

RISMEDIA, October 19, 2009—In support of the new exhibition “The Grateful Dead: Now Playing at the New York Historical Society,” (opening March 2010) and the Grateful Dead Archive at the University of California, Santa Cruz, the Historical Society will hold a fundraising reception on Wednesday, October 21, 2009, co-hosted by real ...


A Fix-Up Strategy Works in Long Run: If You Have Time on Your Side, Improve and Enjoy Your Home

RISMEDIA, October 17, 2009—(MCT)—You're thinking of selling—but not just yet. Let's say you've got a five-year plan to prepare an older, lived-in house for sale.  ...


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