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Consumer News and Advice Archive


Tips for a Successful Relocation during the Holidays

RISMEDIA, December 10, 2009—While everyone else is dusting off Christmas ornaments and Hanukkah candles, are you stressing about your upcoming holiday season move? Moving and getting through the holidays can be challenging enough on their own--combined, they could be even worse. ...


Commentary: Merry Christmas from Wall Street

RISMEDIA, December 8, 2009—I have a few movies I like to watch this time of year: A Christmas Story, White Christmas, and of course, the great Frank Capra Classic, It’s a Wonderful Life. ...


Real Estate License School Giving Away Free Scholarships to the Unemployed

RISMEDIA, December 8, 2009—Financial blog, ChristianPF.com released an article discussing the goal of RealEstateExpress.com, which is trying to help some of those looking for jobs by offering free real estate training. The owners of the company reported that they grew so tired of hearing negative news about the economy and ...


Real Estate License School Giving Away Free Scholarships to the Unemployed

RISMEDIA, December 8, 2009—Financial blog, ChristianPF.com released an article discussing the goal of RealEstateExpress.com, which is trying to help some of those looking for jobs by offering free real estate training. The owners of the company reported that they grew so tired of hearing negative news about the economy and ...


Consumer Housing Q&A: Talk to Financial Counselor before Giving up House

RISMEDIA, December 8, 2009—(MCT)—Question: We bought a house that has been a rental property for us the last 16 years. It has an adjustable-rate mortgage of $162,000, which will adjust next year. I doubt we will be able to afford the payment, which is currently more than the rent collected. ...


Weak Real Estate Market Has Many Paying Less Property Tax This Year

RISMEDIA, December 8, 2009—(MCT)—Jose Olivas of Watsonville dropped off his check for property taxes Friday. Like many in the county, he owed less tax this year than last. ...


FHA Mortgage Insurance Program Important to Housing Market and Recovery

RISMEDIA, December 7, 2009—The Federal Housing Administration mortgage insurance program is a critical part of the American housing fabric and has never been more important than it is in today's market, NAR President Vicki Cox Golder told a congressional panel recently. ...


Short Sale Reforms Could Speed Recovery – RE/MAX Chairman Lauds Government Action

RISMEDIA, December 3, 2009—The U.S. Treasury Department recently announced new guidelines to the short sale process that could speed the housing market recovery, a move RE/MAX Executives have been promoting in Washington D.C. for the past year. ...


Obama Administration Kicks Off Mortgage Modification Conversion Drive

RISMEDIA, December 2, 2009—The U.S. Department of the Treasury and Department of Housing and Urban Development (HUD) recently kicked off a nationwide campaign to help borrowers who are currently in the trial phase of their modified mortgages under the Obama Administration's Home Affordable Modification Program (HAMP) convert to permanent modifications. ...


2 Million Americans Expected to Take Advantage of Extended, Expanded Homebuyer Credit

RISMEDIA, December 2, 2009—More American homebuyers will get tax relief thanks to changes made to the First-Time Homebuyer Credit. H&R Block advises the popular credit is now more accessible to existing homeowners and first-time homebuyers in three ways: ...


Are You a Victim of Predatory Lending?

RISMEDIA, December 1, 2009—Back in the day, predatory lending was pretty much confined to grifters combing poorer neighborhoods looking for elderly or ignorant homeowners with substantial equity. Oh, they’re still out there. ...


Regional Spotlight: Florida’s Existing Home, Condo Sales Up in October 2009

RISMEDIA, November 25, 2009—Florida's existing home sales rose in October 2009, marking 14 months that sales activity has increased in the year-to-year comparison, according to the latest housing data released by Florida Realtors. October's statewide sales also increased over sales activity in September in both the existing home and existing ...


The Foreclosure Crisis: Navigating Mortgage Payment Difficulties

RISMEDIA, November 24, 2009—If you or someone you know has fallen behind on their mortgage, take heart; there is hope. Not from the government though; you’ll have to fight this one on your own, but you are not alone. And soon, your numbers could grow into a powerful ...


Existing-Home Sales Record Another Big Gain; Inventories Continue to Shrink

RISMEDIA, November 24, 2009—Driven by the first-time buyer tax credit, existing-home sales showed another big gain in October 2009 with a strong uptrend established over the past seven months, while inventories continue to decline, according to the National Association of Realtors. ...


Marketing Strategies: 7 Tips to Make Public Speaking Easier

RISMEDIA, November 24, 2009—A survey was recently released showing that the top fear among individuals is public speaking, while the fear of death was later on down the list. Do you know what that means? It means most people would rather die than speak in public. ...


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