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Consumer News and Advice Archive


How to Cut Home Energy Bills, Pollution as Winter Heating Costs Spike

RISMEDIA, Jan. 7, 2008-Already, many parts of the country are facing severe winter weather, although the season began only recently. And with average heating costs across the nation spiking about 11% over last winter's, the Alliance to Save Energy recommends energy-efficiency measures to help consumers cut home energy bills, increase ...


Top Ten 2008 New Years Resolutions for Homeowners

RISMEDIA, Jan. 3, 2008-One of the best New Years Resolutions homeowners can make is to eliminate expenses that are unnecessary and have no benefit. This is a tall order for many of us, with implications ranging from how you finance your mortgage to the energy efficiency of your home. Nevertheless ...


American Homeowners Benefiting More from Technology

RISMEDIA, Jan. 3, 2008-Technology helps homeowners more every year. Homeowners are among the biggest beneficiaries of technology innovations. Every year new technologies help homeowners save more money and/or make our lives easier. The growing importance of Internet commerce was underlined by the 2007 holiday season. While retail sales overall remained ...


Tips for Buying an Old Farmhouse

By Curtis Seltzer ...


Increasing Foreclosure Awareness for 2008

RISMEDIA, Dec. 27, 2007-The 17,000-member Chicago Association of Realtors® believes that no Chicago homeowner should face the daunting challenge of foreclosure alone, and has further stepped up its efforts to prevent foreclosures, educate consumers and Realtors about foreclosures and provide assistance to those for whom a foreclosure is imminent. ...


Tips to Prevent Pests This Winter Season

RISMEDIA, Dec. 27, 2007-This winter season's unwelcome pests may soon join homeowners by the fire to stay warm and out of the elements. Colder temperatures send wintry pests, such as rodents, spiders and cockroaches searching for food, water and shelter indoors. The National Pest Management Association (NPMA) provides tips for ...


New Pub Advises Consumers What to Do If Mortgage Lender Closes or Files for Bankruptcy

RISMEDIA, Dec. 21, 2007-A new Facts for Consumers publication issued by the Federal Trade Commission (FTC) advises consumers what to do if their mortgage company or mortgage servicing company closes or files for bankruptcy. ...


2007′s Top 5 Decorative Concrete Trends

RISMEDIA, Dec. 21, 2007-Today's options in concrete offer limitless possibilities for creating concrete surfaces that include custom colors, unique textures, and exquisite patterns. These decorative options have altered society's perceptions of concrete, from plain, gray surfaces to one-of-a-kind masterpieces. With over ten million visitors per year researching these applications, it's ...


Regional Spotlight: Illinois Radon Disclosure Requirements Begin January 1

RISMEDIA, Dec. 20, 2007-When a buyer and seller sign a contract on residential real estate property in Illinois on or after January 1, 2008, the new Illinois Radon Awareness Act will apply to the sales transaction. According to the new law, the seller must supply the buyer with two documents ...


Four Common Solutions for Homeowners Looking to Avoid Foreclosure

RISMEDIA, Dec. 19, 2007-The recent agreement by federal regulators and mortgage lenders to freeze interest rates for five years on certain subprime, adjustable rate mortgage loans is intended to help many homeowners avoid foreclosure. ...


Radio Show Offers Initiative to Stop Foreclosure Crisis

RISMEDIA, Dec. 19, 2007-Real Estate Radio USA, an Internet talk radio show, is taking the initiative to help stop the foreclosure crisis by offering to reinstate the mortgages of those in homeowners in foreclosure. ...


U.S. Homeowners Urged to Update Home Insurance Policy

RISMEDIA, Dec. 18, 2007-After a six-month study, Americas Watchdog and its Homeowners Consumer Center have just released results showing that most Americans are under insured with respect to replacement cost related to personal contents in their home. Even worse most U.S. homeowners have no clue as to what their homeowners ...


Giving ‘Green’ Has New Meaning This Holiday Season

RISMEDIA, Dec. 18, 2007-More consumers are interested in environmentally conscious gift-giving, as the selection and quality of green gifts have improved and awareness has grown. According to a recent survey by Opinion Research Corp, about 58% of Americans are interested in receiving a green gift this year. ...


Why Buying Now Can Be a Smart Move

RISMEDIA, Dec. 17, 2007-Although much of the housing market is in a slump, this is still a good time for most to buy a home. ...


Can I contest my property taxes?

Many people do, mainly because determining value can often be tricky. This is especially true in a changing market when local prices either take off dramatically or plunge precipitously, like during the Texas oil bust of the 1980s. ...