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RISMEDIA, July 18, 2011—This morning my father told me that he was looking to get a new “cell phone” and said he “doesn’t need to have the Internet on his phone,” to which I responded, “You don’t need it, but why wouldn’t you want to have it?”

RISMEDIA, July 18, 2011—The rules of search results are constantly changing—a testament to a highly dynamic industry, where there seems to be never-ending volatility in how search results are determined. Ken Wisnefski, founder and CEO of WebiMax, a high ranking SEO firm in the United States and Australia, announces how Social Media can be changing your search results.

RISMEDIA, July 15, 2011—The Mortgage Bankers Association (MBA) released its Commercial Real Estate/Multifamily Finance Quarterly Data Book for the first quarter of 2011. First quarter data on the commercial real estate markets show the natural

RISMEDIA, July 14, 2011—Economic consulting firm Clear Capital reported prices nationally have decreased by 3.2 percent in the first six months of 2011 and are forecast to drop another 2.4 percent in the second half of 2011.

RISMEDIA, July 14, 2011—I have a proposed solution to the imperiled mortgage crisis, and what’s more, it’s right in our backyard. Literally.

RISMEDIA, July 13, 2011—Greg Rand (@gsrand), CEO of OwnAmerica.com hosts “Rand on Real Estate” on 770 WABC where this week he discusses the Colorado Springs real estate market with RISMedia’s Real Estate Information Network® (RREIN) Member and CEO of Re/Max Properties Inc, Joe Clement.

RISMEDIA, July 13, 2011—The National Association of REALTORS® recently added language to its code of ethics banning discrimination based on sexual orientation. Article 10 of NAR’s REALTORS® Code of Ethics previously prohibited the “denial of its professional services to any person for reasons of race, color, religion, sex, handicap, familial status, or national origin.” Coming ahead of any similar legislation on the part of the Federal Government, NAR’s amended code of professional ethics to include sexual orientation reflects its member’s commitment to “a higher standard” of ethics. Furthermore, the committee understands its decision as a logical evolution for a business organization that sells a brighter, more equitable tomorrow for all Americans.

RISMEDIA, July 12, 2011—While a third of homeowners struggle to stay above water on their mortgages, nearly a quarter of those in the upper income tiers have been trading up to take advantage of deals in the luxury home market.

RISMEDIA, July 12, 2011— The U.S. Department of Housing and Urban Development (HUD) in conjunction with NeighborWorks America launched a new Emergency Homeowners’ Loan Program (EHLP) recently to help homeowners

RISMEDIA, July 11, 2011—What exactly is branding and why should you care? If you have ever been to New York’s Times Square, you have probably seen Naked Cowboy. If you have watched any television or read the paper, you have heard of Donald “The Don” Trump. Both of these people have worked hard at developing a brand for themselves and it works!

RISMEDIA, July 11, 2011—(eM+C)—No doubt you've heard the phrase numerous times over the past couple of years, but this time it's finally true. With the smartphone market expected to grow nearly 50 percent this year, 2011 is in fact "the year of mobile," according to a new study from ExactTarget titled Mobile Dependence Day, which reveals growth in many different areas of the mobile industry.

RISMEDIA, July 11, 2011— Mortgage rates increased for the second week in a row, with the benchmark conforming 30-year fixed mortgage rate now 4.79 percent, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage

RISMEDIA, July 9, 2011—Homeowners living in Cameron, Orleans, Plaquemines, and St. Bernard Parishes may be eligible for additional compensation under Louisiana’s Road Home Program under the terms of a settlement agreement

RISMEDIA, July 8, 2011—The Dodd-Frank Wall Street Reform and Consumer Protection Act has many components and one of the biggest ones is about to debut. The Consumer Financial Protection Bureau (CFPB) is slated to start operations on July 22, 2011. The truth is that work is already being done behind the scenes and has been for months now. The agency has been adding staff and setting up systems and should be ready to roll by the July date. They have also been working on some early Dodd-Frank tasks such as combining the Good Faith Estimate (GFE) under RESPA and the Truth in Lending (TIL) statement under TILA. This process, as of this writing, has been a pleasant surprise and bodes well for how CFPB will handle its numerous future regulatory endeavors.

RISMEDIA, July 8, 2011—Most Americans still believe that owning a home is a solid financial decision, and a majority of renters aspire to homeownership as a long-term goal. According to the 2011 National Housing Pulse Survey released recently by the National Association of REALTORS®, 72 percent of renters surveyed said owning a home is a top priority for their future, up from 63 percent in 2010.