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Consumer News and Advice Archive


Americans Are Overly Confident when It Comes to Finances, yet Unprepared for the Future

The National Foundation for Credit Counseling® (NFCC®) and NerdWallet, a personal finance website, released the results of the 2015 Financial Literacy Survey conducted online on their behalf in March by Harris Poll among more than 2,000 U.S. adults ages 18-plus. In its ninth year, ...


New Solution to Student Loan Debt to Empower Borrowers, Positively Impact Economy

The National Foundation for Credit Counseling® (NFCC®) recently announced the acquisition of the Student Loan Alliance® (SLA), which heralds a new chapter in counseling services for consumers struggling to repay their student loans. ...


What’s Hot in Hollywood: A Peek inside Celebrity Real Estate

Regardless of the ever-changing market, there is one kind of buyer who is always on the prowl for new toys and the latest and greatest status symbols; one who is ready to go with copious cash in hand and a hunger to expand ...


Facebook Floats Idea for More Housing in Menlo Park

(TNS)—Amid the California rumble of bulldozers and buzz of traffic, a 394-unit apartment complex partly funded by Facebook is taking form here, with perks such as a bike repair shop, pet spa and sports pub designed to attract tech workers. ...


HUD Secretary Tells REALTORS® FHA Is Exploring Alternative Credit Scoring Models to Expand Mortgage Access

A diverse group of housing industry stakeholders participated in a credit access symposium recently to discuss how alternative credit scoring models could expand access to mortgage credit for responsible borrowers who may have thin credit histories or extenuating ...


5 Great Home Improvements for $500 or Less

When it comes to upgrading our homes, there is a never-ending list of things to do, from buying new patio furniture to replacing the kitchen cabinets. But the editors of Money Magazine suggest five home remodeling projects that will vastly improve the look ...


Spending on Happiness

(TNS)—Giving money to people you love probably makes you happy. Spending money on others also probably makes you happier than spending it on yourself, just as spending money on experiences makes you happier than spending money on things. So does that mean you ...


9 Spring Cleaning Tips for Allergy Sufferers

(TNS)—Dust the baseboards. Check! Tackle the pantry. Check! And the bookshelves, and the—achoo! Spring cleaning stirring up allergens? ...


Finding a Paint to Bust Ghost Shadows on Ceiling

(TNS)—Q: The ceiling in my house is showing shadow or ghost lines that correspond to the longitudinal beams of the roof structure. ...


5 Questions for the First-Time Homebuyer

(TNS)—Usually, a first-time homebuyer picks out a house before lining up financing, but experts say it should be the opposite. ...


3 Steps to an Emergency Fund

(TNS)—If you lose your job tomorrow, do you have enough money to pay your rent next month? Bad things can happen. Start an emergency fund in three simple steps to cushion you in times of trouble. ...


How Does the Color of Your Home Affect Buyers?

It’s no secret that color is crucial when marketing a product. In fact, consumers come to a subconscious conclusion about a product within 90 seconds of viewing, and much of that judgment (62-90 percent) is based solely on color, according to the Institute ...


4 Easy Ways to Xeriscape Your Yard

Unless you hire a crew for upkeep, your responsibilities as a homeowner likely include some form of landscape maintenance. Did you know that a large portion of household water usage goes directly to maintaining a landscape? ...


Consumer Housing Optimism Rising, Increased Rental Rates Hindering Recovery

According to the Fannie Mae February 2015 Housing Survey, consumer optimism toward the housing market and the economy has reached a new all-time survey high. Forty-seven percent of respondents says they believe the economy is headed in the right direction. Likewise, the share of respondents who believe it would be ...


Working at Home: Who Claims the Home-Office Deduction?

With tax preparation season well underway, it is a good time to examine the use of the home-office deduction. ...


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