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Finance Q&A – CDs as Collateral for a Loan

By Dan Thanh Dang ...


What’s the Best Use of Reward Credit Cards?

By Marshall Loeb ...


Mediatise Real Estate Media Services Company Created

RISMEDIA, July 23, 2008-It was announced today that Kenneth Jenny, Ginny Cain McMurtrie and Michael Bonfils have joined together to create a unique media consulting services company called Mediatise. Mediatise is focused on the residential real estate brokerage industry and the specific challenges faced by all brokerage companies in today's ...


Mortgage Applications Continue to Increase for a 3-Week Rally

RISMEDIA, July 17, 2008-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending July 11, 2008. The Market Composite Index, a measure of mortgage loan application volume, was 522.2, an increase of 1.7% on a seasonally adjusted basis from 513.4 one week earlier. On an ...


Survey: 2 Out of 3 Consumers Say Mortgages and HELOCs Harder to Obtain

RISMEDIA, July 14, 2008-The credit crunch is impacting not only consumers' ability to get credit, and how they use it, but also-for some-their mindset towards financial institutions, according to a nationwide survey conducted by Deloitte's financial services industry group. ...


Mortgage Applications Increases 7.5% in Latest MBA Weekly Survey

RISMEDIA, July 10, 2008-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending July 4, 2008. The Market Composite Index, a measure of mortgage loan application volume, was 513.4, an increase of 7.5% on a seasonally adjusted basis from 477.7 one week earlier. This week's ...


Lenders May Hold Up Home Closings in Flooded Areas

By Joanne Cleaver ...


How to Avoid Becoming a Victim of ‘Mortgage Rescue’ Scams

RISMEDIA, July 4, 2008-For a homeowner facing the frightening threat of foreclosure, the offer seems too good to be true. A "mortgage rescue" company steps forward, claiming to be able to help you save your credit and your home. ...


Foreclosure Preventions by Industry on Pace for Record

RISMEDIA, July 4, 2008-HOPE NOW, the private sector alliance of mortgage servicers, counselors, and investors that is working to help prevent foreclosures, announced today that mortgage servicers helped approximately 170,000 homeowners avoid foreclosure in May 2008. If this monthly rate has continued through June, the mortgage lending industry will help ...


Mortgage Applications Increase In Latest MBA Weekly Survey

RISMEDIA, July 3, 2008-This week, the Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending June 27, 2008. The Market Composite Index, a measure of mortgage loan application volume, was 477.7, an increase of 3.6% on a seasonally adjusted basis from 461.3 one week earlier. ...


Chase Offers Washington Metro Residents Legacy Lessons for Building Prosperity

RISMEDIA, June 30, 2008-Chase, one of the nation's leading home lenders, is bringing its Legacy of Homeownership Tour to Washington, D.C., to help African-American consumers become long-term homeowners. ...


Bankrate: Mortgage Rates, Like Fed, Hold Steady

RISMEDIA, June 27, 2008-Fixed mortgage rates took a breather, with the average conforming 30-year fixed mortgage rate holding at 6.62%. According to Bankrate.com's weekly national survey of large lenders, the average 30-year fixed mortgage has an average of 0.4 discount and origination points. ...


Mortgage Applications Decreased In Latest MBA Weekly Survey

RISMEDIA, June 26, 2008-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending June 20, 2008. The Market Composite Index, a measure of mortgage loan application volume, was 461.3, a decrease of 9.3% on a seasonally adjusted basis from 508.4 one week earlier. On an ...


Spending Smart: Check Out Your Credit Reports

By Gregory Karp ...


California Mortgage Bankers Applauds Senate Action

RISMEDIA, June 23, 2008-The California Mortgage Bankers Association (CMBA) released the following statement in reaction to the state Senate Banking, Finance & Insurance hearing held Wednesday, June 18, 2008: ...



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