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Customer Relationship Building: Skills for Sales Success: Part Seven.
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Finance, Economy & Government Issues Archive


Fannie Mae and Freddie Mac Swim Against the Tide with 3 Percent-Down Loans

Recently, Fannie Mae and Freddie Mac announced plans to begin backing home loans with down payments as low as three percent. This move came just days after the mortgage giants implemented less rigid lending standards in order to give Main Street citizens with ...


Real Estate Industry Applauds Legislation Approval; Housing Tax Provisions Extended

Distressed homeowners and commercial property investors with transactions in 2014 will enjoy two more weeks of tax breaks following the approval of legislation by Congress late Tuesday. ...


Forget the Homeownership Rate. It’s the Process that Matters

(TNS)--Because of the widespread belief that homeownership is valuable, the recent decline in the homeownership rate has generated some dismay. The rate, which had peaked at 69.1 percent in 2005, shortly before the financial crisis, has since fallen to 64.8 percent. This is the lowest it has been since 1995. ...


Identified: Top Metro Areas Poised for Uptick in Baby Boomer Home Sales

Metro areas with a lower cost of living and sunnier weather are poised to see an increased number of baby boomers moving in and buying a home as some delay retirement and remain participants in the labor market, according to ...


Stock of Residential AD&C Loans Up 17 Percent over Last Four Quarters

One factor holding back a stronger rebound in home construction has been the tight availability of acquisition, development and construction (AD&C) loans. However, the stock of residential AD&C loans outstanding has been on the rise, posting a 17 percent gain since the third quarter of 2013. ...


Commercial Real Estate Demand Is Holding Steady despite Overseas Concerns

Despite a slowing global economy, forward economic momentum in the U.S. should keep commercial real estate activity on firmer footing, according to the National Association of REALTORS® quarterly commercial real estate forecast. ...


Continuing Education Equals Increased Income and Professional Skills

Now more than ever, successful brokers and their agents must keep current on issues, evolving technology, changing legalities, and many other central components of the business to keep pace in today’s dynamic real estate market.  This is why the NATIONAL ASSOCIATION OF REALTORS® (NAR) offers a series of designation and ...


Small Banks See Stronger Demand for MF Loans, but Tighten Standards

The Federal Reserve Board recently released its survey of senior bank loan officers. The October 2014 Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) addressed changes in the standards and terms on, and demand for, bank loans to businesses and households over the third quarter of ...


The Bigger Drag on Homeownership: Down Payments or Debt?

The affordability of housing has been on the tip of everyone's tongue as of late. With many things shifting in the industry, some experts talk about the lowering of required down payments. RealtyTrac recently analyzed affordability in512 U.S. counties with a combined population ...


‘Zombie’ Foreclosures Down 23 Percent from Last Year, but Increase in 16 States

RealtyTrac® today released its Q3 2014 “Zombie” Foreclosure Report, which found that 117,298 homes actively in the foreclosure process had been vacated by the homeowners prior to a completed foreclosure, representing 18 percent of all active foreclosures. ...


Home Prices Rise in August

Home prices rose slightly at 0.2% in August, slower than the 0.6% rise in July, according to the S&P/Case-Shiller 20-city composite index released Tuesday. However, data through August 2014, released this week in the S&P/Case-Shiller Home Price Indices, continue to show a deceleration ...


Short Sales and Foreclosure Sales Account for Lowest Sale Levels Since 2011

RealtyTrac® recently released its September and Q3 2014 Residential & Foreclosure Sales Report, which shows that U.S. residential properties, including single family homes, condominiums and townhomes, sold at an estimated annual pace of ...


Consumer Confidence Surges in October

The Conference Board Consumer Confidence Index®, which had decreased in September, rebounded in October. The Index now stands at 94.5, up from 89.0 in September. The Present Situation Index edged up from 93.0 to 93.7, while the Expectations Index increased sharply to 95.0 from 86.4 in September. ...


By the Numbers: Big Cities You Can Actually Afford to Live In

Big cities are known for having more job opportunities, people to meet, and things to do than small towns. On the flip side, they are also synonymous with traffic, crime, and—above all—high costs. That’s why a big city with ...


‘Seriously’ Underwater Properties at Lowest Level in Two Years

RealtyTrac®, a leading source for comprehensive housing data, today released its U.S. Home Equity & Underwater Report for the third quarter of 2014, which shows that 8.1 million U.S. residential properties were seriously underwater—where the combined loan amount secured by the property is ...


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