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Finance, Economy & Government Issues Archive


Movin’ On Up: Refinance, Purchase Applications Increase

Mortgage applications increased 7.3 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending December 18, 2015. ...


New Student Loan Repayment Option Could Positively Impact Housing Market

Student loan debt and its relationship to the successful recovery of the housing market has long been a hot topic in the real estate community. For millennials—the next generation of homebuyers—confusion over money is majorly effecting their natural financial trajectory, ...


Consumer Prices Hold Steady, but Other Inflation Signs Point toward Fed Rate Hike

(TNS)--Consumer prices were unchanged in November amid declining energy and food costs, but other data in the government’s monthly report indicated enough inflation to keep the Federal Reserve on track for an interest rate hike this week. ...


TransUnion’s 2016 Forecast Expects Consumer Credit Markets to Complete Recovery

TransUnion’s 2016 mortgage and credit card forecasts predict that the consumer lending market will have fully recovered by the end of next year from both the mortgage crisis and the ensuing Great Recession that concluded more than six years ago. ...


Fed Hike May Happen Now That 200,000 More Jobs Have Entered Fold

In November, the U.S. economy added a 211,000 new jobs to its roster, according to recently released news from the U.S. Department of Labor. While that number is a down step from the previous month, it shows enough continuous growth to turn the ...


Mortgage Applications Teeter 0.2 Percent

Mortgage applications decreased 0.2 percent from one week earlier, according to data from the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey for the week ending November 27, 2015. This week's results included an adjustment for the Thanksgiving holiday. ...


Modest Home Price Gains to Stoke the Winter Fire

As the year draws to a close, housing continues to recalibrate and the Midwest maintains its impressive trend, according to Clear Capital's December 2015 HDI Market Report. November’s data shows Detroit up 135 percent from the trough, ...


5 Money-Saving Tips for Holiday Shopping

The holidays are upon us, and retailers know that most of the money spent at shopping malls annually is spent during the weeks leading up to Christmas. As a result, they pull out all the stops to attract as many shoppers as possible ...


Housing Starts Fall 11% in October, Building Permits Up

The U.S. Census Bureau and the Department of Housing and Urban Development jointly announced the following new residential construction statistics for October 2015: ...


Failure to Launch Syndrome Can Hurt Household Budgets

Budget-conscious Americans say they are feeling the pinch from the responsibility of providing financial support for adult children, according to a new survey by American Consumer Credit Counseling. Half of those polled during the month of September by ACCC says they are ...


Americans’ Financial Satisfaction Continues to Climb despite Tough Conditions

Even in the face of the U.S. stock market having its worst quarter in four years, Americans continued to enjoy increased personal financial satisfaction in the third quarter. Substantially fewer loan delinquencies - almost 25 percent below the prior year's level - and ...


Consumer Credit Default Rates Decrease in September 2015

Consumer credit default rates decreased in September 2015, with the composite rate ranking at 0.89 percent, down seven basis points from the previous month, according to data released by S&P Dow Jones Indices and Experian. The bank card default rate was 2.77 percent for September, up six basis points from ...


Millennials Less Likely Than Baby Boomers to Understand the Impact of Major Life Events on Credit

Millennials are less likely than baby boomers to identify milestone life events that could affect their credit, according to a new survey released by TransUnion. In fact, less than half of millennials surveyed could cite specific major life events that could negatively or ...


Economic Growth Expected to Weather Headwinds

Economic growth for the third quarter of the year likely came in weaker than expected, largely because of a worsening net exports picture, but fourth-quarter growth is expected to withstand ongoing headwinds, according to Fannie Mae’s Economic & Strategic Research (ESR) Group. Slowing ...


Bill Proposing TRID Hold-Harmless Period Passes House

As the real estate industry proceeds with implementation of the now-effective TILA-RESPA Integrated Disclosure rule (TRID), a bill designed to assist smaller lending, title and escrow companies with compliance passed the House of Representatives on Wednesday, October 7. The bill, titled the ...


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