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Finance, Economy & Government Issues Archive


Fixed Mortgage Rates Remain Steady

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing that last week's average fixed mortgage rates largely flat compared to the previous week amid light economic reports. ...


Finance in Focus: Top 10 Ways People Go Broke

You don’t have to come from a wealthy family, have the next billion-dollar idea or work 18-hour days to become rich, says self-made millionaire Mike Finley. ...


Face Time: Why Broker Networking Matters More than Ever

Overused and often under-rated, the concept of networking has become a ubiquitous part of modern culture. However, that doesn’t dilute the value of smart, selective, focused networking for those who know how to do it right. Power Brokers, in fact, view it ...


Home Prices Growing at Slower Pace

Home price growth across the U.S. is continuing at a slower pace, according to a recently released Case-Shiller home price report. ...


A Closer Look at Inflation and Its Effect on Mortgage Rates

The current inflation rate is not worrisome, but is always worth a close look. Any surprise uptick in inflation automatically pushes up mortgage rates. ...


Low Cash-Out Share, Shorter Terms Point to Equity Build-Up

Freddie Mac recently released the results of its first quarter 2014 quarterly refinance analysis, showing that borrowers will save on net more than $1 billion in interest payments over the coming year as they continue to shorten their payment terms and build ...


REALTORS® Take Their Message to Nation’s Capitol

Next month REALTORS® will head to Washington, D.C., for the REALTOR® Party Convention & Trade Expo, May 12-17, to promote public policies that protect investment in commercial and residential property and advance the real estate industry and REALTOR® business. Nearly 8,500 REALTORS® ...


Buyers on the Move: Applications Rise for New Home Purchases

The Mortgage Bankers Association’s (MBA) Builder Application Survey (BAS) data for March 2014 shows mortgage applications for new home purchases increased by 15 percent relative to the previous month. This change does not include any adjustment for typical seasonal patterns. ...


Fixed Mortgage Rates Tick Down

Recently, Freddie Mac released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates moving down slightly as we head into the spring homebuying season. ...


Buyers Bloom in the Springtime

Daffodils, April showers, robins and a new crop of For Sale signs seem to be working their seasonal magic on home buyers. The latest Fannie Mae survey, conducted in March, reports that the gloominess that shrouded buyers during the bitter winter months ...


In Top Metro Areas, a Relationship Is Found between Income and Home Values

In a recent study, NAHB examines eight key housing statistics from the 2012 American Community Survey (ACS). This post takes a closer look at two of those statistics; the median household income and median value of owner-occupied housing units. ...


Metropolitan Markets Move Forward

The April NAHB/First American Leading Market Index rose one point to .88 from .87 in March. The index measures how close individual markets and the US market are relative to their last normal market activity. A total of 153 markets or about ...


Obama Administration Renews Support for Homeless

U.S. Housing and Urban Development (HUD) Secretary Shaun Donovan recently announced nearly $1.6 billion in grants to renew support for 7,100 local homeless housing and service programs across the U.S., Puerto Rico, Guam and the U.S. Virgin Islands. Provided through HUD’s Continuum of Care Program, the funding will ensure these ...


Recovery Spreads: Activity Exceeds Norm in Many Markets

Of the approximately 350 metro markets nationwide, 59 returned to or exceeded their last normal levels of economic and housing activity, according to the just-released National Association of Home Builders/First American Leading Markets Index (LMI). This represents a net gain of 11 ...


A Frigid February Catches up to Construction Spending

Total private residential construction spending decreased in February after three consecutive months of growth. The unusually cold winter may have finally caught up to total residential spending and contributed to a slight month-over-month decline. Total private residential construction spending dropped to a seasonally adjusted annual rate of $360.4 billion according ...


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