Welcome!




Expand Your Education with These Courses from
A Consumer Advocate Approach to Real Estate: Course 1.
Territory Management: Skills for Sales Success: Part Eight.
Accredited Buyer's Representative.
At Home with Diversity.
Bundle 1: CIPS Core Courses (Non-US Version).

Finance, Economy & Government Issues Archive


Fixed Mortgage Rates Continue Gradual Climb Higher

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average mortgage rates mixed with the fixed-rate products moving higher for the fourth consecutive week, while adjustable rate mortgages eased. ...


Recovery Stretches to Ninth Consecutive Month; 89 Markets Reaching Full Recovery

A recently released market index shows significant improvement in the top 100 markets this month. Results show that 60 of the top 200 midsize markets have fully recovered their loss in home prices due to the housing bubble burst. These advancements bring ...


Delinquency and Foreclosure Rates Decline to Lowest Level in Six Years

The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 6.39 percent of all loans outstanding at the end of the fourth quarter of 2013, the lowest level since the first quarter of 2008. The ...


Existing-Home Sales Drop in January While Prices Continue to Grow

Existing-home sales fell in January to the lowest level in a year-and-a-half, but ongoing inventory shortages continue to lift prices in much of the U.S., according to the National Association of REALTORS®. ...


Housing Gains Predicted for the Year

More modest gains are likely this year, according to the most recent Kiplinger Letter forecast. The national average of appreciation in home values is up 4 percent-4.5 percent, compared with a gain over 11 percent in 2013. ...


Fixed Mortgage Rates Tick Up

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates up slightly for the second week in a row. ...


E&O Premiums are Rising, Still Poorly Understood

Many of the top real estate defense lawyers have reported a trend of the professionals that they represent failing to understand their E&O policies or not purchasing coverage at all. News reports have stated that there are too many stories of brokers ...


Investors Ended 2013 on a Roll

Though experts predict investors will be buying fewer residential properties in 2014, they ended 2013 on a roll. ...


Home Values Expected to Rise through 2018

A majority of more than 100 forecasters says they expect large-scale investors to sell off the bulk of homes in their portfolios in the next three to five years, boosting inventory and potentially contributing to a smoother market ahead, according to the ...


Housing Share of the Economy at 15.3 Percent

Housing is an important source of economic growth. As of the final quarter of 2013, housing’s share of gross domestic product (GDP) was 15.3 percent, with home building yielding 3.1 percentage points of that total. ...


Consumers Feel Good about Mortgage Credit

More Americans now believe it would be easy for them to get a mortgage, according to Fannie Mae’s January 2014 National Housing Survey results. Consumer attitudes regarding the ease of getting a mortgage climbed 2 percentage points to an all-time survey high ...


January Housing on the Up

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of the Treasury recently released the January edition of the Obama Administration's Housing Scorecard – a comprehensive report on the nation’s housing market. The latest data show progress among ...


Elusive Private Mortgage Capital

For several years, we have heard policymakers lament that there is too much government involvement in the mortgage market and about the need to bring “private capital” back. While it is true that there is some government involvement in roughly 90 percent ...


Builder Confidence in the 55+ Housing Market on a Record High

Builder confidence in the 55+ housing market for the fourth quarter of 2013 is up sharply, according to the National Association of Home Builders’ (NAHB) latest 55+ Housing Market Index (HMI) released recently. All segments of the market—single-family homes, condominiums and multifamily rental—registered strong increases compared to the same quarter ...


Borrowers Who Refinanced in 2013 Made Huge Savings in Interest

Freddie Mac recently released the results of its fourth quarter 2013 quarterly refinance analysis, showing that borrowers are continuing to take advantage of near record low mortgage rates to lower their monthly payments, shorten their loan terms and overwhelmingly choosing the safety ...


Our Latest News >>