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Finance, Economy & Government Issues Archive


March Retail Sales Disappoint as Retailers Wrap up First Quarter

RISMEDIA, April 15, 2009-Several months of stronger-than-expected retail sales provided hope that the industry was poised to bounce back, but March retail sales demonstrate that the industry is continuing to struggle. According to the National Retail Federation (NRF), retail industry sales for March (which exclude automobiles, gas stations, and restaurants) ...


Facing Reality – Staying Optimistic in Today’s Economy

RISMEDIA, April 14, 2009-(MCT)-Optimism. For months, it's been in rather short supply. ...


The Bailouts Continue – Life Insurance Receives Next Lifeline

RISMEDIA, April 13, 2009-(MCT)-The Treasury Department confirmed that life insurers are qualified to join banks and carmakers on the list of industries getting taxpayer bailouts. ...


Taxpayers Still Have Time to File or Amend 2005 Returns, but Must Act Quickly

RISMEDIA, April 13, 2009-With just a few days left to file income tax returns for 2008, Jackson Hewitt Tax Service is reminding tax filers of another important tax deadline on April 15: the deadline to file or amend returns for tax ...


Lenders Flooded with Refinancing Applications as Mortgage Rates Fall

RISMEDIA, April 13, 2009-(MCT)-With mortgage rates dancing around a 65-year-low of 4.75%, homeowners are checking their credit scores and lenders are being deluged with refinancing applications. ...


Families Who Save Feel Less Stressed in Current Economy

RISMEDIA, April 11, 2009-American families who are putting money into savings every month are significantly less likely to feel stressed by the current economic situation than those who do not, according to the First Command Financial Behaviors Index. ...


Consumers’ Confidence in Banks on the Rise

RISMEDIA, April 11, 2009-Consumers' confidence in their own bank, and in the banking system as a whole, is improving for the first time since September 2008, according to a new Morpace survey. ...


Mobile Banking Has Consumers Wary

RISMEDIA, April 11, 2009-U.S. consumers believe mobile banking is important but do no not want to pay for it and also are wary of using their mobile devices such as cell phones, smartphones, and personal digital assistants (PDAs) for financial transactions and online banking, according to results of a survey ...


Americans Optimistic about Economy

RISMEDIA, April 10, 2009-(MCT)-Slightly more than half of Americans think the U.S. economy has stabilized, and almost three in every four think it will take longer than six months for a massive economic stimulus program to be felt, an Ipsos-McClatchy ...


Mortgage Applications Increase in Latest MBA Weekly Survey

RISMEDIA, April 9, 2009-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending April 3, 2009. The Market Composite Index, a measure of mortgage loan application volume, was 1,250.6, an increase of 4.7% on a seasonally adjusted basis from 1,194.4 one week earlier. On an ...


Investors Turn to Self-Directed IRAs

RISMEDIA, April 7, 2009-(MCT)-After Tom Fafinski lost money in tech stocks, he began searching for alternative places to invest. Fafinski, 44, of Farmington, Minn., discovered self-directed IRAs and used money earmarked for his retirement and his kids' college to buy a townhouse as an investment property. ...


Managers and Support Staff Not in Sync on Top Rewards

RISMEDIA, April 7, 2009-Many managers underestimate the power of a pat on the back, new research suggests. While supervisors surveyed rated job promotions and cash as the two most valued forms of recognition to administrative professionals, support staff favored a simple thank-you and having their accomplishments passed on to senior ...


Businesses Encourage Telecommuting to Drive Down Real Estate Costs

RISMEDIA, April 6, 2009-As recession-battered companies look to save money on real estate costs, a growing number of businesses are equipping their employees with Blackberry smartphones and laptops and moving them out of the main office as a way of reducing expenses. The Regus Group, one of the leading global ...


Americans Support Wide Array of Proposed Energy Policies, but Not Yet Ready to Make Tradeoffs

RISMEDIA, April 6, 2009-Despite partisan debate, the American people find common ground on their support for a number of measures to address the nation's energy problems. At least 10 major energy proposals that would provide incentives for energy efficiency, reduce gasoline usage and support alternative energy have widespread support. But ...


First-Time Home Buyer? Choose When to Claim Your Tax Credit

RISMEDIA, April 4, 2009-With the deadline for filing federal tax returns fast approaching, the National Association of Home Builders (NAHB) has made information available for qualified home buyers about how and when to claim the $8,000 first-time home buyer tax credit. ...


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