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Finance, Economy & Government Issues Archive


Mortgage Applications Increase in Latest MBA Weekly Survey

RISMEDIA, April 9, 2009-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending April 3, 2009. The Market Composite Index, a measure of mortgage loan application volume, was 1,250.6, an increase of 4.7% on a seasonally adjusted basis from 1,194.4 one week earlier. On an ...


Investors Turn to Self-Directed IRAs

RISMEDIA, April 7, 2009-(MCT)-After Tom Fafinski lost money in tech stocks, he began searching for alternative places to invest. Fafinski, 44, of Farmington, Minn., discovered self-directed IRAs and used money earmarked for his retirement and his kids' college to buy a townhouse as an investment property. ...


Managers and Support Staff Not in Sync on Top Rewards

RISMEDIA, April 7, 2009-Many managers underestimate the power of a pat on the back, new research suggests. While supervisors surveyed rated job promotions and cash as the two most valued forms of recognition to administrative professionals, support staff favored a simple thank-you and having their accomplishments passed on to senior ...


Businesses Encourage Telecommuting to Drive Down Real Estate Costs

RISMEDIA, April 6, 2009-As recession-battered companies look to save money on real estate costs, a growing number of businesses are equipping their employees with Blackberry smartphones and laptops and moving them out of the main office as a way of reducing expenses. The Regus Group, one of the leading global ...


Americans Support Wide Array of Proposed Energy Policies, but Not Yet Ready to Make Tradeoffs

RISMEDIA, April 6, 2009-Despite partisan debate, the American people find common ground on their support for a number of measures to address the nation's energy problems. At least 10 major energy proposals that would provide incentives for energy efficiency, reduce gasoline usage and support alternative energy have widespread support. But ...


First-Time Home Buyer? Choose When to Claim Your Tax Credit

RISMEDIA, April 4, 2009-With the deadline for filing federal tax returns fast approaching, the National Association of Home Builders (NAHB) has made information available for qualified home buyers about how and when to claim the $8,000 first-time home buyer tax credit. ...


Halstead Releases First Quarter 2009 Market Report

RISMEDIA, April 3, 2009-Halstead Property released its First Quarter 2009 Market Report which shows that the average sales price of a Manhattan apartment fell 11% a year ago to $1,502,339, while the median price rose 6% over the past year to $907,500. ...


Turning Lemons into Lemonade – Americans Address Employment Situation in Midst of Economic Turmoil

RISMEDIA, April 4, 2009-The Career College Association (CCA) released the results of a new commissioned survey, conducted by Harris Interactive, finding more than two out of three Americans either taking steps or considering steps to address their employment situation in ...


Emotion and Stress Lead to Poor Financial Decisions

RISMEDIA, April 2, 2009-To say that the American consumer has been spooked by the doom and gloom of economic reports is putting it lightly. The fact is most of us have at some point in our lives made a rash decision out of fear that we later regretted and many ...


Despite Recession, Consumer ‘Hold-Outs’ Struggle to Have It All

RISMEDIA, April 1, 2009-Americans' financial security has been shaken, yet they are divided in their willingness to make spending cuts. While nearly half (49%) of all adults are not ready to compromise their standard of living, the other half ...


American Taxpayers Planning to Save Rather Than Spend

RISMEDIA, March 31, 2009-As the tax deadline approaches, many Americans have refunds on their mind. While the arrival of a refund once meant a shopping spree to many, this year, Americans are skipping the spring sales to boost their savings and eliminate debt, according to a new survey released by ...


Money Matters – What to Do with Your 401(k)

RISMEDIA, March 31, 2009-(MCT)-If you are among the huge number of workers laid off in recent months, there is a very good chance you have a 401(k) account to deal with. Call it a good news, bad news situation. Sure, it means you have some money stashed away in an ...


The Price is Right – 78% of First-time Home Buyers Say Now Is Good Time to Buy

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End in Sight? Stimulus Plan Begins to Take Hold in Puget Sound

RISMEDIA, March 28, 2009-J. Lennox Scott, chairman and CEO of John L. Scott Real Estate, reports that housing activity in the "more affordable" price ranges in the Puget Sound region is beginning to see an uptick, which he attributes to ...


6 Questions to Ask When Considering a Reverse Mortgage

RISMEDIA, March 27, 2009-Reverse mortgages have become an increasingly important financial tool for people 62 and older who want to remain in their home and fund their retirement. And, with 78 million Baby Boomers approaching retirement, interest is expected to grow. Despite this, many Americans are still unclear about how ...


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