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Finance, Economy & Government Issues Archive


Money Matters – What to Do with Your 401(k)

RISMEDIA, March 31, 2009-(MCT)-If you are among the huge number of workers laid off in recent months, there is a very good chance you have a 401(k) account to deal with. Call it a good news, bad news situation. Sure, it means you have some money stashed away in an ...


The Price is Right – 78% of First-time Home Buyers Say Now Is Good Time to Buy

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End in Sight? Stimulus Plan Begins to Take Hold in Puget Sound

RISMEDIA, March 28, 2009-J. Lennox Scott, chairman and CEO of John L. Scott Real Estate, reports that housing activity in the "more affordable" price ranges in the Puget Sound region is beginning to see an uptick, which he attributes to ...


6 Questions to Ask When Considering a Reverse Mortgage

RISMEDIA, March 27, 2009-Reverse mortgages have become an increasingly important financial tool for people 62 and older who want to remain in their home and fund their retirement. And, with 78 million Baby Boomers approaching retirement, interest is expected to grow. Despite this, many Americans are still unclear about how ...


In a Troubled Economy, CFOs Explore Layoff Alternatives

RISMEDIA, March 26, 2009-While confidence in the U.S. economy and leadership remain low among CFOs of American companies, many are speaking out and taking action to protect their own businesses and workforce, according to the most recent quarterly survey conducted by Financial Executives International (FEI) and Baruch College's Zicklin School ...


Federal Reserve’s Announcement Spurs Refinance Activity in Latest MBA Weekly Survey

RISMEDIA, March 26, 2009-The Mortgage Bankers Association (MBA) released its Weekly Mortgage Applications Survey for the week ending March 20, 2009. The Market Composite Index, a measure of mortgage loan application volume, was 1159.4, an increase of 32.2% on a seasonally adjusted basis from 876.9 one week earlier. On an ...


Homebuyers Face Hardship as Tighter Lending Rules Keep Them from Mortgages

RISMEDIA, March 26, 2009-(MCT)-Even with interest rates at historic lows and billions of new government dollars flowing into the financial system, getting a mortgage isn't as easy and smooth a process as it used to be. The difference between wishing ...


Coldwell Banker CEO Discusses State of Housing Market

RISMEDIA, March 26, 2009-Jim Gillespie, president and CEO of Coldwell Banker Real Estate LLC, participated in CNBC's "Roadmap to Rebound" segment which focused on the state of the housing market, and what real estate professionals believe should happen to get the market moving again. ...


Some Experts Unsure Whether Federal Buy-Up of Bank Debt Will Work

RISMEDIA, March 25, 2009-(MCT)-Yesterday's announcement by Treasury Secretary Timothy Geithner that disclosed the details of the long-awaited and highly-anticipated $1 trillion plan to relieve the nation's banks of the bad debt that has crushed lending and helped put the country into a recession has some economists and business experts unsure ...


Attorney-Based Loan Modifications Helping Struggling Southern Californians Save Their Homes

RISMEDIA, March 25, 2009-Amid the buzz about Obama's housing market rescue plan with $75 billion earmarked to help troubled borrowers and otherwise stem the housing crisis at large, it's also been widely reported that more than half of the loans modified in the first quarter of 2008 "went bad again ...


Federal Reserve Announcement Drives Mortgage Rates to Drop

RISMEDIA, March 25, 2009-Driven by the news that The Federal Reserve plans to spend an additional $750 billion to buy mortgage-backed securities, the weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year mortgages fell to 5.06%, down from 5.21% the week prior, according to the ...


Treasury Delivers Details of ‘Toxic Asset’ Treatment Plan

RISMEDIA, March 28, 2009-(MCT)-Treasury Secretary Timothy Geithner took the wraps off a long-awaited key component of the Obama administration's bank rescue plan, detailing a public-private partnership to buy up the so-called toxic assets that are polluting bank balance sheets. ...


Banks Lend Heavily to Insiders Amid Credit Crunch, Bailouts

RISMEDIA, March 24, 2009-(MCT)-Insider lending amid a credit crunch and bailouts is not as uncommon as many would believe, as banks nationwide hold $41 billion in loans to directors, top executives and other insiders, a portfolio that experts say should be stripped of secrecy. ...


4 Ways to Protect Your Personal Data when Filing Taxes Online

RISMEDIA, March 24, 2009-(MCT)-As April 15 approaches and taxpayers scramble to complete their tax returns, it's critical that they take extra care to guard their personal information. Consider what's exposed and vulnerable: your Social Security number, address, name and financial ...


Mortgage Rates Dip in Response to Fed’s Decision to Buy Treasury Bonds and Mortgage Securities

RISMEDIA, March 23, 2009-(MCT)-Mortgage rates are again dropping to near-record lows - below 5% - in the wake of the Federal Reserve's decision to buy up Treasury bonds and mortgage securities. Lower rates may help spur home sales, but analysts ...


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