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Finance, Economy & Government Issues Archive


Realtors Federal Credit Union – Where You and Your Money Belong

RISMEDIA, July 16, 2009-Many financial institutions do not truly understand the personal and business financial requirements of real estate brokers and their agents-many of whom are independent contractors. REALTORS® now have a financial services resource designed specifically for them. REALTORS® Federal Credit Union (REALTORS® FCU) is sensitive to the work habits ...


30-year Fixed Rates Continue Month-Long Decline

RISMEDIA, July 15, 2009-The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.26 percent, down from 5.40 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by leading real estate Web site Zillow.com . Meanwhile, rates for ...


Realtor/Foreclosure Avoidance Educator Announces Agreement with Michigan Association Of Realtors

RISMEDIA, July 14, 2009-Meeting the demands of a changing market and economy, industry leader Will Weaver announces an agreement with Michigan Association of Realtors to train Michigan Realtors how to help Homeowners seeking to Avoid Foreclosure in this tough Economy. In addition Will Weaver and Michigan Association of Realtors have ...


Are Brokered CDs too Good to be True? Look Closer

RISMEDIA, June 30, 2009-(MCT)-William Katker thought he was playing it safe and smart when he parked some retirement money last year in a high-yield certificate of deposit he purchased through his stock brokerage. Katker's government-insured six-month CD had an annual percentage yield of nearly 4%, which easily beat the returns ...


My Credit Score Dropped 87 Points Because of Me

RISMEDIA, June 10, 2009-Everyone has become more concerned about their credit scores these days, especially when a better score can result in lower credit interest rates and payments saving thousands of dollars from interest. With this in mind, many consumers are paying more attention to their credit and, unfortunately, in the ...


Are Increasing Numbers of Homeowners Withholding Their Mortgage Payments?

RISMEDIA, June 9, 2009-One of the reasons that it is hard to get a handle on the depths of the foreclosure crisis is that much of the information is hidden beneath the surface, like an iceberg. We are seeing only ...


Fair Mortgage Collaborative Launch to Help Restore Public’s Faith in Home Lending

RISMEDIA, June 9, 2009-As the costly burden of predatory lending and mortgage foreclosures continues to ravage families and neighborhoods across the United States, the "Fair Mortgage Collaborative" (FMC) is being launched on June 10, 2009 by mortgage lenders, foundations (including the Ford Foundation and Calvert Foundation), and advocacy organizations (such ...


Reinvent Now, But How?

RISMEDIA, June 6, 2009-Recently in this column, I offered some suggestions to address the need to recruit the real estate agent of tomorrow, the need to reduce your physical "footprint" and the need to have an integrated technology strategy. Most ...


NAHB – Bolstering GSEs Key to Future of Nation’s Housing Finance System

RISMEDIA, June 5, 2009-In contemplating the future status of housing government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, the National Association of Home Builders (NAHB) told Congress it is critical for the federal government to provide a backstop to the housing finance system to ensure a reliable and adequate ...


‘Green’ Buying Remains Strong

RISMEDIA, April 22, 2009-The economy has not dampened the green commitments of most U.S. consumers, according to a recent national poll in which more than two thirds of those who purchase "green" products or services said their "green" buying habits are unchanged and one quarter said they've actually increased their ...


56% of Americans Say News Paints Mixed Economic Picture

RISMEDIA, April 22, 2009-The proportion of Americans saying they are hearing a mix of good and bad news about the economy - rather than mostly bad news - continues to steadily increase. ...


Despite Economic Conditions, Retirement Plans Seen as Important Benefit

RISMEDIA, April 18, 2009-Amid the growing concerns about the current economy, small business owners continue to recognize that having a solid retirement plan as an important issue both personally and to their employees. ...


Fannie Mae and Freddie Mac Helping More Homeowners – Loan Modifications Increasing

RISMEDIA, April 17, 2009-Fannie Mae and Freddie Mac modified nearly 24,000 loans during the fourth quarter of 2008, an increase of 76% over the third quarter. The modifications, along with the suspension of foreclosures that began November 26, reduced the ...


Now’s the Time to Seize Summer Travel Bargains

RISMEDIA, April 16, 2009-AAA, one of the nation's largest leisure travel organizations, is suggesting budget-minded consumers seize this summer's travel bargains as similar savings may not be available in the future. ...


A Taxing Decision: 5 Tips to Make the Most of Your Tax Refund

RISMEDIA, April 15, 2009-Plasma TVs. Getaway vacations. Shopping sprees. The tax refund splurges of years past are not a reality for most Americans in 2009. Many people are likely wringing their hands over what to do with the money they receive back from Uncle Sam. Their concerns are well-founded: It's ...


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