Financing a Home Archive


30-year Fixed Rates Continue Month-Long Decline

Tuesday, July 14th, 2009
RISMEDIA, July 15, 2009-The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.26 percent, down from 5.40 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by leading real estate Web site Zillow.com . Meanwhile, rates for ...


Freddie Mac YouTube Video Shows Delinquent Borrowers How to Make More Effective Phone Calls to Servicers

Monday, July 13th, 2009
RISMEDIA, July 13, 2009-Freddie Mac recently posted a new video on youtube.com that shows late-paying borrowers how gathering a few financial documents before calling a mortgage servicer can cut the time needed to determine their eligibility and process their application for a loan modification under President Obama's Making Home Affordable ...


It’s Harder, but Still Possible, to Get a Loan

Wednesday, February 18th, 2009
RISMEDIA, February 19, 2009-(MCT)-The freewheeling days of doling out cars and homes to just anyone are over. With the nation facing a deepening financial crisis, banks have tightened their credit standards. Yet, lenders say it's still possible for the average person to qualify. ...


Will the Stimulus Benefit Homeowners and Buyers?

Tuesday, February 17th, 2009
RISMEDIA, February 18, 2009-"There are four primary sections of the economic stimulus plan that will benefit home owners and buyers," said Gibran Nicholas, chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. According to Nicholas, these include: ...


How to Avoid Getting Hooked by Debt-Reduction Schemes

Tuesday, February 17th, 2009
RISMEDIA, February 18, 2009-(MCT)-Get rid of debt fast and easy, for pennies on the dollar. If the deal sounds too good to be true ... well ... you know the drill. ...


Phishing Lures Hit Home

Thursday, February 5th, 2009
RISMEDIA, February 6, 2009-(MCT)-I received an e-mail on one of my unadvertised accounts from my mortgage lender, announcing that it had been trying to get in touch with me and asking me to respond with all sorts of personal information. ...


How does an unsecured loan work?

Monday, December 10th, 2007
The interest rates on these loans are often higher than on secured loans and you generally will not be able to get a tax deduction for the interest paid. However, the costs to obtain an unsecured loan are usually lower. And the relative ease of getting this type of loan ...


© RISMedia 2009. All Rights Reserved