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Home Buying 101 Archive


Mortgage Rates Hit New Low, Are Buyers Responding?

RISMEDIA, August 3, 2010—(MCT)—The 4.5% fixed-rate mortgage is here, although more than 14 months late. That magic number, or a close approximation, was reached recently, when Freddie Mac reported a 30-year rate of 4.54%. The possibility first arose in early ...


5 Smart Reasons to Buy a Home Now

RISMEDIA, August 2, 2010—The economy is stabilizing and home prices are holding. It's not just as good a time as ever to buy a house—it's one of the best times ever. ...


New Coalition Urges Federal Government to Stop Dangerous Wall Street Home Resale Fees

RISMEDIA, July 30, 2010—A wide array of organizations including the American Land Title Association, the National Association of Realtors, AFSCME, Vote Vets, the Center for Responsible Lending, the Property Rights Alliance and the Institute for Liberty recently launched The Coalition to Stop Wall Street Home Resale Fees with an appeal ...


Study: Among Home Buyers, Satisfaction with Real Estate Companies Increases, while Satisfaction among Home Sellers Decreases Considerably

RISMEDIA, July 29, 2010—Reflective of the real estate buyers’ market conditions in many regions in the U.S., satisfaction with real estate companies among home buyers has improved from 2009, while satisfaction among home sellers has declined, according to the J.D. Power and Associates 2010 Home Buyer/Seller Study. ...


First-Time Home Buyers: Tips to Make Your House a Home

RISMEDIA, July 29, 2010—After getting the keys to their new homes, many first-time home buyers are excited about finally having the opportunity to personalize and furnish their new house. From coffee tables to lamps to lawnmowers, many previous renters leap into homeownership quickly realizing they need to do a lot ...


Obama Administration Announces Conference on Housing Finance Reform

RISMEDIA, July 29, 2010—The Obama Administration recently announced expanded opportunities for public engagement on the future of our nation’s housing finance system, including Fannie Mae and Freddie Mac. These events, which will include a major conference in Washington, D.C., will help provide critical public input as the Administration continues its ...


Moving Season: Book Early and Be Prepared

RISMEDIA, July 28, 2010—The van line community lost a lot of drivers during the economic downturn, and that is creating a backlog this summer as van lines are unable to keep up with demand. In some cases, families are being ...


New-Home Sales Bounce Back from Record Low in June

RISMEDIA, July 28, 2010—Coming off an historic low in May, sales of newly built, single-family homes rose 23.6% to a seasonally adjusted annual rate of 330,000 units in June 2010, according to U.S. Commerce Department data. ...


Home Buyer Tax Credit Expires – Opportunity Doesn’t

RISMEDIA, July 27, 2010—The Home Buyer Tax Credit proved to be a valuable stimulus to the troubled U.S. housing industry. The only catch: those who qualified had to be under contract by April 30, 2010, and close by June 30 ...


California Tops Regions Where Homes Sell Most Over List Price, According to ZipRealty’s Home Hunter Report

RISMEDIA, July 27, 2010—Despite slowdowns in home sales across the country, California is still the nation’s hottest spot for home buying activity, with homes fetching multiple offers and selling above list price, according to the Q2 2010 Home Hunter report released by ZipRealty. ...


Thousands of Rural Home Buyers Aided by Passage of Housing Funding Measure

RISMEDIA, July 30, 2010—The restoration of the single-family rural housing program that would guarantee home loans for rural buyers was passed by the Senate and is on its way to President Obama. ...


Low Mortgage Rates Draw Buyers, but Banks Throw Up Roadblocks

RISMEDIA, July 26, 2010—(MCT)—David Kosowski has a full-time job, a sky-high credit score, a solid debt-to-income ratio and enough cash stashed away to put a 20% down payment on the three-bedroom, two-bath home he's had his eye on since spring. ...


Existing-Home Sales Slow in June 2010 but Remain Above Year-Ago Levels

RISMEDIA, July 23, 2010—With the scheduled closing deadline for the home buyer tax credits, existing-home sales slowed in June 2010 but remained at relatively elevated levels, according to the National Association of Realtors. ...


Single-Family Housing Starts Virtually Unchanged in June 2010

RISMEDIA, July 22, 2010—Single-family housing starts were virtually unchanged from the previous month at a seasonally adjusted annual rate of 454,000 units in June 2010, according to newly-released figures by the U.S. Commerce Department. Meanwhile, a 21.5% decline on the ...


U.S. Second Home Sales Increase – Lifestyle and Economical Benefits Attract Vacation Home Buyers

RISMEDIA, July 20, 2010—While some sectors of the economy struggle to regain solid footing, the vacation home market is enjoying healthy numbers. The National Association of Realtors' (NAR) 2010 Investment and Vacation Home Buyers Survey, covering existing- and new-home transactions in the U.S. in 2009, shows vacation home sales rose ...


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