Home Buying 101 Archive


With Building Costs Down, Now is the Time to Build a Custom Home

Monday, January 14th, 2008
RISMEDIA, Jan. 15, 2008-According to one company, one good thing has come out of the current housing slump. Less new construction has created less demand for building materials. As a result, materials prices have fallen sharply across the board. HomeCrafters' co-owner, Troy Means, has noticed that building costs are down ...
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You Dirty Rat! Preventative Measures for Keeping Rodents Outdoors

Monday, January 14th, 2008
 RISMEDIA, Jan. 15, 2008-Across the country, bitter cold temperatures and winter storms are forcing more than just people indoors. Rodents such as mice, rats and squirrels can pose significant risks to people and their properties. The National Pest Management Association (NPMA) offers solutions for homeowners on how to keep rodents ...
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Regional Spotlight: Manhattan Rental Market Resilient, though Not Invincible in ‘07

Wednesday, January 9th, 2008
RISMEDIA, Jan. 10, 2008-The Real Estate Group New York (TREGNY) released their first Year-End Manhattan Rental Market Round-up. The study, which synthesizes data from all of TREGNY's 2007 monthly Market Reports, evaluates the state of the Manhattan rental market based on its performance throughout the year. Intended as a guide ...
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Consumer Advocates Disclose the Yield Spread Premium Kick Back on Mortgages

Monday, January 7th, 2008
RISMEDIA, Jan. 8, 2008-For the last four years Americas Watchdog has been vocal about double standards that exist in the U.S. mortgage industry. Because of these double standards, Americas Watchdog estimates that 9 out of 10 current U.S. homeowners pay a higher monthly mortgage payment than what they could have, ...
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Where Does Your State Rank-the Best and Worst Home Inspection Regulation Laws

Friday, January 4th, 2008
RISMEDIA, Jan. 7, 2008-Later this month, when state legislators in Florida, Pennsylvania and California reconvene for the 2008 session, they may want to take a close look at the American Society of Home Inspectors (ASHI) 2007 state ranking of the best and worst home inspection regulation laws in the United ...
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New Name, Same Mission to Put Consumer First

Friday, January 4th, 2008
RISMEDIA, Jan. 7, 2008-To give consumers a better idea of its purpose and mission, the Better Mortgage Bureau has decided to change its name to Consumer Mortgage Bureau. By adding consumer to their name, the organization hopes to eliminate any confusion in the public's mind that they are anything but ...
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American Homeowners Benefiting More from Technology

Wednesday, January 2nd, 2008
RISMEDIA, Jan. 3, 2008-Technology helps homeowners more every year. Homeowners are among the biggest beneficiaries of technology innovations. Every year new technologies help homeowners save more money and/or make our lives easier. The growing importance of Internet commerce was underlined by the 2007 holiday season. While retail sales overall remained ...
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Four Common Solutions for Homeowners Looking to Avoid Foreclosure

Tuesday, December 18th, 2007
RISMEDIA, Dec. 19, 2007-The recent agreement by federal regulators and mortgage lenders to freeze interest rates for five years on certain subprime, adjustable rate mortgage loans is intended to help many homeowners avoid foreclosure. ...
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Why Buying Now Can Be a Smart Move

Friday, December 14th, 2007
RISMEDIA, Dec. 17, 2007-Although much of the housing market is in a slump, this is still a good time for most to buy a home. ...
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What is a mortgage and how does it work?

Sunday, December 2nd, 2007
A mortgage makes homeownership possible for most people. In the simplest terms, it is a loan that is secured by real property. The lender holds title to the home until the loan is completely repaid. If you fail to pay up, the lender has a right to take the property, ...
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