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Home Buying 101 Archive


March Housing Scorecard Shows Continued Need to Advance Market Stabilization

RISMEDIA, April 7, 2011—The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of the Treasury have released the March edition of the Obama Administration's Housing Scorecard. Officials caution that the latest housing figures underscore fragility in the housing market and the need to continue efforts to ...


Reaction Overflows to Fed’s New Mortgage Rules

RISMEDIA, April 7, 2011—(MCT)—Federal regulators recently asked for public comment by June 10, 2011 on their proposal to require lenders that package mortgages for the secondary market to assume some of the risk of those loans. The regulators didn't need to ask, however, as there has been no lack of ...


NAHREP: Proposed QRM Regulation Will Impact Minority Homebuyers’ Ability to Get Affordable Mortgages

RISMEDIA, April 7, 2011—The National Association of Hispanic Real Estate Professionals (NAHREP) has recently raised concerns about the proposed regulation by Federal financial regulators that would require a minimum 20 percent down payment for “qualified residential mortgages” (QRMs) that are exempt from mortgage-backed securities risk-retention rules. The 18,000-member trade association ...


Home Inspections an Essential Tool for Buyers

RISMEDIA, April 4, 2011—(MCT)—A home inspection often means the difference between a sale and no sale, even if the deal that results isn't exactly what the owner expected. Buyers and sellers typically recognize the need for a home inspection. Still, it may put both sides of a sale on edge. ...


Today’s Featured Listing: Watch the Sunset from This Water-front Home

RISMEDIA, April 1, 2011—Located on Venice Island in Venice, Fla., this beautiful three bedroom home being listed by RISMedia’s Real Estate Information Network® (RREIN) Member Prudential Palms Realty. This three story home offers hardwood floors, formal dining, three full spa-style ...


Now Is the Time to Get Your Home’s Exterior in Tip-top Condition

RISMEDIA, March 31, 2011—According to DIY shopping and support website Trades Supermarket, the improved spring weather means more than giving the lawn a trim for homeowners; it signifies the time to undertake necessary repair and maintenance checks, not only to make sure the house and garden look good and are ...


How Do Property Tax Rates Work?

RISMEDIA, March 28, 2011—It's that time of year again, and some of you should be expecting your property tax bill for the first half of 2011. If that's the case, then you'll probably be wondering just how the government calculates property tax rates and why your bill seems to change ...


Lead Paint Hazards and Older Windows: March 20-26 National Poison Prevention Week

RISMEDIA, March 25, 2011—If your home was built before 1978 and you still have the original windows, it's time to seriously consider replacing them—especially if members of your household include young children or someone who is pregnant. ...


Why Even Qualified Homebuyers Are Standing Still

RISMEDIA, March 21, 2011—Despite the uptick in sales of homes worth one million dollars or more last year (up 18.6% in 2010 according to DataQuick) the average American homebuyer is still proceeding with a large degree of caution. Below are six reasons why even qualified homebuyers are holding out on ...


VIDEO: Prospering in the Real Estate Revial: 12 House-Rich Rules for Building Real Estate Wealth

RISMEDIA, January 27, 2011—This unprecedented housing crisis has a flip side—the investment opportunity of a generation. One in four real estate transactions in 2011 will be purchases by investors. Learn how to capture this opportunity: The gold rush is on. ...


Pending Home Sales Continue Recovery

RISMEDIA, January 3, 2011—Pending home sales rose again in November 2010, with the broad trend over the past five months indicating a gradual recovery into 2011, according to the National Association of REALTORS®. The Pending Home Sales Index, a forward-looking ...


Economic and Housing Outlooks Brighten According to Fannie Mae Analysis Group

RISMEDIA, December 28, 2010—Improvements in consumer spending and consumer confidence, increased demand for goods and services, and falling unemployment claims are all positive factors for a brighter outlook as we move into 2011, according to the ...


Bank of America Halts Foreclosure Sales during Investigation of Its Practices

RISMEDIA, December 28, 2010—(MCT)—A Bank of America freeze on foreclosure sales spread Friday to the Inland Empire in California after the biggest bank in the U.S. announced it was broadening an investigation into its foreclosure practices to ...


Real Estate Agents Reviewing Safety Precautions in Wake of Ohio Crimes

RISMEDIA, December 28, 2010—(MCT)—In response to the recent crimes against real-estate agents in the Youngstown and Kent, Ohio, areas, local real-estate brokers are reviewing safety precautions for their agents. These incidents remind all agents nationwide to review safety procedures when showing vacant homes. ...


Regional Spotlight: Mortgage Defaults at Lowest Levels in 5 Years

RISMEDIA, December 28, 2010—Default risk on home loans in Ann Arbor, Mich., fell once again this quarter to its lowest level in more than five years, says a professor at the University of Michigan's Ross School of Business. ...


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