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	<title>RISMedia &#187; Home Owner News</title>
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	<description>Leader in Real Estate Information and News.  Real estate industry news, profiles, and articles for agents, brokers, and consumers. National print magazine available.</description>
	<lastBuildDate>Mon, 20 May 2013 20:08:06 +0000</lastBuildDate>
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		<title>Your Place: Tools and Techniques for Cleaning Your Deck</title>
		<link>http://rismedia.com/2013-05-18/your-place-tools-and-techniques-for-cleaning-your-deck/</link>
		<comments>http://rismedia.com/2013-05-18/your-place-tools-and-techniques-for-cleaning-your-deck/#comments</comments>
		<pubDate>Sat, 18 May 2013 04:02:54 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Homeowner's Toolkit]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=79111</guid>
		<description><![CDATA[(MCT)—I was looking at my home&#8217;s back steps, constructed of pressure-treated wood, and decided it was time for the annual get-rid-of-the-mildew-and-seal-them program. For some reason, they aren&#8217;t looking as green as they were last year, so the job will be a snap. It has been a long time since I discussed deck cleaning in this [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Builder Confidence Improves in May</title>
		<link>http://rismedia.com/2013-05-15/builder-confidence-improves-in-may/</link>
		<comments>http://rismedia.com/2013-05-15/builder-confidence-improves-in-may/#comments</comments>
		<pubDate>Wed, 15 May 2013 20:12:47 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=79061</guid>
		<description><![CDATA[Builder confidence in the market for newly built, single-family homes improved three points to a 44 reading on the National Association of Home Builders/Wells Fargo Housing Market Index (HMI) for May, released recently. This gain, from a downwardly revised 41 in April, reflected improvement in all three index components – current sales conditions, sales expectations [...]]]></description>
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		<title>Freddie Mac Announces Immediate Availability of Streamlined Modification for Delinquent Borrowers</title>
		<link>http://rismedia.com/2013-05-14/freddie-mac-announces-immediate-availability-of-streamlined-modification-for-delinquent-borrowers/</link>
		<comments>http://rismedia.com/2013-05-14/freddie-mac-announces-immediate-availability-of-streamlined-modification-for-delinquent-borrowers/#comments</comments>
		<pubDate>Tue, 14 May 2013 20:38:42 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=79023</guid>
		<description><![CDATA[Freddie Mac recently announced it is making its new Streamlined Modification program immediately available to all eligible borrowers nationwide in order to expedite financial relief for potentially thousands of distressed families. Freddie Mac&#8217;s Streamlined Modification program had originally been scheduled to start on July 1, 2013. The recent announcement extends to the entire country Freddie [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Drastic Drop in Mass. Foreclosure Activity in March</title>
		<link>http://rismedia.com/2013-05-13/drastic-drop-in-mass-foreclosure-activity-in-march/</link>
		<comments>http://rismedia.com/2013-05-13/drastic-drop-in-mass-foreclosure-activity-in-march/#comments</comments>
		<pubDate>Mon, 13 May 2013 20:49:11 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78993</guid>
		<description><![CDATA[Regional Spotlight—A significant decline in Massachusetts foreclosures during the month of March indicates the foreclosure crisis is over, according to an article in Monday&#8217;s issue of Banker &#38; Tradesman. Lenders filed 284 petitions to foreclose in March, an 82 percent decrease from 1,621 in March 2012, according to data from The Warren Group, publisher of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Seventy-one Percent Still Say It&#8217;s a Good Time to Buy</title>
		<link>http://rismedia.com/2013-05-12/seventy-one-percent-still-say-its-a-good-time-to-buy/</link>
		<comments>http://rismedia.com/2013-05-12/seventy-one-percent-still-say-its-a-good-time-to-buy/#comments</comments>
		<pubDate>Sun, 12 May 2013 17:06:38 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78959</guid>
		<description><![CDATA[Home prices are rising at double digit rates. Inventories are at historic lows. Two out of five applicants for a purchase mortgage are rejected. Yet nearly three quarters of Americans say it’s a good time to buy a home. While some would argue it’s always a good time to buy, conditions have turned to favor [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Clear Capital: April&#8217;s Stable Home Prices Reflect the New Normal</title>
		<link>http://rismedia.com/2013-05-11/clear-capital-aprils-stable-home-prices-reflect-the-new-normal/</link>
		<comments>http://rismedia.com/2013-05-11/clear-capital-aprils-stable-home-prices-reflect-the-new-normal/#comments</comments>
		<pubDate>Sat, 11 May 2013 04:02:36 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78933</guid>
		<description><![CDATA[Clear Capital®, a provider of data and solutions for real estate asset valuation and collateral risk assessment, has released its Home Data Index™ (HDI) Market Report with data through April 2013. Using a broad array of public and proprietary data sources, the HDI Market Report publishes the most granular home data and analysis earlier than [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Positive Equity Is Driving Down Defaults</title>
		<link>http://rismedia.com/2013-05-08/positive-equity-is-driving-down-defaults/</link>
		<comments>http://rismedia.com/2013-05-08/positive-equity-is-driving-down-defaults/#comments</comments>
		<pubDate>Wed, 08 May 2013 20:03:32 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78871</guid>
		<description><![CDATA[Homeowners with positive equity in their homes have fewer problem loans and are outperforming the national average for defaults. Their default rates are close to pre-crisis norms. The latest data from Lender Processing Servicers shows that the overall equity trend has been a very positive one. “LPS’ latest data shows that the share of loans [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-05-08/positive-equity-is-driving-down-defaults/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 4 Homebuyer Questions Need Answered before They Buy</title>
		<link>http://rismedia.com/2013-05-05/top-homebuyer-questions/</link>
		<comments>http://rismedia.com/2013-05-05/top-homebuyer-questions/#comments</comments>
		<pubDate>Sun, 05 May 2013 17:05:25 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78771</guid>
		<description><![CDATA[Buying a house is the biggest investment most people will make in their lifetime, and the complex process can be intimidating to many homebuyers. Knowing the right questions to ask and receiving professional advice will help your clients make a sound investment for their future. Whether they are buying their first home or moving across [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Housing Recovery Continues but Headwinds Remain</title>
		<link>http://rismedia.com/2013-05-04/housing-recovery-continues-but-headwinds-remain/</link>
		<comments>http://rismedia.com/2013-05-04/housing-recovery-continues-but-headwinds-remain/#comments</comments>
		<pubDate>Sat, 04 May 2013 04:03:22 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78753</guid>
		<description><![CDATA[Buoyed by rising home prices throughout much of the nation, both single-family and multifamily housing starts are expected to post double-digit gains over last year in 2013. However, headwinds continue to hold back even stronger growth as the housing recovery evolves, according to economists at NAHB’s Spring 2013 Construction Forecast Conference Webinar. “The broadening housing [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-05-04/housing-recovery-continues-but-headwinds-remain/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<enclosure url="http://rismedia.com/wp-content/uploads/2013/05/housing_recovery_sign-150x150.jpg" length="4177" type="image/jpg" /><media:content url="http://rismedia.com/wp-content/uploads/2013/05/housing_recovery_sign-150x150.jpg" width="150" height="150" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>March Pending Home Sales Improve 1.5%</title>
		<link>http://rismedia.com/2013-04-29/march-pending-home-sales-improve-1-5/</link>
		<comments>http://rismedia.com/2013-04-29/march-pending-home-sales-improve-1-5/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 20:22:22 +0000</pubDate>
		<dc:creator>beth</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78651</guid>
		<description><![CDATA[Pending home sales increased in March and remain above year-ago levels, but contract activity in recent months shows only modest movement, according to the National Association of REALTORS®. The Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 1.5 percent to 105.7 in March from a downwardly revised 104.1 in February, and [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-29/march-pending-home-sales-improve-1-5/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgages Are Coming Home</title>
		<link>http://rismedia.com/2013-04-22/mortgages-are-coming-home/</link>
		<comments>http://rismedia.com/2013-04-22/mortgages-are-coming-home/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 20:07:54 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78445</guid>
		<description><![CDATA[Since late last year, industry experts forecast a drop in mortgage refinancings as rates rise, and a revival of purchase mortgages, as the housing recovery creates business for lenders willing to work with buyers. The spring housing market is here and now the mortgage market is following. Purchase mortgages zoomed to their highest monthly market [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-22/mortgages-are-coming-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Real Estate Q&amp;A: How to Get Out of a Land Deal Gone Bad</title>
		<link>http://rismedia.com/2013-04-20/real-estate-qa-how-to-get-out-of-a-land-deal-gone-bad/</link>
		<comments>http://rismedia.com/2013-04-20/real-estate-qa-how-to-get-out-of-a-land-deal-gone-bad/#comments</comments>
		<pubDate>Sat, 20 Apr 2013 04:01:21 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78373</guid>
		<description><![CDATA[(MCT)—QUESTION: I bought a vacant lot a few years ago on the Internet, sight unseen. Turns out, the property is unusable because it’s on the edge of a development and on a deep slope. I found out that it is part of an association, and the dues now have exceeded the value of the property. [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-20/real-estate-qa-how-to-get-out-of-a-land-deal-gone-bad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Freddie Mac CreditSmart® Online Tutorial Helps Prepare Future Borrowers for Homeownership</title>
		<link>http://rismedia.com/2013-04-17/freddie-mac-creditsmart-online-tutorial-helps-prepare-future-borrowers-for-homeownership/</link>
		<comments>http://rismedia.com/2013-04-17/freddie-mac-creditsmart-online-tutorial-helps-prepare-future-borrowers-for-homeownership/#comments</comments>
		<pubDate>Wed, 17 Apr 2013 20:37:58 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Technology]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78339</guid>
		<description><![CDATA[Freddie Mac recently announced a free, online CreditSmart(R) tutorial  to provide working families and new or inexperienced borrowers with basic sound information about building savings, personal credit, and making wise financial choices. CreditSmart is a comprehensive, multilingual financial education curriculum that has reached more than three million consumers in 44 states through lenders, churches, schools [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-17/freddie-mac-creditsmart-online-tutorial-helps-prepare-future-borrowers-for-homeownership/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Vacation Home Makes a Comeback</title>
		<link>http://rismedia.com/2013-04-16/the-vacation-home-makes-a-comeback/</link>
		<comments>http://rismedia.com/2013-04-16/the-vacation-home-makes-a-comeback/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 20:30:15 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78313</guid>
		<description><![CDATA[As the market continues to shift, one industry trend seems to be making continuous waves: vacation homes. With low prices and mortgage rates still available in most parts of the country, affluent buyers—or those who have always dreamed of a cabin on a lake—are making their move and purchasing second homes in exotic locations to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Ask the Experts:  What Should Home Sellers Do to Prepare for a Home Inspection?</title>
		<link>http://rismedia.com/2013-04-16/ask-the-experts-what-should-home-sellers-do-to-prepare-for-a-home-inspection/</link>
		<comments>http://rismedia.com/2013-04-16/ask-the-experts-what-should-home-sellers-do-to-prepare-for-a-home-inspection/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 20:25:48 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78309</guid>
		<description><![CDATA[We see it every day. Sellers who don’t take the time to ensure a smooth home inspection and who pay for it in the long run. The spring market is upon us. A little preparation can ensure sellers have great home inspections. Home inspectors typically arrive 30-45 minutes early to the home inspection appointment so [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-16/ask-the-experts-what-should-home-sellers-do-to-prepare-for-a-home-inspection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HARP Mortgage Refinancing Program Extended by Two Years</title>
		<link>http://rismedia.com/2013-04-15/harp-mortgage-refinancing-program-extended-by-two-years/</link>
		<comments>http://rismedia.com/2013-04-15/harp-mortgage-refinancing-program-extended-by-two-years/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 20:05:53 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Home Buying 101]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78271</guid>
		<description><![CDATA[(MCT)—Underwater homeowners with Fannie Mae- and Freddie Mac-backed mortgages will be able to try to refinance their mortgages for another two years. The Federal Housing Finance Agency announced Thursday that Fannie and Freddie’s Home Affordable Refinance Program, which was set to expire Dec. 31, will be extended until the end of 2015. “More than 2 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>4 Myths of Online Real Estate Lead Generation</title>
		<link>http://rismedia.com/2013-04-14/4-myths-of-online-real-estate-lead-generation/</link>
		<comments>http://rismedia.com/2013-04-14/4-myths-of-online-real-estate-lead-generation/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 17:05:28 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78243</guid>
		<description><![CDATA[Using the internet to capture real estate leads can be an exciting way to earn new business. It can also be a major undertaking for those without the training, understanding or systems to manage online lead generation. According to NAR, 90% of consumers are researching homes online. This is before they ever pick up a [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-14/4-myths-of-online-real-estate-lead-generation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Beware the 3 Percent Cap on Fees and Points</title>
		<link>http://rismedia.com/2013-04-14/beware-the-3-percent-cap-on-fees-and-points/</link>
		<comments>http://rismedia.com/2013-04-14/beware-the-3-percent-cap-on-fees-and-points/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 17:01:51 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Business Outlook]]></category>
		<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Trends]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78233</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau (the Bureau) issued a somewhat final Ability to Repay (ATR) Qualified Mortgage (QM) rule in January. The pleasant surprise was the inclusion of a safe harbor for many QM loans. NAR and its industry partners fought for several months to ensure that the less safe “rebuttable presumption” was not adopted [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-14/beware-the-3-percent-cap-on-fees-and-points/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Twenty Percent of Bankers Expect Lending Standards to Loosen</title>
		<link>http://rismedia.com/2013-04-10/twenty-percent-of-bankers-expect-lending-standards-to-loosen/</link>
		<comments>http://rismedia.com/2013-04-10/twenty-percent-of-bankers-expect-lending-standards-to-loosen/#comments</comments>
		<pubDate>Wed, 10 Apr 2013 19:50:03 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Consumer News and Advice]]></category>
		<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate Information]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Today's Marketplace]]></category>
		<category><![CDATA[Today's Top Story - Consumer]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78181</guid>
		<description><![CDATA[Expectations among bank risk professionals for the relaxation of lending standards increased sharply in the first quarter, rising from 12.1 to 19.9 percent, according to the quarterly FICO/PRMIA survey. One out of five bank risk professionals now expect the approval criteria for loans to become less stringent, the third highest level ever registered for looser [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-10/twenty-percent-of-bankers-expect-lending-standards-to-loosen/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<enclosure url="http://rismedia.com/wp-content/uploads/2013/04/banker_lending_couple-150x150.jpg" length="5400" type="image/jpg" /><media:content url="http://rismedia.com/wp-content/uploads/2013/04/banker_lending_couple-150x150.jpg" width="150" height="150" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>Lenders in Settlement to Make Payouts to Foreclosed Borrowers</title>
		<link>http://rismedia.com/2013-04-10/lenders-in-settlement-to-make-payouts-to-foreclosed-borrowers/</link>
		<comments>http://rismedia.com/2013-04-10/lenders-in-settlement-to-make-payouts-to-foreclosed-borrowers/#comments</comments>
		<pubDate>Wed, 10 Apr 2013 19:45:41 +0000</pubDate>
		<dc:creator>susanne</dc:creator>
				<category><![CDATA[Finance and Economy]]></category>
		<category><![CDATA[Finance, Economy & Government Issues]]></category>
		<category><![CDATA[Home Owner News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Today's Marketplace]]></category>

		<guid isPermaLink="false">http://rismedia.com/?p=78177</guid>
		<description><![CDATA[(MCT)—As part of a settlement with federal regulators, 13 lenders this week are starting to pay out $3.6 billion to more than 4 million troubled borrowers whose homes were in foreclosure proceedings in 2009 and 2010. A chart released Tuesday by the regulators showed that most of the borrowers would receive $300, the minimum allowed [...]]]></description>
		<wfw:commentRss>http://rismedia.com/2013-04-10/lenders-in-settlement-to-make-payouts-to-foreclosed-borrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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