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Home Owner News Archive


Meeting the Requirements of the Affordable Care Act

Under the Affordable Care Act, beginning in 2014, Americans who can afford to buy health insurance are required to do so or pay a penalty when they file their federal tax return. Everyone must enroll in a health insurance program by the March 31, 2014 deadline. ...


Housing-Related Tax Rules That Expired at the End of 2013

At the end of 2013, a number of housing-related tax provisions expired. Collectively, these housing and other tax rules are part of a set of policies known as “tax extenders,” which have traditionally been extended every year or so. ...


Mortgage Rates Stay Largely Unchanged

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates little changed amid a week of light economic reports. ...


Housing Recovery Remains on Firm Footing as Americans’ Housing Sentiment Bounces Back from an Autumn Dip

Year-over-year gains in Americans’ attitudes toward homeownership demonstrate that the housing recovery continues to move forward on firm footing despite a drop in housing sentiment during the fall, according to Fannie Mae's December National Housing Survey results. Forty-nine percent of consumers surveyed believe home prices will go up over the ...


Real Estate Industry Wary ahead of New Mortgage Rules

(MCT)—Real estate officials are bracing for new federal mortgage rules intended to press lenders to ensure that prospective borrowers are able to repay home loans. ...


Boomerang Buyers Could Boost Housing Market

(MCT)—Some housing experts are trumpeting changes that allow foreclosure sufferers to buy back into the American Dream sooner than they probably imagined, calling 2014 the year of the “boomerang buyer.” ...


Fixed Mortgage Rates Start the Year Higher

Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates continuing to edge higher as we enter the new year. ...


The Mortgage Professor: Borrowers, Not Lenders, Should Control Home Appraisals

(MCT)—The Consumer Financial Protection Bureau has developed two new disclosure forms that will replace three forms administered by the Federal Reserve and the Department of Housing and Urban Development. The adoption date was recently extended to August 2015, which hopefully will allow the CFPB to make some needed improvements. ...


For Some, Home Is Where the Smart Is

(MCT)—For Raffi Kajberouni, the keys to his Santa Clarita, Calif., home have become relics. ...


New Mansion Reflects Resurgence of Behemoth LA Homes

(MCT)--Nearing completion after five years of construction in the hills of Bel-Air, Chateau des Fleurs looms like some super-sized Hollywood notion of dynastic France. ...


Wealthy Snap up Move-In-Ready Homes

(MCT)--When Elton John sold his pair of West Hollywood, Calif., condominiums last year, the buyer got more than four walls and the title. ...


Senate Finance Staff Discussion Draft: Energy Tax Incentives

Last week saw the release of yet another discussion draft from the staff of the Senate Finance Committee concerning tax reform. Following draft proposals concerning depreciation/accounting and other business expenses (such as advertising), the most recent draft proposes changes to the tax ...


Plan Would Reduce Fannie, Freddie Loan Limits to $400,000 in Most Markets

(MCT)—The Federal Housing Finance Agency (FHFA) on Monday detailed a plan to reduce the size of home mortgages that Fannie Mae and Freddie Mac could purchase. ...


Published FHA Loan Limits Show Large Declines for 2014

Loan limits for mortgages backed by the Federal Housing Administration (FHA) were scheduled to fall in 2014 due to the expiration of increased limits set during the housing crisis. However, the magnitude of change for the published limits has caught many by surprise. ...


Fannie Mae Announces Eviction Moratorium for the Holidays

Fannie Mae (FNMA/OTC) announced recently that it will issue an eviction moratorium for the holidays, as it has done in previous years. The company will suspend evictions of foreclosed single family and 2-4 unit properties from December 18, 2013 through and including January 3, 2014. For this period, legal and ...