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Home Owner News Archive


Millions of Homeowners Pay Excessive Rates

Seventy five percent of all homeowners who owe more on their homes than they are worth are paying mortgage interest rates nearly a point higher than today’s average rate for a 30-year fixed mortgage. ...


Rand on Real Estate: Why Didn’t the Great Recession Happen 10 Years Ago Today?

Greg Rand (@gsrand), CEO of OwnAmerica, the host of Rand on Real Estate on 770 WABC, asks the question "Why didn't the Great Recession happen 10years ago today?" The circumstances were ripe for a major recession. We were already in a minor recession; endured the evaporation ...


Freddie Mac Extends Mortgage Relief to Borrowers Affected by Hurricane Irene

Freddie Mac's (OTC: FMCC) full menu of relief policies for borrowers affected by disaster is being extended to homeowners whose homes were damaged or destroyed by Hurricane Irene and are located in counties that the President has declared to be Major Disaster Areas and where he has made federal Individual ...


Boomers Hunt for Smaller Houses

Regional Spotlight—(MCT)—When it comes to housing, baby boomers are different from many people in two important ways: they have more equity in their homes, and many are preparing to move. ...


Five Ways to Fight a Low Appraisal

What do you do when the appraisal on the dream home you want to buy comes in below the price in the offer the seller has accepted—even as much as 10 to 20 percent below? ...


Lack of Equity Can Derail Mortgage Refinancing

(MCT)—With mortgage interest rates hovering around 50-year lows, refinancing is an appealing prospect for many homeowners. I think this is especially true considering the stock market’s August gyrations. Taking nervous energy and using it to focus on sure-thing money moves such as lowering payments or paying debt faster makes sense. ...


Foreclosures Now Take 20 Months

The average home entering the foreclosure process today won’t house new owners until the next president has been inaugurated and in office for three months. ...


Getting Your Home Sold

While certain tips like properly staging your space will help get your home sold no matter what the economic climate, picking a talented real estate agent is one of the most crucial assets in getting your home sold fast and for the right price. ...


Is Your Loan Modification Application Stuck?

If you’re on the verge of losing your home, or you know someone who is, then you also know about the long, bureaucratic process involved in applying for a loan modification from a lender. The most common approach is to ...


Dispelling the 20 Percent Downpayment Myth

In my column last month, I discussed a government proposal that could have significant impact on the future of the housing industry: the QRM, or Qualified Residential Mortgage, as part of the Dodd-Frank Act. According to the proposed QRM definition, ...


Homeownership under Attack – Homeownership Defended

Recently, I wrote about homeownership being under attack. Since that article, NAR and a broad range of industry partners have taken a multitude of actions to defend the American Dream. ...


Mortgage Rates Lowest in Over 50 Years

Freddie Mac (OTC: FMCC) recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing mortgage rates, fixed and adjustable, reaching all-time record lows providing further incentive for those homeowners looking to refinance. The 30-year fixed averaged 4.15 percent, breaking the previous record low of 4.17 percent set November ...


MONEY Magazine Reveals Annual “MONEY’s 100 Best Places to Live in America”

“MONEY” magazine has revealed the 2011 list of "MONEY's 100 Best Places to Live in America," highlighting small towns across the country with populations of 50,000 or less. For the annual cover-story, on sale August 19, MONEY looked for places ...


95 Percent of Refinancing Borrowers Choose Fixed-Rate Mortgages

In the second quarter of 2011, fixed-rate loans accounted for about 95 percent of refinance loans, based on the Freddie Mac (OTC: FMCC) Quarterly Product Transition Report released yesterday. Refinancing borrowers clearly preferred fixed-rate loans, regardless of whether their original loan was an adjustable-rate mortgage (ARM) or a fixed-rate. ...


5 Inexpensive Home Updates to Complete before Listing Your Home

There is no perfect formula for selling your home efficiently, but by following these five tips prior to listing you can increase your chances to close quickly at a higher price. ...


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