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Home Owner News Archive


Garage Fire Safety – Common Sense Minimizes Risk

RISMEDIA, November 24, 2010—For many homeowners, a shiny new car is as integral a part of the home as the roof and the door—and it’s often right next to both. That’s because many people go to great lengths to protect ...


Why FHA Doesn’t Work for All Low Downpayment Buyers

RISMEDIA, November 24, 2010—During my years at PHH Mortgage and Realogy, I had the privilege to help build some of the most trusted brands in real estate, including Coldwell Banker, Century 21, ERA, Better Homes and Gardens, and Sotheby’s International Realty. My goal was always simple—to align national franchises with ...


New Roofing Options Allow Homeowners to Cut Energy Bills

RISMEDIA, November 23, 2010—(MCT)—When Scott Harris and Sarah Jack did a major renovation of their 1925 Teaneck, N.J., colonial in the summer of 2009, they kept the environment in mind—for example, choosing kitchen counters made of cement and recycled glass. ...


5 Tips for Selling Your Home Quickly in Today’s Market

RISMEDIA, November 22, 2010—It’s one thing when someone says “Things are looking up,” but quite another when the numbers actually bear that out. Happily, the latter is the case, evidenced by the latest statistics that show that home prices may ...


Delinquency Rate for Mortgages Decrease

RISMEDIA, November 22, 2010—(MCT)—A larger share of homes entered the foreclosure process in the third quarter, though the delinquency rate for mortgages dropped, the Mortgage Bankers Association recently reported. ...


Housing Remains Highly Affordable for Seventh Consecutive Quarter

RISMEDIA, November 22, 2010—Housing affordability remained near its highest level nationwide for the seventh consecutive quarter as interest rates dipped below 5% for the first time since the series was first compiled nearly two decades ago, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI). ...


Builders and Consumers Perceive Green Homes as Affordable to Live in but Expensive to Build

RISMEDIA, November 20, 2010—Green homes offer a wide variety of benefits from reducing carbon footprints to saving money on utility bills to even improving the health of children. However, a recent Whirlpool Corporation and Habitat for Humanity survey conducted ...


Home Buyers Get Creative to Close Real Estate Deals

RISMEDIA, November 19, 2010—(MCT)—When Efrain Hernandez couldn't seal a deal before the first-time home buyer tax credit expired earlier this year, he lost faith that he would ever own a house in a market where investors and all-cash buyers are ...


Live Real Estate Town Hall Meeting Attracts Market Experts to Discuss Real Estate Crisis/Solutions

RISMEDIA, November 18, 2010—Southern Californians who feel trapped or simply lack confidence in today’s real estate market can get some relief from regional business and real estate experts who will gather on Wednesday, Dec. 1 from 7-9 pm at the Hotel Del Coronado, 1500 Orange Avenue, in San Diego at ...


Housing Market Recovery Depends on Jobs and Access to Credit, Says NAR

RISMEDIA, November 18, 2010—Although the recent trend of rising long-term borrowing rates may mean higher mortgages for consumers in the coming months, the greater obstacles to housing market recovery are job creation and availability of credit, according to a National ...


Tips On How Buyers Can Sift through Housing Inventory Effectively and Efficiently

RISMEDIA, November 17, 2010—Five years ago, a serious buyer who was pre-approved for a mortgage loan typically spent three to four weeks looking for a home and usually visited 15-20 homes. Now the search can take much longer with the ...


NAR Pulse: This Week’s Top Stories from the NATIONAL ASSOCIATION OF REALTORS

RISMEDIA, November 17, 2010—This week’s headlines from the NATIONAL ASSOCIATION OF REALTORS® include: a no cost field guide to real estate transfer taxes from NAR’s Right Tools, Right Now initiative; an exclusive offer for REALTORS® on an advanced identity protection service from REALTOR Benefits® Partner, IdentitySecureSM; and NAR is extending ...


FHA Issues Annual Financial Status Report to Congress

RISMEDIA, November 17, 2010—The Federal Housing Administration (FHA) released its annual report to Congress on the financial status of its Mutual Mortgage Insurance (MMI) Fund, FHA’s principal insurance account that includes all single-family and reverse mortgage activity. FHA’s study finds that since last year, the capital reserve ratio held steady, ...


Home-Seizure Process Can Heal or Hobble Housing Market

RISMEDIA, November 16, 2010—(MCT)—California and Florida had a lot in common during the housing industry's last boom-and-bust cycle. Both were overrun by buyers hooked on high-risk mortgages, speculators who helped push prices to historic peaks and builders who didn't know ...


Coldwell Banker Real Estate Survey Finds New Trend in College Towns: Parent Investors Buying Homes vs. Spending on Rent or Dorms

RISMEDIA, November 16, 2010—Every fall, parents wave goodbye as their college-bound kids pack up their belongings, make the drive down university lane and prepare for football games, mid-terms and freedom. While college living is often associated with dorms and campus housing, Coldwell Banker Real Estate LLC discovered that many parents ...


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