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Consumer News and Advice Archive


‘Making Home Affordable’ Program Delivers Much-Needed Relief to Homeowners

RISMEDIA, May 18, 2009-With the Making Home Affordable (MHA) program delivering much-needed relief to homeowners and to our economy just over two months after the release of program guidelines, Treasury Secretary Tim Geithner and Housing and Urban Development (HUD) Secretary Shaun Donovan provided an update on the program's impact on ...


Grant Funded Through ‘The Recovery Act’ to Increase Jobs and Provide Boost to Local Housing Economies

RISMEDIA, May 9, 2009-As part of an innovative partnership aimed at job creation and easing the pressures on the housing market, the Department of the Treasury and Department of Housing and Urban Development (HUD) jointly announced programs that will provide billions of dollars in recovery funds to spur the development ...


8 Reasons to Skip the Hotel and Choose the Vacation Rental Route

RISMEDIA, May 9, 2009-Since the beginning of 2008 (or long before), most of your worries have probably involved dollar signs. Whether you're fretting over your job security, your retirement portfolio, or where our economy is headed in general, the rule of the day is save, save, save. But as the ...


A Promising Sign – Fed Chairman Bernanke Points to Signs of Bottom of Economy and Upward Turn

RISMEDIA, May 6, 2009-In a testimony delivered before the Joint Economic Committee, U.S. Congress in Washington, D.C., Federal Reserve Board Chairman Ben Bernanke offered his views on recent economic developments, the outlook for the economy and current condition in financial markets- most notably pointing to the evidence that the economy ...


On the Move – Baby Boomers Take Advantage of Age-Restricted Communities

RISMEDIA, April 30, 2009-Most baby boomers, like their parents, are choosing to "age in place," but a large and growing number - more than 1.2 million households - are choosing to move to communities designed to meet their needs, according to a study released by the National Association of Home ...


Tips for Home Sellers Competing against Foreclosed Homes and Short Sales

RISMEDIA, April 29, 2009-With distressed sales accounting for half of all home sales, many home sellers are finding that traditional sales are competing with discounted prices offered by foreclosed properties and short sales in their local area. To help home ...


Bank of America Introduces Tools that Clarify Mortgage Terms and Foster Informed Homeownership

RISMEDIA, April 28, 2009-Bank of America introduced its Bank of America Home Loans brand at locations nationwide and unveiled new tools through which homebuyers and homeowners will find greater clarity in the home finance process. The Clarity CommitmentTM, a single, one-page loan summary clearly presents to borrowers their interest rate, ...


Home-Value Insurance May Be the Push Buyers Need

RISMEDIA, April 23, 2009-(MCT)-There are would-be home buyers out there who are ready and able, but just not willing. They can't bring themselves to pull the trigger. ...


Amid Economic Uncertainty, Managing Finances Is Key to Staying Ahead

RISMEDIA, April 23, 2009-This isn't the first time the country's faced economic uncertainty, but this is a once-in-a-generation confluence of events that have led to a severe market downturn and a ferocious contraction of the global economy. An economic crisis of this magnitude occurring at a time when a record ...


Doing More with Less: Downsizing on the Upswing

RISMEDIA, April 22, 2009-(MCT)-Downsizing and "right" sizing are no longer terms we hear only in the workplace. They're becoming the buzzwords we use when talking about where we live. No longer is a bigger home better. We want to live smarter and that means smaller. ...


Work Stress Primary Reason Americans Limit Vacation

RISMEDIA, April 22, 2009-Expedia.com announced the results of its ninth annual Vacation Deprivation survey, revealing that approximately 34% of employed U.S. adults cited work-related pressure as a contributing factor as to why they will not use all of their earned vacation days in 2009. Again this year, Americans will give ...


9 Ways Technology Can Help You Live a Greener Lifestyle

RISMEDIA, April 18, 2009-A few simple steps are all it takes to conserve energy and help protect the environment, and with today's broadband and wireless technologies, being green has never been easier. ...


Now’s the Time to Seize Summer Travel Bargains

RISMEDIA, April 16, 2009-AAA, one of the nation's largest leisure travel organizations, is suggesting budget-minded consumers seize this summer's travel bargains as similar savings may not be available in the future. ...


Generation Y Bullish on Housing Market

RISMEDIA, April 15, 2009-The first major survey into Generation Y's perception of the U.S. housing crisis reveals a surprisingly strong sense of optimism about the future, despite cautious near-term sentiment. While the housing industry is readying for this wave of ...


A Taxing Decision: 5 Tips to Make the Most of Your Tax Refund

RISMEDIA, April 15, 2009-Plasma TVs. Getaway vacations. Shopping sprees. The tax refund splurges of years past are not a reality for most Americans in 2009. Many people are likely wringing their hands over what to do with the money they receive back from Uncle Sam. Their concerns are well-founded: It's ...


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