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Consumer News and Advice Archive


Regional Spotlight: Manhattan Rental Market Resilient, though Not Invincible in ’07

RISMEDIA, Jan. 10, 2008-The Real Estate Group New York (TREGNY) released their first Year-End Manhattan Rental Market Round-up. The study, which synthesizes data from all of TREGNY's 2007 monthly Market Reports, evaluates the state of the Manhattan rental market based on its performance throughout the year. Intended as a guide ...


Consumer Advocates Disclose the Yield Spread Premium Kick Back on Mortgages

RISMEDIA, Jan. 8, 2008-For the last four years Americas Watchdog has been vocal about double standards that exist in the U.S. mortgage industry. Because of these double standards, Americas Watchdog estimates that 9 out of 10 current U.S. homeowners pay a higher monthly mortgage payment than what they could have, ...


Where Does Your State Rank-the Best and Worst Home Inspection Regulation Laws

RISMEDIA, Jan. 7, 2008-Later this month, when state legislators in Florida, Pennsylvania and California reconvene for the 2008 session, they may want to take a close look at the American Society of Home Inspectors (ASHI) 2007 state ranking of the best and worst home inspection regulation laws in the United ...


New Name, Same Mission to Put Consumer First

RISMEDIA, Jan. 7, 2008-To give consumers a better idea of its purpose and mission, the Better Mortgage Bureau has decided to change its name to Consumer Mortgage Bureau. By adding consumer to their name, the organization hopes to eliminate any confusion in the public's mind that they are anything but ...


How to Cut Home Energy Bills, Pollution as Winter Heating Costs Spike

RISMEDIA, Jan. 7, 2008-Already, many parts of the country are facing severe winter weather, although the season began only recently. And with average heating costs across the nation spiking about 11% over last winter's, the Alliance to Save Energy recommends energy-efficiency measures to help consumers cut home energy bills, increase ...


Top Ten 2008 New Years Resolutions for Homeowners

RISMEDIA, Jan. 3, 2008-One of the best New Years Resolutions homeowners can make is to eliminate expenses that are unnecessary and have no benefit. This is a tall order for many of us, with implications ranging from how you finance your mortgage to the energy efficiency of your home. Nevertheless ...


American Homeowners Benefiting More from Technology

RISMEDIA, Jan. 3, 2008-Technology helps homeowners more every year. Homeowners are among the biggest beneficiaries of technology innovations. Every year new technologies help homeowners save more money and/or make our lives easier. The growing importance of Internet commerce was underlined by the 2007 holiday season. While retail sales overall remained ...


Tips for Buying an Old Farmhouse

By Curtis Seltzer ...


Increasing Foreclosure Awareness for 2008

RISMEDIA, Dec. 27, 2007-The 17,000-member Chicago Association of Realtors® believes that no Chicago homeowner should face the daunting challenge of foreclosure alone, and has further stepped up its efforts to prevent foreclosures, educate consumers and Realtors about foreclosures and provide assistance to those for whom a foreclosure is imminent. ...


Tips to Prevent Pests This Winter Season

RISMEDIA, Dec. 27, 2007-This winter season's unwelcome pests may soon join homeowners by the fire to stay warm and out of the elements. Colder temperatures send wintry pests, such as rodents, spiders and cockroaches searching for food, water and shelter indoors. The National Pest Management Association (NPMA) provides tips for ...


New Pub Advises Consumers What to Do If Mortgage Lender Closes or Files for Bankruptcy

RISMEDIA, Dec. 21, 2007-A new Facts for Consumers publication issued by the Federal Trade Commission (FTC) advises consumers what to do if their mortgage company or mortgage servicing company closes or files for bankruptcy. ...


2007′s Top 5 Decorative Concrete Trends

RISMEDIA, Dec. 21, 2007-Today's options in concrete offer limitless possibilities for creating concrete surfaces that include custom colors, unique textures, and exquisite patterns. These decorative options have altered society's perceptions of concrete, from plain, gray surfaces to one-of-a-kind masterpieces. With over ten million visitors per year researching these applications, it's ...


Regional Spotlight: Illinois Radon Disclosure Requirements Begin January 1

RISMEDIA, Dec. 20, 2007-When a buyer and seller sign a contract on residential real estate property in Illinois on or after January 1, 2008, the new Illinois Radon Awareness Act will apply to the sales transaction. According to the new law, the seller must supply the buyer with two documents ...


Four Common Solutions for Homeowners Looking to Avoid Foreclosure

RISMEDIA, Dec. 19, 2007-The recent agreement by federal regulators and mortgage lenders to freeze interest rates for five years on certain subprime, adjustable rate mortgage loans is intended to help many homeowners avoid foreclosure. ...


Radio Show Offers Initiative to Stop Foreclosure Crisis

RISMEDIA, Dec. 19, 2007-Real Estate Radio USA, an Internet talk radio show, is taking the initiative to help stop the foreclosure crisis by offering to reinstate the mortgages of those in homeowners in foreclosure. ...