Consumer News and Advice | RISMedia

Money for Something: How to Keep ‘Entitlement Epidemic’ from Infecting Your Family Finances

By Jonathan Burton ...

Paying for a Home Inspection Now Could Avoid Headaches Later, Author Says

RISMEDIA, August 31, 2007--Despite the downturn in the housing market, millions of homes will still be bought and sold. At a time when price negotiations have become more vigorous, many buyers and sellers neglect one important element that could cost them thousands of dollars: the home inspection. ...

Apartments.com Survey Reveals Majority of Renters Have Lived with a Roommate

RISMEDIA, August 31, 2007--Whether returning to school, moving to a new city, or replacing a former roommate, searching for, and living with a roommate does not have to be a stressful experience. A recent Apartments.com survey indicates that more than eighty-two percent of renters surveyed state they currently have, or ...

Pre-Katrina Renters Find Few Options for Shelter

RISMEDIA, August 31, 2007--(MCT)--If she had known Aug. 28, 2005, what she knows today, Linda Addison says she would have stayed for Hurricane Katrina in her Bay St. Louis apartment and drowned. Better dead than treated like a bum, better to be at rest than worry each and every day ...

Poll Finds Most Employees Feel Appreciated at Work

RISMEDIA, August 31, 2007--(MCT)--Maybe the griping is as bad as ever where you work, but a survey of employees done for Adecco, the staffing company whose U.S. headquarters is in Melville, finds that most American workers feel appreciated by their employers. ...

Your Credit, Your Number: How to Get Your Free Credit Report

RISMEDIA, August 30, 2007-(MCT)-If you've ever applied for credit or insurance, chances are the lender or insurance company checked your credit score. For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards, auto loans, and mortgages. Credit scores are also ...

End-of-Summer: Now is the Time to Make Sure This Year’s Taxes are Under Control

By Eva Rosenberg ...

What to Do When You’ve Been Turned Down for a Mortgage

RISMEDIA, August 30, 2007- (Bankrate.com)--A common nightmare keeps most first-time home buyers awake at night: What if I get turned down for my mortgage loan? While it is natural to fret about this worst-case scenario, the chances of it actually happening are quite slim given the popularity of preapproval and ...

Tips to Protect Yourself and Your Home When Applying for a Mortgage

RISMEDIA, August 29, 2007-Many homeowners who were forced into foreclosure didn't fully understand their mortgage. Don't make this mistake. Many loan officers fail to disclose all aspects of the loan and closing cost; spending the extra 20 minutes asking these questions can mean the difference of keeping your home or ...

How to Convert to a Home Office

RISMEDIA, August 29, 2007-(DoitYourself.com)-According to a recent Builder Magazine study, 54% of households have home offices and most architects now include them in new home plans. If your current home doesn't include an office, why not create one using an extra bedroom, underused closet or the kitchen pantry? ...

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