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Home Buying 101 Archive


What to Do if Foreclosure Looms

RISMEDIA, September 11, 2007-(The Wall Street Journal)--As mortgage woes spread, what's a nervous borrower to do? ...


What to Do about an Eyesore Development Going in Next Door

By Lew Sichelman ...


Mortgage Jitters Bring Higher Returns for Depositors, Investors

By Jennifer Openshaw ...


Want a Car with That Home? It’s Yours in Buyer’s Market

RISMEDIA, September 10, 2007--(MCT)--Atlanta-area househunters Kendrick and Shaquita Gatewood have been courted with car leases, feted with furniture and tempted with tile. A health care worker and a teacher with secure incomes and down payment money, the couple are the toast of the Douglas County real estate market, where they ...


Grandparents Spend $27.5 Billion per Year on Grandkids

RISMEDIA, September 5, 2007--In honor of Grandparent's Day on Sunday, September 9, Liberty Reverse Mortgage and Sacramento State University have compiled the second annual Grandparent's Cost Index(R). According to the U.S. Census Bureau, more than 56 million grandparents reside in the United States. The purpose of the survey was to ...


Money for Something: How to Keep ‘Entitlement Epidemic’ from Infecting Your Family Finances

By Jonathan Burton ...


Paying for a Home Inspection Now Could Avoid Headaches Later, Author Says

RISMEDIA, August 31, 2007--Despite the downturn in the housing market, millions of homes will still be bought and sold. At a time when price negotiations have become more vigorous, many buyers and sellers neglect one important element that could cost them thousands of dollars: the home inspection. ...


Poll Finds Most Employees Feel Appreciated at Work

RISMEDIA, August 31, 2007--(MCT)--Maybe the griping is as bad as ever where you work, but a survey of employees done for Adecco, the staffing company whose U.S. headquarters is in Melville, finds that most American workers feel appreciated by their employers. ...


Your Credit, Your Number: How to Get Your Free Credit Report

RISMEDIA, August 30, 2007-(MCT)-If you've ever applied for credit or insurance, chances are the lender or insurance company checked your credit score. For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards, auto loans, and mortgages. Credit scores are also ...


End-of-Summer: Now is the Time to Make Sure This Year’s Taxes are Under Control

By Eva Rosenberg ...


What to Do When You’ve Been Turned Down for a Mortgage

RISMEDIA, August 30, 2007- (Bankrate.com)--A common nightmare keeps most first-time home buyers awake at night: What if I get turned down for my mortgage loan? While it is natural to fret about this worst-case scenario, the chances of it actually happening are quite slim given the popularity of preapproval and ...


Tips to Protect Yourself and Your Home When Applying for a Mortgage

RISMEDIA, August 29, 2007-Many homeowners who were forced into foreclosure didn't fully understand their mortgage. Don't make this mistake. Many loan officers fail to disclose all aspects of the loan and closing cost; spending the extra 20 minutes asking these questions can mean the difference of keeping your home or ...


Investing in Student Housing: Demand for Private Dormitories Creates Opportunity in an Emerging Market

RISMEDIA, August 28, 2007-(MCT)-More investors are going back to college. But they're skipping the keggers and term papers -- even the degree -- and heading straight for student housing. ...


Buyer Beware: Mortgages Application Can Bring Unwanted Calls, Thieves

RISMEDIA, August 28, 2007-All Erica Bradshaw really wanted was a house. But when she applied for a 30-year mortgage to purchase a home in downtown Orlando this year, it didn't take long before she was deluged with other credit offers. ...


How FHA Could Help Borrowers Refinance and Avoid Foreclosure

By Deborah Solomon ...