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Homeowner’s Toolkit Archive


Your Place: Tools and Techniques for Cleaning Your Deck

(MCT)—I was looking at my home's back steps, constructed of pressure-treated wood, and decided it was time for the annual get-rid-of-the-mildew-and-seal-them program. For some reason, they aren't looking as green as they were last year, so the job will be a snap. It has been a long time since I discussed deck cleaning in this space, probably because these few steps are all I have taken since we sold the house with the deck 12 years ago.


The Top 10 Real Estate Tax Deductions for Homeowners

As the time to file income taxes approaches, we need to take a new look at the changing tax landscape for homeowners. The dynamic atmosphere in Washington, D.C. has a different effect each year on which tax breaks are proposed, rescinded, changed, and extended for taxpayers who own a home. Thanks to the efforts of many real estate industry groups including the National Association of REALTORS®, many of the tax benefits that homeowners enjoy–which were on the chopping block over the past few months–have been protected and extended through the 2013 tax season.


Exterior Replacement Projects Provide Biggest Return on Investment for Homeowners, Say REALTORS®

Homeowners looking for the most return on their investment when it comes to remodeling should consider exterior replacement projects. According to the 2013 Remodeling Cost vs. Value Report, REALTORS® rated exterior projects among the most valuable home improvement projects. “REALTORS® know that curb appeal projects offer great bang for your buck, because a home’s exterior is the first thing potential buyers see,”


California Association of REALTORS® Launches Tool to Help Buyers Bridge Down Payment Gap

Regional spotlight--In an effort to provide California home buyers with up-to-date information about available home buyer assistance programs, the California Association of REALTORS® (C.A.R.)


Living Smart: The Time Is Right for Energy-Efficient Home Improvements

(MCT)—If you’re thinking about replacing your windows this year with more energy efficient options, Washington just upped the incentive to actually get the job done. As part of the “fiscal cliff” agreement earlier this year, federal lawmakers agreed to reinstate the energy efficiency home improvement tax credits that had expired with 2011. Homeowners who did not claim the full credit from 2006-11 can now receive 10 percent of the cost, up to a $200 tax credit, for Energy Star qualifying replacement windows purchased between Jan. 1, 2012 through the end of this year.


Don’t Let Winter Pinch Your Wallet: How to Save Money on Heating and Cooling

By now, homeowners around the country have begrudgingly made that often pricey decision to turn on the furnace and crank up the dial. Winter is here and for some territories that means brisk to freezing temperatures,


Today’s First-Time Buyers Are Realistic, Planners, Reports RE/MAX

First-time home buyers have long been an important part of the housing market. And that hasn’t changed today. According to the 2012 Profile of Home Buyers and Sellers from the National Association of REALTORS®,


Real Estate Q&A: Seller Financing Can Help Sell Home

(MCT)—QUESTION: I am trying to sell my home but am not getting any showings. I’m thinking about allowing a buyer to finance it through me. Is this a good idea? —Suzanne ANSWER: It certainly can be, depending on your situation. If you own the property free and clear of any mortgage loans, financing the transaction for the buyer yourself has its advantages. But you’ll need to take precautions to protect your interests. This sort of arrangement can help attract a deeper pool of prospective buyers who have temporary financial issues. You can finance the property for your buyer at an interest rate much higher than any bank will pay you for storing your money.


Holiday Safety for Homeowners

For many homeowners, decorating is one of the most exciting and tradition-driven parts of the holiday season. Lights, candles and other bright decorations can all be great ways to make your home look festive


Understanding the FHA Pre-Foreclosure Short Sale Process

All short sales are not alike—especially when an FHA-insured mortgage is involved. FHA short sales must advance through a very exact and systemized process. Here’s what you need to know:


Why Buying at the End of 2012 May Be Your Best Investment Yet

With just a month left in 2012, the number of days to benefit from year-end home buying tax benefits is dwindling quickly. We consulted real estate experts from across the country to share what you need


ListedBy Releases Real Estate Auction Guide for Consumers

In order to help consumers gain familiarity with real estate auctions, ListedBy--an online real estate marketplace and social network with live bidding auction and ‘Best Offer’ functionality--has released a new tool


The Black Friday Bargain: Start Planning the Home Remodel of Your Dreams

With the holidays (and associated chaos) fast approaching, you probably aren’t putting much thought into home improvement—except, perhaps, to grumble about the fact that you’ll have to cook another Thanksgiving meal in your outdated kitchen, or to wish that you didn’t have to steer your fa-la-la-ing guests toward your house’s only bathroom with its leaky faucet. If those complaints sound annoyingly familiar, you may not want to put off thinking about a remodel until the spring. According to Dan Fritschen, founder of www.remodelormove.com, a golden opportunity to get a head start on planning the house of your dreams is right around the corner, and it goes by the name “Black Friday.”


Survey Shows People Becoming More Likely to Participate in the Housing Market

Americans are feeling less discouraged about the housing market, according to a new national survey by FindLaw.com. ...


FHA Homeowners Recover from Foreclosures More Quickly

(MCT)—R.C. and Stacy Davis lost their condominium to foreclosure in 2009, a bad break that seemed destined to keep them from buying another home for many years.



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