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Today’s Top Story – Consumer Archive


Real Estate Auctions: Top Bid Doesn’t Always Guarantee Sale

RISMEDIA, September 4, 2009—(MCT)—The atmosphere is electric, the deals can be dazzling, and the process can turn a bidder into a home buyer seemingly in a matter of minutes. ...


Credit Card Reform Offers Good News and Bad

RISMEDIA, September 3, 2009—(MCT)—Life with a credit card presumably got a little easier in August 2009. Under new federal regulations, credit card companies have to give more warning before upping your interest rate and more notice before your bill is due. ...


Pending Home Sales on a Roll, Up for Sixth Straight Month

RISMEDIA, September 2, 2009—Contract activity for pending home sales has risen for six straight months, a pattern not seen in the history of the index since it began in 2001, according to the National Association of Realtors®. ...


New Credit Scoring Model May Boost Some Borrowers’ Scores

RISMEDIA, September 1, 2009—(MCT)-Even the most responsible borrowers slip up sometimes. Maybe a utility bill went unpaid after you moved and the missed payment went into collections. Or, perhaps there are unpaid library fines or parking tickets ...


Bank Fees Go Up as Number of Distressed Banks at Highest Level in 15 Years

RISMEDIA, August 31, 2009-(MCT)-The growing number of troubled banks is forcing regulators to shore up deposit-insurance reserves, which in turn is going to cost consumers more in the form of fees and tighter lending standards. ...


Largest U.S. Cities Continue to be Plagued by Home Price Reductions

RISMEDIA, August 29, 2009-Trulia, Inc., a real estate search website, announced that 25% of homes currently on the market in the United States as of August 1, 2009 have experienced at least one price cut. The percentage of price reductions ...


Homeowners Save Energy, Cash with Tax Breaks

RISMEDIA, August 28, 2009-(MCT)-Bob Menconi enjoys his newly replaced air conditioner at his house. The A/C was replaced by a federal tax rebate. So your car isn't a clunker? And you're not buying a new home? But maybe your air-conditioning ...


Credit Card Limits to be Cut by 2 Trillion by 2010 – How Does This Impact You?

RISMEDIA, September 1, 2009-Ray Robinson thought he had a really good credit score, but then he applied for an auto loan and the panic set in. His once very good 758 score had dropped to 692. The most widely used ...


Positive Signs: Home Prices on an Upswing in Second Quarter 2009

RISMEDIA, August 26, 2009-Data through June 2009, released by Standard & Poor's for its S&P/Case-Shiller Home Price Indices, the leading measure of U.S. home prices, show that the U.S. National Home Price Index improved in the second quarter of 2009. ...


HomeGain Releases Results of Third Quarter Home Prices Survey

RISMEDIA, August 25, 2009-HomeGain, one of the first websites to provide free instant home values, announced the results of its quarterly Home Prices Survey of Realtors® based on the responses of 1,084 U.S. real estate agents and brokers. ...


Entry-Level Housing Affordability Reaches 67% in Second Quarter of 2009

RISMEDIA, August 22, 2009-The percentage of households that could afford to buy an entry-level home in California stood at 67% in the second quarter of 2009, compared with 49% (revised) for the same period a year ago, according to a report ...


Housing Affordability Continues to Hover Near Highest Level in 18 Years

RISMEDIA, August 21, 2009-Bolstered by affordable interest rates and low prices, nationwide housing affordability during the second quarter of 2009 continued to hover near its highest level since the series began 18 years ago, according to the National Association of ...


Government Incentives Put Purchases in Reach for More Consumers

RISMEDIA, August 20, 2009-(MCT)-Back when her four children were young, Donna Noeller needed a car that seated six, so the Hughson farm family bought an SUV and drove it hard. "We've had this Trailblazer over seven years. It has more than ...


Optimism Grips Homeowners: 81% Think Home’s Value Will Increase or Stay Same in Next 6 Months

RISMEDIA, August 19, 2009-American homeowners are much more realistic about their own homes' values than they were one year ago, but are more optimistic about the future than at any other time in the past year. More than half (60%) of ...


Gender Differences Abound in the Home-Buying Process

RISMEDIA, September 1, 2009-It often seems as though men and women are from different planets, but every day millions of couples navigate through day-to-day and even life-altering decisions. Because a home is the biggest purchase most people will make in their ...


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